Children of every age react to the idea of selling the family home. Even if your kids have long since flown the nest, they may be surprised by your decision to move on in pursuit of what could be a smart homeowner decision.
Your adult children may have strong feelings about the house where they grew up. They might worry about losing family gathering spaces or even their inheritance. When you understand and address their concerns, you build support for your move.
Here are ways your kids may object to selling the family home, and how to address each one.
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"Where will we gather for holidays now?"
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Has your family home been the central gathering place for holidays, celebrations, and family events? If so, your kids may not be able to imagine traditions in another place.
You can create a sense of continuity by reinforcing how your current traditions were formed. Remind your children that they will continue as long as you are all together and share how you envision traditions in your new home.
"You didn't discuss this with us first"
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You may be surprised or annoyed to hear this since it's your home, but your kids spent a lot of their lives in this house.
Let them know you understand how they might feel left out, but that this decision is complex. You needed to understand your options first before discussing the move with them. Next, involve them where it makes sense. For example, sorting through items or planning the move.
"Are you sure you can afford this move?"
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You're probably saving money with the move, but your kids don't know that. They may not consider the ongoing costs and the effort required to keep and maintain their current home. Their concern shows they care.
Reassure them that you've done your homework. You can share a few basic details about how selling will improve your budget or support your retirement goals.
"What about dad's workshop or mom's garden?"
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When you've poured love and time into a hobby, your kids may not be able to imagine you stepping away from it.
These rooms or activities may be part of your identity, especially in the eyes of your children.
Let them know how you are coming to terms with leaving. If you are going to recreate something similar in your new place, talk to them about it and how you're comfortable with that decision.
"Where will I come home to during college breaks?"
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This may be strange to hear from young adults who have started their lives away from home. However, even college kids see their family home as "home base." Reassure them that home means being together as a family, wherever you are together.
Make sure to plan something special for their first visit to the new house.
"This feels too rushed"
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You may have been planning this for months or years, which means you've had time to mentally and emotionally prepare. If your kids feel blindsided, they need their own time to process this change. Let them know you understand how they feel.
Give them your reasons for the move, whether financial, health-related, or something else. Allow them time and space to ask questions and process the information.
"What about our inheritance?"
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Your kids may have imagined raising their children in your family home or using it to fund their lives after you pass. These conversations can be complex, and families have different comfort levels on the topic of money.
You can share a general picture of your financial situation or let them know how this move benefits the whole family.
"What if you need the space later?"
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Whether they're thinking about room for potential caregivers or keeping the option open to move back in, explain why less space works better for you now.
For example, smaller homes mean less cleaning, less upkeep, lower bills, and more free time. If your current home has become too much work or too expensive, let them know how. This could include the increasing difficulty of stairs or yard work, the cost of insurance, or rising utility bills.
"You're moving too far from us"
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It's not unusual for retirees to move to a warmer or more tax-friendly state. Even so, your kids may worry that distance will affect your relationship.
You can acknowledge their worry and be specific about how you'll stay in touch through visits, calls, and special trips.
What do they love to do? Let them know what the new location has to offer for them and potential grandchildren.
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Bottom line
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Selling your family home is a major decision that affects everyone in your family. It's wise to take time to explain your reasoning, especially if you are trying to get ahead financially, and address your kid's concerns.
Your family wants what is best for you. Many pre-retirees and retirees discover that downsizing provides them with greater freedom and financial security. Once your adult children see the benefits and understand this move supports your independence rather than threatens it, they're likely to become your biggest supporters.
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