12 Vacation Planning Tips and Tricks That'll Actually Save You Money

Traveling doesn't have to be expensive.

By Holly Humbert

Edited by Esther Carlstone

Updated Oct. 14, 2024

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

When you sit down to plan your next vacation, it’s easy to become overwhelmed and discouraged by the prices of everything. The good news is that there are simple actions you can take that will help you save money on travel.

Here are some tips that will actually work to help you cut costs on your next trip.

If you’re over 50, take advantage of massive travel discounts and trip-planning resources

Over 50 and love traveling? Join AARP today — because if you’re not a member, you could be missing out on huge travel perks. When you start your membership today, you can get discounts on hotels and resorts, airfare, cruises, car rentals, and more.

How to become a member today:

Go here, select your free gift, and click “Join Today”
Create your account (important!) by answering a few simple questions
Start enjoying your discounts and perks!

An AARP membership not only unlocks discounts that could save you hundreds on your next trip, but you’ll also have access to deals on vacation packages, guided tours, and exclusive content to help plan your next getaway.

Important: Start your membership by creating an account here and filling in all of the information (do not skip this step!). Doing so will allow you to take up to 25% off your AARP membership, making it just $12 per year with auto-renewal.

Become an AARP member now

Book flights mid-week

In 2022, Google found that the cheapest days to book your flights were Tuesdays, Wednesdays, and Thursdays. The savings are marginal, averaging 1.9% cheaper than when purchased on Saturday or Sunday.

However, every penny counts when you're looking to save money on travel.

Who really has the cheapest auto insurance in your area? Check your zip code here.

Fly on a Tuesday

According to Google, the most cheapest days to fly are Monday, Tuesday, and Wednesday, with Tuesday being the best choice. Travelers can save up to 20% versus flying on the weekend.

You can use cost-comparison tools to search which return dates will offer you the best deals.

Take the red-eye flight

While sleeping on a plane isn't for everyone, it could help save you money. Red-eye flights are usually cheaper than flights during the day, and you’ll save on not having to book a hotel room for the night.

You may also be able to spread out as these late-night flights are rarely full.

Earn a $250 travel bonus with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Bank of America^® Travel Rewards credit card has no annual fee and you can earn 25,000 bonus points after spending $1,000 in purchases in the first 90 days of account opening.

You can earn additional points just by using this card for your everyday purchases — unlimited 1.5 points per $1 spent on all purchases. The 25,000 bonus points can be redeemed for a $250 statement credit toward travel or dining purchases.

If you want to travel and dine out more, the Travel Rewards card can help you get where you want to go.

The best part? There's no annual fee.

Click here to apply now.

Choose a flight with a layover

If you're not in a hurry to get to your destination, choosing a flight with a layover could save you big.

Google's data shows that you could save up to 25% by booking a non-direct flight.

Don't book to early (or late)

Data shows that there are ideal booking windows to score the cheapest flights. For domestic travel, you should book between 21 and 52 days before departure. For international travel, it's cheapest to book 50 to 101 days before you leave.

It's best practice to buy your flights early. If you wait too long, prices can jump up, costing you big.

Travel during off-peak seasons

Popular destinations know they're popular, and adjust prices accordingly. Traveling during the off-season can score you a 25 to 50% savings compared to traveling during tourist season.

Not only will you save money, but popular attractions will be less crowded, too.

Earn Points and Miles: Find the best travel credit card for nearly free travel

Book your hotel directly through their site

When you book your hotel stay using third-party booking sites, companies typically pay a commission, causing rate variances across booking platforms.

By booking directly through the hotel itself, you are likely to get the best rates, since the hotel won't have to pay any additional fees.

Sign up for the loyalty rewards programs

When you sign up for brand loyalty programs you can earn points, get exclusive savings, and receive additional member benefits, like refundable rates. You may also be first on the list for upgrades.

Most loyalty programs are free and only take a minute and are definitely worth your time.

Open travel credit cards

Travel credit cards offer points to help save for your next trip. Not only can you quickly accumulate points to pay for your travel, but some cards grant you access to airport lounges, TSA pre-check, no foreign currency fees, and other cardholder benefits.

Credit cards may also offer fraud protection travel insurance, and baggage replacements. Just make sure you’re able to pay it off in full each month before committing.

Unlock exclusive entertainment deals and VIP perks (without a credit card)

Ready to take your entertainment and travels to the next level? Experience the finer things in life with the SELECT card.

No, it's not a credit card, it’s an exclusive membership — and your passport to a world of elite benefits and unforgettable moments.

Imagine sipping complimentary cocktails in downtown Manhattan at KYU NYC or saving 20% on the best sushi in Hollywood Hills at Yamashiro.

Like to shop? Members receive VIP discounts like 15% off at Brooks Brothers, and up to 60% off at Tumi.

Enjoy special offers at luxury hotels like the Four Seasons and Omni Select. For example, you get 15% off at Hyatt Hotels worldwide.

But it’s not just about the hundreds (or thousands) you could save. There are so many features that make you feel like a VIP every day. Like SELECT’s white-glove concierge that assists with bookings, recommendations, or anything you need. And priority access to reservations to some of the year’s hottest events (many not open to the public).

Apply for the SELECT card today

Use amenities at your hotel

If you’re already spending the money, take full advantage of the amenities available to you at your hotel. For example if your hotel offers free breakfast, don't spend money going out to eat.

Look for accommodations that offer perks that you'll actually take advantage of.

Pack light

Baggage fees vary widely by airline, however, the majority of airlines charge $35 to $45 for your first checked bag. Save money by packing everything in a carry-on since most airlines allow you to bring a personal item and carry-on item for free.

You also won’t have to worry about your baggage being delayed or lost.

Follow travel deal sites

If you‘re looking for a spur-of-the-moment getaway, travel deal sites can be a great way to save money. These sites often publish last-minute finds that offer significant savings, but keep in mind the dates and locations are specific, with little to no wiggle room.

If you’re spontaneous and don’t mind waiting for the perfect deal, this tip can save you a lot of money.

Grow Your $$: 11 brilliant ways to build wealth after 40

Bottom line

Saving money on your next vacation can be easily achieved with some extra planning. Even if you’re only saving small amounts on each portion, it all adds up across flights, hotels, food, and attractions.

A final tip? Using the same airlines or hotel brands each time you travel can also help you earn travel rewards faster.

More from FinanceBuzz:

Benefits

Card Details

$0 annual fee
Simple, flat-rate rewards
Flexible redemption options
Up to 75% preferred Rewards bonus potential
Apply Now

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.74% - 28.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Bank of <span class='whitespace-nowrap'>America<sup>®</sup></span> Travel Rewards credit card

4.1

Apply Now

on Bank of America’s secure website

Read Card Review

Intro Offer

Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Annual Fee

Why we like it