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11 Reasons Americans Are Loving Micro Retirements (No More Waiting Until 65)

Micro retirements could be the key to a more fulfilling life.

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Updated Aug. 19, 2025
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Retirement can seem like it's a long way off if you're still working, no matter your age. Waiting until 65 to finally enjoy life feels outdated, and while some people chase the dream to retire early, there's another option that can bring freedom sooner: A micro retirement.

These are breaks ranging from a few weeks to several months where you don't work and don't receive a paycheck. Micro retirements can benefit anyone, at any stage of life, by helping you recharge, realign, and maybe even come back stronger financially.

Here are 11 reasons to consider sprinkling mini-retirements throughout your career, rather than waiting for one big one.

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Spend less while you're off

seligaa/Adobe Female tourist looking at old town from balcony
People often assume taking months off will be insanely expensive, but it doesn't have to be. Work can be pricey when you factor in daily expenses like commuting and eating out for lunch. Meanwhile, traveling or living somewhere cheaper could actually lower your expenses. Imagine swapping New York rent for a few months in Mexico or Portugal, for instance, where your dollar stretches further.

Plus, there's also the option to lease your space while you're away for additional income.

Stop burnout before it stops you

Jadon Bester/peopleimages.com/Adobe Stressed, tired and frustrated business man with headache at night from burnout or making mistake on laptop.

Long hours, demanding projects, or conflict in the workplace can all impact how you feel about your job. If ignored, these pressures can quickly lead to burnout. Shockingly, 58% of American employees report suffering from moderate to very high levels of burnout.

Taking a few weeks out to recover and enjoy life could be less expensive than a forced break due to stress-related illness.

Fall back in love with your career

Flamingo Images/Adobe Smiling female designer standing in an modern office

Similarly, it's easy to lose your love for your job when you feel stuck in a rut. Sometimes, you need a little space to get some perspective.

If you're passionate about your career, some time away could be a reminder of just how much it means to you. Becoming more motivated leads to a higher quality of work, which may place you on the promotion ladder or earn you higher bonuses.

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Space to rethink your career trajectory

DimaBerlin/Adobe Happy female employee looking in window with satisfied face expression while sitting in office in front of laptop

You could also use your micro retirement to rethink your career pathway, especially if job dissatisfaction prompted your break. Set aside some time to consider if the role is still right for you.

Consider factors such as your long-term financial goals, current career aspirations, and opportunities for advancement at your current workplace.

Unlock new income streams

Viktoriia/Adobe Fashion Blogger. Young woman influencer in glasses sitting on carpet at stylish apartment recording vlog on camera

Taking time away from your career can give you the time and opportunity to unlock a new skill or start a side hustle. You can transform your experience into an online course that generates income even after you return to work. Or, you might get crafty and sell your creations online.

New income streams can help finance your micro retirement and lead to a more financially comfortable future.

Rebuild meaningful relationships

Rawpixel.com/Adobe Diverse group of business people having a meetup

Work tends to crowd out relationships without us even noticing, and micro retirements give you the time to rebuild relationships that were once the cornerstone of your personal life. As many as half of all Americans suffer from loneliness, meaning many of us could benefit from time with others.

Rebuilding your support network pays off not only emotionally but financially, too. Stronger connections can open doors to new career opportunities, collaborations, or even shared housing and travel that save money.

Spend quality time with family

Kay Abrahams/peopleimages.com/Adobe Happy boy getting a kiss by caring mother, bonding and laughing during family time at home.

You can also spend genuine, quality time with your family while everyone is still around to enjoy it. Working long hours can mean missing out on time with parents and other older relatives, until it may be tragically too late.

Whoever is important in your life, make memories that count as soon as you can.

Chase personal goals (finally)

kieferpix/Adobe Young man climbing up a mountain. Self improvement and life goals concept.

Life is about more than work. If you've always wanted to climb that mountain, run that marathon, or finish your degree, a few months away from work can give you that opportunity.

Make sure you set a specific goal (or goals) for your time away. You're more likely to accomplish and enjoy your achievements that way.

Truly turn off when you travel

biletskiyevgeniy.com/Adobe Travelers couple look at the mountain lake. Travel and active life concept with team.

There's no bigger buzzkill on a trip than logging into your work email and following up with colleagues throughout the day. More than 50% of Americans admit to working while on vacation, and those little check-ins eat away at your adventures.

Give yourself permission to take a life-changing, on-your-own-pace trip without thinking about your inbox once. With smart planning, you can stretch your budget further than on short vacations, making your money go the distance while your memories last a lifetime.

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Redefine work-life balance

Sam Edwards/KOTO/Adobe Mother working from home with daughter sitting on her lap

A work-life balance where you only have one full day off a week isn't really balanced. Taking time away from work helps you reprioritize what's important and focus on hobbies, interests, and creative pastimes.

Research shows that 59% of people regret not prioritizing a work-life balance. Taking regular breaks to focus on the things you love could ensure you don't become a part of that statistic.

Test-drive retirement early

fovivafoto/Adobe Retired man

Finally, micro retirements don't have to replace traditional retirement. Instead, they can be seen as a test run. Use your time out to discover what makes you tick and how you want to spend your golden years.

Life expectancy in America is increasing, and this hands-on experience helps you plan smarter for the future. Better to experiment now while you still have the flexibility.

Bottom line

Kittiphan/Adobe Stressed young woman checking bills, taxes, bank account balance and calculating expenses in the living room at home

Taking time out from work to rediscover yourself and your passions could help you recharge your batteries and approach your career with renewed energy. With smart budgeting, a little planning, and maybe even a side hustle or two, you don't have to wait until 65 to start experiencing the good stuff.

And here's the bonus: Taking breaks along the way can also set you up for a more stress-free retirement down the road.


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