8 Must-Do Things Before 60 For a Stress-Free Retirement

Ohio: Say Goodbye to High Auto Insurance Rates if You Live in These Zip Codes

We've got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, dob, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.

See if you're overpaying

Take this quiz to get matched with vetted financial advisors

Do you know if you can retire early? One of the best ways to find out is by speaking with a financial advisor. With the right moves and a little work, you could potentially retire years earlier.

Here’s the first step: Take this quiz from Zoe Financial. In just a few short questions, it can help you find vetted financial advisors based on your unique needs.

You get matched with three advisors and even earn free consultations, one with each match. That way, you can compare them and be fully prepared to pick a financial advisor that’s right for you.

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Paid Non-Client Promotion

FinanceBuzz doesn’t invest its money with this provider, but they are our referral partner. We get paid by them only if you click to them from our website and take a qualifying action (for example, opening an account.)

Earn a $400 bonus with this checking account

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.

New checking clients can earn a $400 bonus when you open a new Truist One Checking account online between October 31, 2024 and April 30, 2025 using promo code AFL2425TR1400. Terms apply.¹ <p><b><u>Terms and Conditions for the $400 Truist One Checking Affiliate Offer 1: AFL2425TR1400</u></b></p> <p><b><u>Offer Information</u></b>: Open a new Truist One Checking account <b><u>online</u></b> from 10/31/24 through 4/30/25, receive at least 2 qualifying Direct Deposits* totaling $1,000 or more within 120 days of account opening and earn $400.</p> <p> Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code <b>AFL2425TR1400</b>. Please refer to the Account Opening and Enrollment section below for full instructions.</p> <p>*A qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.</p> <p><b><u>Offer Eligibility</u></b>: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 10/31/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.</p> <p><b><u>Reward Processing</u></b>: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.</p> <p><b><u>Reward Forfeiture</u></b>: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time Truist verifies the qualification requirements have been met.</p> <p><b><u>Other Terms</u></b>: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 1/31/26 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.</p> <p><b><u>Account Opening & Enrollment Instructions</u></b>: To open and enroll your new account in the promotion, visit the offer website and click on “Open an account online.” Enter AFL2425TR1400 into the promo code field provided, review the offer Terms and Conditions, and then select “Accept Offer”. Accounts opened without the promo code applied will not be eligible to participate in the offer. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800.709.8700.</p> <p>Version 3 10022024 <b>AFL2425TR1400</b></p>

To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days of account opening.

This is practically passive income and a great way to supercharge your earnings.

Plus, you can enjoy other benefits like no overdraft fee, a $100 negative balance buffer,² <p>The $100 Negative Balance Buffer is only available with Truist One Checking and allows eligible clients to overdraw their account up to $100.</p> <p>All eligibility requirements below must be met to initially qualify for the $100 Negative Balance Buffer:</p> <ul> <li>Account must be opened for a minimum of 35 calendar days</li> <li>Account must be funded and have a positive balance</li> <li>A single direct deposit of at least $100 per month must be made for 2 consecutive months</li> </ul> <p>To remain qualified for the $100 Negative Balance Buffer, the requirement below must be met:</p> <ul> <li>A recurring direct deposit of at least $100 per month</li> </ul> <p>For accounts that qualify for the $100 Negative Balance Buffer and also have Overdraft Protection, Truist will use the $100 Negative Balance Buffer first. If the account has neither, transactions that exceed the account balance will typically be declined or returned.</p> and automatic upgrades for access to growing perks.

Earn potentially $1,000s in basically passive income by opening this account ASAP

You can turn your existing money into even more money by basically doing nothing. Yes, it sounds insane. But it’s true — and it all depends on how early in life you open a high yield savings account.

The American Express® Savings High Yield Savings Account offers a rare 3.80% (as of December 17, 2024) annual percentage yield (APY)³ <p>The Annual Percentage Yield (APY) as advertised is accurate as of December 17, 2024. Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.&nbsp;</p> — compared to the national average APY of 0.47% (as of Feb. 8, 2024). This could be worth hundreds, even thousands of dollars in passive income.

This is all thanks to compound interest — the earlier in life you start putting money into this type of account, the more you can earn over time. As Ben Franklin put it, “Money makes money. And the money that money makes, makes money.” Bam.

Let’s say you put $50,000 into a high yield account with a 3.80% (as of December 17, 2024) APY at age 30. Then, you contribute $5,000 a year, every year, until age 50. At that rate with interest compounding daily, you’d walk away with $265,300.43! But ... if you start at age 45, you’d only have $88,557.45.⁴ <p>For illustrative purposes only. Interest rate and APY may change after initial deposit.</p>

Open an account today — the sooner, the better. There are NO fees, and you can withdraw your money whenever you need it. Plus, can rest assured that your funds are fully backed by the service reliability of American Express, Member FDIC. Terms Apply.

Click here to open an American Express High Yield Savings account

Pay no interest until 2026

Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 18.49% - 27.49% Variable *Rates as of December 12, 2024). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards — the Discover it^® Cash Back(Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 18.49% - 27.49% Variable *Rates as of December 12, 2024) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2026! 

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 18.49% - 27.49% Variable *Rates as of December 12, 2024). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it^® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here to get started. Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.⁵ <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>

Choose a plan from Choice Home Warranty here

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Find up to $500,000 coverage in term life insurance starting around 71 cents a day

No one wants to think about Life insurance, but we all want to protect the ones we love. If you passed away, how would your family handle the mortgage, retirement, or daily costs?

It’s a good idea to see what you qualify for as long as it’s not a hassle. That’s where Bestow comes in.

Just answer a few questions and see your quote instantly — without needing medical exams or doctor’s visits.

The best news? If approved, you could get a 10-year term life insurance policy with $500,000 in coverage starting around $0.71/day!⁶ <p>Estimated rate for a 10-year term at $500K coverage for a healthy, non‑smoking, 35-year-old woman.</p> If you’re 28 to 45, take a few minutes to see policy rates today – it’s a great age to lock in a rate if you can.

Enter your zip code to get started