8 Must-Do Things Before 60 For a Stress-Free Retirement

Ohio Drivers: Say Goodbye to High Auto Insurance Rates if You Live in These Zip Codes

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

Our new tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $233 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used our new tool and now I’m able to pay just $50 a month for two cars.Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this new tool and compare and score same-day savings, here’s what to do:

1. Click the link below and enter your zip code, date of birth, and phone number.
2. Answer a few questions about your car’s make and model to get matched with top offers.
3. You will get a phone call from an agent and they’ll set it up for you right away.

Compare rates now and score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It takes two minutes. Super fast. You have to trust me on this. Just try it out.

Earn potentially $1,000s in basically passive income by opening this account ASAP

You can turn your existing money into even more money by basically doing nothing. Yes, it sounds insane. But it’s true — and it all depends on how early in life you open a high yield savings account.

The American Express® Savings High Yield Savings Account offers a rare 3.70% (as of Feb. 21, 2025) annual percentage yield (APY)¹ <p>The Annual Percentage Yield (APY) as advertised is accurate as of Feb. 21, 2025. Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.&nbsp;</p> — compared to the national average APY of 0.41% (as of Jan. 21, 2025). This could be worth hundreds, even thousands of dollars in passive income.

This is all thanks to compound interest — the earlier in life you start putting money into this type of account, the more you can earn over time. As Ben Franklin put it, “Money makes money. And the money that money makes, makes money.” Bam.

Let’s say you put $50,000 into a high yield account with a 3.70% (as of Feb. 21, 2025) APY at age 30. Then, you contribute $5,000 a year, every year, until age 50. At that rate with interest compounding daily, you’d walk away with $250,166.37! But ... if you start at age 45, you’d only have $87,117.29.² <p>For illustrative purposes only. Interest rate and APY may change after initial deposit.</p>

Open an account today — the sooner, the better. There are NO fees, and you can withdraw your money whenever you need it. Plus, can rest assured that your funds are fully backed by the service reliability of American Express, Member FDIC. Terms Apply.

Click here to open an American Express High Yield Savings account

Talk to a financial advisor about retirement (even if you’re skeptical)

Maybe you never thought of working with a financial advisor. But if you’re nearing retirement and worried about not having enough savings, working with one could help fix that.

Wouldn’t it be nice to feel hopeful again? If you have $25,000+ to invest, let the professionals at J.P. Morgan Personal Advisors build you a personalized financial plan. You could actually achieve the comfortable retirement you gave up on years ago.

To get started, schedule a free one-on-one session with J.P. Morgan Personal Advisors.³ <p>INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE</p> It’s 100% free, you can do it from home, and all you have to do is talk. You could feel a sense of relief just from that first conversation.

Working with an advisor may sound scary, but J.P. Morgan’s advisors are fiduciaries, so you can be confident they have your best interest at heart.⁴ <p>FinanceBuzz is not an investment advisor. This content is for informational purposes only, you should not construe any such information as legal, tax, investment, financial, or other advice.</p> Even better — J.P. Morgan Personal Advisors was named "#1 in Wealth Management Digital Experience for Advised Investors" by J.D. Power in 2024.⁵ <p>J.P. Morgan Wealth Management received the highest score in the Full-Service Investors segments of the J.D. Power 2024 U.S. Wealth Management Digital Experience StudySM, which measures satisfaction with wealth management websites and mobile apps (Published 21 November 2024). The independent study was conducted between June – August 2024 and is based on responses from 5,871 full-service and self-directed investors, and the evaluated firms do not pay to participate. The ranking shown here may not be representative of all client experiences because they reflect an average or sampling of the client experiences. Each individual client’s experience may vary. License fee paid to publisher for use in promotional materials. Visit <a href="http://jdpower.com/awards">jdpower.com/awards</a> for more details.</p>

Talk to a financial advisor about your goals for free

Paid Non-Client Promotion

FinanceBuzz doesn’t invest its money with this provider, but they are our referral partner. We get paid by them only if you click to them from our website and take a qualifying action (for example, opening an account.)

Earn major cash back and a high APY with this powerful account

If you don’t know about this powerful climate friendly account, listen up. You can earn up to an astounding 3.00% APY⁶ <p><p>The Aspiration Save Account's Annual Percentage Yield ("APY") is variable and accurate as of 01/11/25. Rates are subject to change. To earn 1.00% APY (3.00% APY if customer is enrolled in Aspiration Plus) interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, on their Aspiration debit card. Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo, Facebook Pay) do not qualify towards the $500.00 spend requirement. Balances over $10,000.00 will earn 0.00% APY (0.25% APY if customer is enrolled in Aspiration Plus). If the requirements are not met each month, the APY will be 0.00% APY (0.25% APY if customer is enrolled in Aspiration Plus) on Save Account regardless of balance. <a href="https://assets.ctfassets.net/ejg6grzpbbxj/2qiMJiSisziArCXc8PTC0g/aa466986a6f181fe0f9dea6c65d56cee/Aspiration_-_Deposit_Account_Agreement__February_2024_.pdf">Terms</a> &amp; <a href="https://my.aspiration.com/faq/Spend---Save%3EAspiration-Save-Account%3EWhat-interest-rates-are-offered-for-Aspiration-Save-">FAQ</a>.</p></p> on your money, plus up to 6% cash back⁷ <p>Aspiration’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, click cash back on purchases.</p> on over 100 climate-friendly brands including EV charging. But that’s just the beginning.

Sign up for this account from Aspiration, and paychecks arrive up to 2 days early when you set up Direct Deposit.⁸ <p>Aspiration’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our <a href="https://assets.aspiration.com/docs/summit/Aspiration%20Funds%20Availability%20Policy.pdf?utm_source=Iterable&utm_medium=email&utm_campaign=campaign_-12345">policy</a> of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Aspiration generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.</p> You’ll also get Mastercard® ID theft protection and purchase protection, including extended warranty and satisfaction guarantee.

Seriously. Aspiration is FDIC insured by Coastal Community Bank⁹ <p>Aspiration is not a bank. Aspiration Spend & Save accounts are checking and savings accounts offered through Coastal Community Bank, Member FDIC. Approved deposit accounts are FDIC insured up to $250,000 per depositor. For balances greater than $250,000, Coastal will Sweep the excess funds to one or more FDIC-insured depository institutions in their Sweep network (each a “Bank”) up to $250,000 per Bank. With five Banks available through the Coastal Community Bank <a href="https://assets.aspiration.com/docs/summit/Aspiration%20Funds%20Availability%20Policy.pdf?utm_source=Iterable&utm_medium=email&utm_campaign=campaign_-12345">Insured Bank Deposit Program</a>. Deposits are FDIC-insured up to $1.25 million per depositor. This amount is subject to change at any time. Visit <a href="http://fdic.gov/">fdic.gov</a>. Aspiration’s <a href="https://www.aspiration.com/2024-sweep-program-banks">Program Banks</a> have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining.</p> … and about a million times better than all the other accounts out there. You even get access to over 55,000 fee-free ATMs, and there are no monthly fees on standard accounts as well as no minimum balance fees. And it’s good for the planet, too.

Sign up for an Aspiration account today

Pay no interest on balance transfers until nearly 2027

Imagine getting 18 months with 0% intro APR on a balance transfer (APR then 18.24% - 28.24% (Variable)). Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash^® Card.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 18.24% - 28.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25. Even better, you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.

The best part? There's no annual fee with the Citi Double Cash^® Card(Rates and fees).

Click here to apply now for the Citi Double Cash^® Card

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2024 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.¹⁰ <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>

Choose a plan from Choice Home Warranty here and lock in 2024 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Alert: In 2023 Americans lost over $10 billion to identity theft and fraud

That's right. According to the FTC, Americans lost over $10 Billion to fraud and identity theft in 2023.

But you can safeguard your data with all-in-one identity theft protection services from Aura which comes with $1,000,000.00 in identity theft insurance¹¹ <p>Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.</p> per adult, to cover you should you have eligible identity theft-related losses.

An individual plan starts at $9 per month, and you can choose a family plan that outmatches most others - includes Dark Web monitoring to scour data breaches and leaks for your sensitive personal data — such as Social Security numbers (SSN), Medicare information, and phone numbers.

Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Save up to 68% when you sign up for protection today!