Stop: Do These 19 Things Before You Travel

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Last updated June 5, 2025 | By FinanceBuzz Editors

Still throwing money at overpriced flights and racking up debt just to get a seat in the sky? That's not a vacation. That's financial sabotage.

A new class of savvy travelers is making bold money moves (the kind of moves you should be doing anyway) that let them book the trips they actually want … without draining their bank accounts or settling for less.

We're not talking about coupon clipping or skipping meals. These are practical, powerful tactics that regular people are using to travel better, cheaper, and smarter. Scroll down to see what they are — then take advantage of one (or all) today.

Trick the system with these booking hacks that feel like cheating

Search flights using a foreign language & currency combo: Sometimes booking on a site’s non-English version (say, Google Italy + euros) can surface different fares.

Book “hidden city” flights by choosing a final destination beyond your actual stop: Use Skiplagged to buy a cheaper fare that connects through your real destination — just don’t check a bag.

Set your location to a budget-friendly country: Booking platforms sometimes show lower rates based on user location. A VPN set to India or Mexico could save big.

Offer house sitting in exchange for free lodging: Join platforms like Nomador or MindMyHouse to stay abroad for free in exchange for caring for someone’s home.

Book flights on Wednesdays at 3 a.m. (based on the airline's headquarters time): Weird but true — some airlines release new deals early Wednesday mornings. Try booking at 3 a.m. their time for the best prices.

Earn up to 5 miles per dollar toward travel with this incredible card

If you're someone who loves to travel, the Capital One VentureOne Rewards Credit Card(Rates and fees) is the perfect companion for your adventures. New cardholders can earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.

But that's not all. When you use the VentureOne card, you can earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! This means that your dream vacation could be closer than you think, thanks to the rewards you earn from everyday purchases! There is also no annual fee and no foreign transaction fee.

So if you're gearing up for your next adventure, the Capital One VentureOne Rewards Credit Card should be at the top of your wallet.

Annual fee: $0

Purchase and Transfer APR: 19.24% - 29.24% (Variable)

Click here to apply for the Capital One VentureOne Rewards Credit Card now

Ohio Driver? Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used this tool and now I’m able to pay just $47 a month for two cars.Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Do NOT pay contractors for home repairs if something breaks while you're away

The worst thing would be for one of your appliances to break down while you're on the other side of the world. But this unique company could help you avoid paying contractors so much money for repairs whenever you get home.

It sounds crazy, but they’ve been doing this since 2008. Say your AC unit breaks down while you're away. Don’t pay $1,500 for repairs — instead, you could just pay a $100 service fee with Choice Home Warranty, and they come fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and lock in an ultra-low rate. Whenever a covered system breaks down, make your claim online or give them a call. They’re available 24 hours a day, 7 days a week.1

Choose a plan from Choice Home Warranty here and lock in your rate

P.S. Use the links above for $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Adapt to the new airline loyalty landscape

Southwest Airlines: Effective May 28, 2025, Southwest will introduce fees for checked baggage on most fares and transition from open seating to assigned seating options, including Premium and Preferred seats.

United Airlines: Starting May 1, 2025, United's Premier 1K members will no longer receive complimentary CLEAR Plus memberships. Instead, they will be offered a $70 discount on the annual fee, reducing it to $129.

American Airlines: Beginning March 1, 2025, American Airlines will introduce new lifetime elite status tiers: Platinum Pro for members with four million miles and Executive Platinum for those with five million miles. Additionally, systemwide upgrades will be valid through the status membership year.

Delta Air Lines: As of January 1, 2024, Delta's SkyMiles Medallion status is earned solely through Medallion Qualification Dollars (MQDs), eliminating Medallion Qualification Miles (MQMs) and Segments (MQSs). New Choice Benefits now include MQD accelerators for Platinum and Diamond Medallion members.

Alaska Airlines: Alaska Airlines has implemented dynamic award pricing across all routes, replacing its traditional award charts. This change means award ticket prices now vary based on factors like demand and route popularity.

Turn your home’s value into extra cash

If you want to pay for a big expense now (like getting out of credit card debt so you could actually afford that vacation), tapping into your home equity could be the perfect solution. And right now could be the perfect time to access the value you've built up, without giving up your current mortgage.

Use LendingTree’s simple HELOC matching tool2 to compare HELOC rates and find one that works for you. You could get the money you need using the equity already in your home. And, rates could be much lower than personal loans or credit cards, helping you save more over time.

How to compare HELOC rates on LendingTree:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Get matched with personalized offers for you.
  4. Compare HELOC rates now

Earn a $400 bonus with this checking account to use for your next trip

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash to put toward your next trip. Don’t worry though … it’s easy to fix.

New checking clients can earn a $400 bonus when you open a new Truist One Checking account online between May 1, 2025 and October 29, 2025 using promo code TRUIST25AFL400. Terms apply.3

To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days of account opening.

This is practically passive income and a great way to supercharge your earnings before your next vacation.

Plus, you can enjoy other benefits like no overdraft fee, a $100 negative balance buffer,4 and automatic upgrades for access to growing perks.

Open your new Truist One Checking account here

Stop Paying ATM Fees Abroad (You Really Don’t Have To)

Every time you take out cash in another country, the ATM quietly takes a little off the top. Sometimes it’s $3. Sometimes it’s $9. Multiply that by a two-week trip, and you’ve basically tipped banks abroad … for nothing.

The thing is, you don’t really have to pay foreign ATM fees. A handful of banks offer debit cards that refund ATM fees worldwide or don’t charge foreign transaction fees at all. Some even reimburse other banks’ fees, no questions asked. If you travel even once a year, switching to one of these can save you $50–$100 or more per trip.

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Max-Rate Checking - 3.00% Annual Percentage Yield
No transaction fees and ATM fee refunds worldwide. FDIC insured up to the applicable limits.Waive the $15 monthly account fee when you maintain an average account balance of $5,000.
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If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on:

  • Restaurants (save up to $450 per year!)
  • Meal deliveries
  • Airfare, Hotels, Cruises and Rental Cars
  • Eyeglasses and even prescriptions that aren’t covered by insurance

Plus you’ll also get insider info on social security, job listings, caregiving, and retirement planning.

How to become a member today:

  • Click the link below, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Get 25% off your AARP membership, making it just $15 the first year with auto-renewal

Get out of $20,000 or more in credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

TurboDebt5can help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in as little as 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try TurboDebt

Get an affordable eSIM to over 200+ countries

Traveling is awesome. What’s NOT awesome is arriving at your destination only to realize your phone data isn’t working. You can’t access the internet, call an Uber, or make a phone call.

Even worse … if you forget to set up an eSIM before traveling, it can be a huge headache once you arrive, and you could potentially be stuck relying on wifi your entire trip.

Airalo fixes this. You can get an eSIM to 200+ countries through their simple app. Just download, choose your destination and package, then install and activate. It’s 100% digital, and can be done quickly without any physical SIM card.

Airalo is trusted by over 10,000,000 people, has a near 5-star rating from 300,000+ reviews, and plans can cost just a little over a few dollars per week — with instant connectivity. Seriously.

Get an eSIM here before your trip

Stay safe in foreign countries: 25% of travelers using public WiFi abroad are hacked

Public Wi-Fi is not secure. In fact, up to 25% of travelers using public WiFi abroad are hacked, potentially letting bad actors gain access to things like your bank account. But it isn’t just hackers you need to worry about … it could be the network itself.

Hotels, airports, and cafés often log the websites you visit. Some even inject ads or trackers directly into your browsing. It’s not unheard of for these public networks to monetize user data — and when you’re in another country, privacy laws may be weaker or nonexistent.

NordVPN helps protect you by encrypting your internet traffic, hiding your IP address, and blocking malware, trackers, and phishing threats, even on public networks you don’t control. (Bonus: Changing virtual locations with a VPN could help you access lower prices on flights before buying.)

Plans start as low as $3.39/month and include advanced tools like Threat Protection, Dark Web Monitoring, and Meshnet, which lets you securely access your devices while abroad — all backed by a strict no-logs policy and 24/7 support.

Get 76% off NordVPN + up to 10GB free eSIM data

Finally skip the rental car insurance trap

You know the drill. That awkward moment when the agent asks if you want “optional” insurance coverage ... and you’re not sure what’s actually covered by your regular auto policy (if anything). Say yes, and your cheap rental just got a lot more expensive. Say no, and you might be on the hook for thousands.

But there is one way out of this trap. Certain credit cards have built-in rental car coverage that could be even better than what the rental company offers. The Chase Sapphire Preferred® Card(Rates and fees) is one of the few cards that offers primary rental car insurance. If something happens, you can file a claim directly with the card’s coverage — without touching your personal auto insurance. 

This card is also powerhouse that supercharges your hard-earned spending. Become a Chase Sapphire Preferred® Card cardholder, and you can earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening ... all with an incredibly low $95 annual fee. 

Recommended Credit 670+Click here to apply now for the Chase Sapphire Preferred® Card

Excellent for travel + intro purchase and balance transfer perks

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card

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Intro APR
Purchases: 0%, 15 months
Balance Transfers: 0%, 15 months; Balance transfer fee applies
Regular APR
19.24% - 29.24% (Variable)
Annual fee
$0
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670-739
Excellent
740-850

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