25 Legit Ways to Make Extra Cash

Wondering how to make extra money with a side hustle? Read on.

Last updated May 11, 2026 | By Team FBZ

If your goal is to make some extra cash, you've come to the right place. Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this mega list of easy money-making ideas. They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.

Here is a long list of our favorite ways to earn extra cash and make money online – scroll through and find the ones that are best for you.

Set up direct deposit - pocket $400

Set up an eligible direct deposit with SoFi Checking and Savings and you could pocket a bonus of up to $400. Make the switch, set up direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps. 

Why people are switching: This account earns up to an insane 4.00% APY1on savings (3.30% APY standard + 0.70% APY boost for six months) on top of that $50 or $400 bonus.2 That's way better than the measly 0.38% (as of 4/20/26)3 national average savings accounts offer. 

No monthly fees and no surprises. Open your account and earn up to a $400 bonus

Save $28,000 over the life of your mortgage

Too many buyers overpay on their mortgage without even knowing it. Rates and fees vary wildly from lender to lender, but nobody has time to call around and compare, so they might just accept the first offer and hope for the best. Now there's a free service that does the hard part for you.

It's called Own Up, and it compares mortgage offers from a network of top-rated lenders so they compete for your business and you can pick a great deal.4You fill out a quick 5-minute profile (no hard credit pull),5get matched with top-rated lenders, and see the comparison side by side.6

Thnk about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.7

Own Up customers save on average $28,000 over the life of their loan,8and it costs you absoloutely nothing to find out what you'd save.

Own Up is 100% free — there’s no direct consumer fee for Own Up’s service. Own Up is compensated by lenders, not consumers. See what you could qualify for at the link below before you lock in a rate you might regret.

Check your rate in 5 minutes (free)

Stop getting ripped off by high interest debt payments

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

If that’s you, a company called LendingTree9wants to help. They can match you with loan providers that could help you pay off your debt quickly.

Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.

That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $30K+ credit card debt is eligible for options with LendingTree

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!10

Try National Debt Relief

Earn 10% cash back on your next Walmart purchase

If you're still using an account that charges monthly fees and you earn next to nothing on your savings, you need to try OnePay Cash. It comes with a mobile banking app and secured credit card with no monthly fees, no minimum balances, and no overdraft fees.11

Sign up for OnePay Cash here and you can earn 3% cash back on Walmart, gas, or dining on up to $150 spent per month, with eligible deposits.12On top of that, you can earn 3.35% APY on your savings with eligible deposits13and get paid up to 2 days early when you set up direct deposit.14 And you can earn 25¢/gallon extra cash back on your first gas purchase.15

You also get fee-free overdraft with eligible deposits,16fee-free cash withdrawals at 55,000+ Allpoint ATMs worldwide,17and free bill pay with eligible deposits.18

Limited time offer: earn 10% cash back on your first Walmart purchase made within your first month, on up to $200 spent.19

Open a OnePay Cash account today

Access up to $150 per day of your paycheck with no mandatory fees

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app20 you can access up to $150 per day of your paycheck and up to $1,000 per pay period — and EarnIn won’t charge you any mandatory fees.

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all. The EarnIn app does not charge any interest or mandatory fees on a standard Cash Out.

You even have the option to access the money within minutes for a small fee.21

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

  1. Visit EarnIn and create an account.
  2. Link your bank and employment info.
  3. EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Borrow potentially $1,000s from your home's equity to help you get through 2026

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool9 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Visit LendingTree

Join the website that has paid out over $59,000,000 for taking surveys

You do NOT need to get a second job to make some easy extra cash.

Because now, there’s a company who has paid out over $59 million dollars to users … just for taking simple questionnaires.

This company operates in a high-demand industry servicing Fortune 500 clients. And they’re paying normal people a piece of that $49 million every day, just to give honest opinions on products and services from companies like Walmart, Apple, FedEx, and more.

It’s called Branded Surveys. And when you complete their questionnaires, you can get paid a nice chunk of cash. Their clients are hungry for real feedback, and thus, are willing to pay a premium.

It also requires ZERO skills, no startup cost, and you can start earning money as early as today. The best part? It’s free to sign up, and you’ll earn 100 bonus points as a new member!

Sign up with Branded Surveys

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to Save potentially $100s in home repairs (don’t pay a CENT to contractors for home repairs until you do this)

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your furnace breaks down during a cold snap. Instead of paying up to $3,000 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and the tech comes over and fixes it right away. This could save you up to $2,900 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2026 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.22

Choose a plan from Choice Home Warranty here and lock in 2026 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Borrow potentially $1,000s from your home's equity to help you get through 2026

If you own your home, a cash-out refinance from Rocket Mortgage23could help you consolidate your debt. You could pull money out of your home without a second mortgage or HELOC … meaning you could tackle your debt head-on while eliminating multiple monthly payments.

For example, let's say you're able to take out $50,000 with a cash-out refinance. You use $20,000 to pay off high-interest debt and $30,000 for home renovations, lowering your total monthly payments and increasing your home's value. That's a win-win.

See how much could be available to you:Visit Rocket Mortgage and click “Take cash out.” Then use the simple calculator to estimate how much cash you could get out of your home.

See how much cash you could get

See if your $30,000+ of debt is eligible for this debt relief program

If you have a lot of credit card debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to resolve your debt once and for all?

ClearOne Advantage can help.24 If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you resolve your debt for less than you owe — with one low monthly program payment.

Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!

See if your $30k+ in credit card debt is eligible for ClearOne Advantage

Earn a bonus worth $250 to use toward your next flight or hotel 

If you're planning a trip, apply for the Bank of America® Travel Rewards credit card here and you can earn 25,000 bonus points after spending $1,000 in the first 90 days of account opening. That's worth $250 toward travel!

There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Bank of America® Travel Rewards credit card also lets you earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on everyday purchases. 

Redeem points for a statement credit toward travel and dining purchases, gift cards, cash back, or merchandise. If you travel even once a year this card could be worth it and could net you $100s in rewards to use toward travel. Don't delay - apply today!

Recommended for good or excellent credit.

Click here to apply for the Bank of America® Travel Rewards credit card now

See if you could find unclaimed money in your name

There could be as much as $2,08025 in unclaimed money in your name. Government agencies and private businesses are holding nearly $60 billion in unclaimed cash and the only way to claim yours is to know where to look!

BeenVerified is a company that helps you get this unclaimed money back. It takes about 5 minutes to check for it. Note: BeenVerified deep scans billions of databases to discover your lost money so it can take a few minutes for them to do the search.

Here’s how to see if you have unclaimed money:

  1. Click the link below.
  2. Answer a few questions like your name, state, and age.
  3. Start your $1 trial to see what money may be available.26

Averages range on how much money you could claim, but it could be as much as $2,08025.

Start your $1 trial here to see your unclaimed money. After the trial period, you will be charged the full monthly subscription price.

Earn cash every month for sharing your views on the news

The news is crazy eveyrwhere, but now you could make money from it with a website called YouGov.

YouGov lets you take short surveys on the latest headlines in exchange for points. You can then redeem points in minutes for cash or gift cards to stores like Amazon and Walmart. The results of these surveys are then often featured in the media, so your views could also shape the news.

Over 26 million people take YouGov surveys, and they’re rated “Excellent” on Trustpilot for helping members ear real cash every month. Sign up for free in minutes. You can earn points immediately by completing the introductory survey. Click the link below to get started!

Start earning cash for your opinions now

Pay no interest into 2028 with this no annual fee card

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to completely pause credit card interest into 2028 ... and the best part is that it could be easier than you think.  

Wells Fargo Reflect® Card(Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 21 months from account opening on purchases and qualifying balance transfers. (Then APR is 17.49%, 23.99%, or 28.24% Variable.) That's right — you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.

This is by far one of the longest intro APR periods we've ever seen. Plus, this card comes with even more perks like cell phone protection, roadside dispatch, and you could access deals from various retailers and merchants through My Wells Fargo Deals, making it practically a no-brainer. 

Apply now for the Wells Fargo Reflect® Card card

Save potentially $1,000 or more on home insurance in Columbus

Most people don't even think twice about what they pay for home insurance. Huge mistake. Especially if you want more money in retirement. If you live in Columbus and you haven’t checked rates recently, you could save potentially $1,000s.

Provide Home Insurance is actively helping homeowners score huge savings on better home insurance. They bring top insurance providers together to compete for your business, potentially giving you a better deal. This could drive the cost down for you by orders of magnitude.

You could slash the cost of home insurance by tapping into potential discounts and incentives most homeowners probably don’t even know exist.

You might be eligible if you check these 3 boxes:

  1. You own your home.
  2. You are willing to switch providers to save money.
  3. Your ZIP code qualifies.

Complete this short questionnaire to see if you qualify

Ask this company to help you pay off $10,000+ in late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Access up to $500,000 of your home’s equity — no monthly payments for 10 years

If you're carrying high-interest debt, your home’s equity may be able to help pay it down — without adding another monthly loan payment.

This isn’t a HELOC or refinance. Instead, Unlock offers a home equity agreement (HEA), which gives you cash today in exchange for a share of your home’s future value.

With Unlock, you could access up to $500,000 of your home’s equity and make no payments for ten years.

And don’t worry — Unlock has an A+ rating from the BBB. So see what you’re eligible for, and you could have the funds you need to end your toxic debt loop sooner than you think.

See what you may qualify for with a quick eligibility check

Set up direct deposit and complete qualifying activities - pocket $400

If you aren't banking with Truist, you're missing out on a boost of extra cash just by following a few simple steps.

Earn a bonus of $400 after you open a new Truist One Checking account online between March 26, 2026 and July 9, 2026 using promo code AFL400TR1Q226.27To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Terms apply.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.

Open your account and earn a $400 bonus

Find out what you’re missing in your finances with this 100% free personalized plan

Maybe you think you’re doing “fine” with money. But nearly everyone has blind spots. Hidden mistakes and missed opportunities that cost you $1,000s over time.

But studies show people with a financial plan are 3.7x more likely to feel confident about reaching financial goals,28because it helps them realize exactly what’s holding them back.

Our new tool builds you an intelligent, 100% free personalized financial plan that uncovers what you’re missing. In minutes, it analyzes your real financial situation and reveals changes that could have a massive impact on your life and money.

Here’s how to get started:

  1. Click the link below.
  2. Answer a few quick questions about your income, goals, and financial situation.
  3. Securely connect your accounts through Plaid (banking, savings, credit cards, debt, investments).
  4. Instantly receive your personalized financial plan, including insights that highlight what you may be doing wrong — and what you can do instead.

The tool looks for inefficiencies and missed opportunities across your spending, saving, debt, and long-term goals. You get clear recommendations, and even projections showing how your net worth could grow by making simple changes.

This service is 100% free. Click the link below and gain the clarity you need about things you have no idea you’re missing right now.

Click here to get your free personalized financial plan and discover what you’ve been missing.

Earn a $200 bonus with this incredible cash back card

The Chase Freedom Unlimited®(Rates and fees) lets you earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening

In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.24% - 27.74% Variable. Oh, and the annual fee is $0

It's almost a no-brainer to apply. 

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited®

Freecash
4.9
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Freecash Benefits
  • Earn Free Cash Within Minutes — Up To $1,000
  • Has paid out over $100 million to users since 2019
  • You choose the offers you want to complete and stack for rewards
  • Multiple cash-out options
  • “Excellent” Trustpilot Rating (54,000+ reviews, 4.6/5 stars)
Download Freecash

Bottom line

There are lots of articles out there full of endless ideas on how to make money. But it really doesn't have to be hard, and you don't have to do the typical things like sell your stuff on Craigslist or Etsy, drive with Uber or Lyft, or sort through low-paying jobs on Fiverr or Mechanical Turk. If you have an internet connection, you can do just about anything we've recommended.

If you're spending time on social media, consider switching to one of the ways to make money listed above. You could also commit some of that spare time to taking an online course so you can learn a high-demand freelancing skill. Over time your commitment to making money and improving yourself will pay off!