If you're a busy person but still want to make some extra cash, you've come to the right place. While some side hustles can cost you precious downtime, these easy money-making ideas can work with even the most hectic schedules. Keep scrolling to the ones best for you!
Ohio Driver? Cancel your car insurance
Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.
This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.
I used this tool and now I’m able to pay just $47 a month for two cars.1 <p>Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.</p> Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and phone number.
- Answer a few questions about your car’s make and model to get matched with top offers.
- Choose the best quote for you and lock it in before rates go up.
Compare rates now and see if you could score same-day savings today!
I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.
Protect your wealth while earning up to 3.80% APY
The closer you get to retirement, the more important it is to safeguard your retirement savings while still prioritizing growth.
With the SoFi Checking and Savings account, you can protect your hard-earned savings with up to $3 million of additional FDIC insurance2 <p><b style="font-family: Rubik, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;">SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at <a href="http://sofi.com/banking/fdic/sidpterms">SoFi.com/banking/fdic/sidpterms</a>. See list of participating banks at <a href="http://sofi.com/banking/fdic/participatingbanks">SoFi.com/banking/fdic/participatingbanks</a>.</b></p> while earning up to 3.80% APY.3 <p>SoFi members who enroll in SoFi Plus with Eligible Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or SoFi members with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. If you have satisfied Eligible Direct Deposit requirements for our highest APY but do not see 3.80% APY on your APY Details page the day after your Eligible Direct Deposit arrives, please contact us at 855-456-7634. Additional information can be found at <a href="http://www.sofi.com/legal/banking-rate-sheet">http://www.sofi.com/legal/banking-rate-sheet</a>. See the SoFi Plus Terms and Conditions at <a href="https://www.sofi.com/terms-of-use/#plus">https://www.sofi.com/terms-of-use/#plus</a>.</p>
Plus, you can earn up to a $300 bonus4 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Eligible Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Eligible Direct Deposit. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/2026. Full terms at <a href="https://www.sofi.com/banking/">sofi.com/banking</a>. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.</p><p>SoFi members with Eligible Direct Deposit can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.80% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at <a href="http://www.sofi.com/legal/banking-rate-sheet" >http://www.sofi.com/legal/banking-rate-sheet</a>.</p> when you open a new account and make an eligible direct deposit within the first 25 calendar days of the promotional period. Eligible direct deposits totaling $5,000 or more can unlock the $300 bonus.
With no monthly account fees,5 <p>We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at <a href="http://sofi.com/legal/banking-fees/">sofi.com/legal/banking-fees/</a></p> this powerful account is a great way to protect what you’ve built while still growing your wealth.
Don’t pay a CENT to contractors for home repairs until you do this (see if you qualify)
Everyone talks about home insurance, but hardly anyone talks about this. If you live in Ohio and own your home, this company makes it so you could save $1,000s on home repairs without much work at all.
Choice Home Warranty is currently helping homeowners slash appliance repair bills. Choose a plan here and instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.
They’ve been around since 2008 (so you know they’re legit) and getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few simple questions.
- See if your home qualifies.
Choose a plan here and and see if you’re eligible for $50 off and 1 month free
P.S. We negotiated a special deal for FinanceBuzz readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.
Access your home equity to cover debt — no payment or interest charges for 10 years
Struggling with debt? If you want to utilize your home equity to help pay it down, you’re probably frustrated right now. The strict qualifications of the traditional financial system have left many unable to.
But there’s another option you may not have heard of, a home equity agreement (HEA) from Unlock.
With Unlock, you could tap into up to $500,000 of your home equity and make no payments for ten years. It’s not a home equity loan, HELOC, cash-out refinance, or reverse mortgage.
An Unlock HEA is not a loan at all. Instead, it gives you cash in exchange for a portion of your home’s future value:
- Access up to $500,000 of your home’s equity.
- No payments or interest charges for ten years.
- Not subject to traditional interest rates.
- Minimum credit score: 600+.
You can verify your property value and equity in 60 seconds — and with no impact on your credit score: Start by entering your property address here.
And don’t worry — Unlock has an A+ rating from the BBB. So see what you’re eligible for, and you could have the funds you need to end your toxic debt loop sooner than you think.
Earn a $200 bonus with this powerful card
The Chase Freedom Unlimited®(Rates and fees) is already a great everyday card thanks to the intro APR offer and the ability to earn unlimited cash back. New cardholders can score an easy-to-earn welcome offer: earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
For a no-annual fee card, it's no wonder this is one of our editors' favorites given all the benefits it offers. And when you add in this bonus, it's almost a no-brainer.
In addition to the welcome bonus, you can enjoy an intro 0% APR on purchases and balance transfers for 15 months. That's over a year you could finance large purchases or work on paying down high-interest debt. After the intro period, the APR is 18.99% - 28.49% Variable.
The best part? The annual fee is $0.
Pay no interest on balance transfers until 2027
Imagine getting an intro 0% APR for 21 months from date of account opening on balance transfers (APR then 17.24% - 27.99% (Variable)). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Citi® Diamond Preferred® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 21 months from date of account opening, then a 17.24% - 27.99% (Variable) APR (balance transfers must be completed within 4 months of account opening). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't just stop with balance transfers, though. Cardholders also get a generous intro APR of 0% for 12 months from date of account opening on purchases. After the intro period for purchases and balance transfers, the APR is 17.24% - 27.99% (Variable).
The best part? There's no annual fee with the Citi® Diamond Preferred® Card(Rates and fees).
Click here to Apply Now to the Citi® Diamond Preferred® Card
Turn your home’s value into extra cash
If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.
But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.
Here’s a potential solution: Get a home equity line of credit (HELOC) instead.
Using LendingTree’s simple HELOC matching tool6 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> (yes, the company from the commercials), you can compare rates and see what works for you.
How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.
Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.
To get started:
- Check out LendingTree’s HELOC matching tool.
- Answer a few questions.
- Be matched with personalized offers for you.
Save Instantly with Cash App Card: Save at places you already shop — in stores and online, and unlock access to exclusive events, presales, and more.
Get your free7 <p>Free Cash App Cards come in black or white.</p> Cash App Card. Choose a card style, then customize it with exclusive stamps, emojis, or even draw on it.
Get exclusive perks and instant discounts on everyday spending in person and online.
Say goodbye to hidden fees and overdraft fees.8 <p>No fee overdraft coverage of up to $200. Overdraft coverage and additional Cash App provided benefits are available when you direct deposit at least $300 each month.</p>
Cash App has 4.8/stars and is an Editor's Choice on the App Store!
Earn potentially $1,000s in basically passive income by opening this account ASAP
You can turn your existing money into even more money by basically doing nothing. Yes, it sounds insane. But it’s true — and it all depends on how early in life you open a high yield savings account.
The American Express® High Yield Savings account offers a rare 3.50% annual percentage yield (APY)9 <p>The Annual Percentage Yield (APY) as advertised is accurate as of July 23, 2025. Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened. </p> — compared to the national average APY of 0.42% (as of May 19, 2025). This could be worth hundreds, even thousands of dollars in passive income.
Let’s say you put $50,000 into a high yield account with a 3.50% APY at age 30. Then, you contribute $5,000 a year, every year, until age 50. At that rate with interest compounding daily, you’d walk away with $204,564! But ... if you start at age 45, you’d only have $86,407.10 <p>For illustrative purposes only. Interest rate and APY may change after initial deposit.</p> This is all thanks to compound interest — the earlier in life you start putting money into this type of account, the more you can earn over time.
Open an account today — the sooner, the better. There are NO fees, and you can withdraw your money whenever you need it. Plus, you can rest assured that your funds are fully backed by the service and reliability of American Express, Member FDIC. Terms Apply.
Click here to open an American Express High Yield Savings account
Alert: American adults lost $47 billion to scams and fraud in 2024
That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2024.
But you can safeguard your data with all-in-one scam and fraud protection services from OmniWatch, which comes with up to $2,000,000.00 in identity theft insurance,11 <p>Restrictions and exclusions apply, <a href="https://app.omniwatch.com/insurance-disclosure">click here to read full details of insurance coverage</a>. Residents of New York receive $1 million of coverage and are not eligible for ransomware or scam protection coverage. <a href="https://app.omniwatch.com/insurance-disclosure-ny">Click here for New York insurance summary</a>.</p> to cover eligible losses and fees should you experience them.
Plans start at $10 per month and can include comprehensive protection like 24/7 monitoring and alerts, dark web scanning to identify breached personal data (like your SSN and banking info), antivirus and VPN apps for device security, and expert restoration services at no extra cost.
Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.