Stop: Do These 19 Things Before You Travel

Last updated July 16, 2025 | By FinanceBuzz Editors

Still throwing money at overpriced flights and racking up debt just to get a seat in the sky? That's not a vacation. That's financial sabotage.

A new class of savvy travelers is making bold money moves (the kind of moves you should be doing anyway) that let them book the trips they actually want … without draining their bank accounts or settling for less.

We're not talking about coupon clipping or skipping meals. These are practical, powerful tactics that regular people are using to travel better, cheaper, and smarter. Scroll down to see what they are — then take advantage of one (or all) today.

Trick the system with these booking hacks that feel like cheating

Search flights using a foreign language & currency combo: Sometimes booking on a site’s non-English version (say, Google Italy + euros) can surface different fares.

Book “hidden city” flights by choosing a final destination beyond your actual stop: Use Skiplagged to buy a cheaper fare that connects through your real destination — just don’t check a bag.

Set your location to a budget-friendly country: Booking platforms sometimes show lower rates based on user location. A VPN set to India or Mexico could save big.

Offer house sitting in exchange for free lodging: Join platforms like Nomador or MindMyHouse to stay abroad for free in exchange for caring for someone’s home.

Book flights on Wednesdays at 3 a.m. (based on the airline's headquarters time): Weird but true — some airlines release new deals early Wednesday mornings. Try booking at 3 a.m. their time for the best prices.

Earn up to 5 miles per dollar toward travel with this incredible card

If you're someone who loves to travel, the Capital One VentureOne Rewards Credit Card (Rates and fees) is the perfect companion for your adventures. New cardholders can earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.

But that's not all. When you use the VentureOne card, you can earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! This means that your dream vacation could be closer than you think, thanks to the rewards you earn from everyday purchases! There is also no annual fee and no foreign transaction fee.

So if you're gearing up for your next adventure, the Capital One VentureOne Rewards Credit Card(Rates and fees) should be at the top of your wallet.

Annual fee: $0

Purchase and Transfer APR: 19.24% - 29.24% (Variable)

Click here to apply for the Capital One VentureOne Rewards Credit Card now

Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used Insurify and now I’m able to pay just $51 a month for two cars.¹ Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for. Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

Click the link below and enter your zip code, date of birth, and phone number.
Answer a few questions about your car’s make and model to get matched with top offers.
Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Do NOT pay contractors for home repairs if something breaks while you're away

The worst thing would be for one of your appliances to break down while you're on the other side of the world. But this unique company could help you avoid paying contractors so much money for repairs whenever you get home.

It sounds crazy, but they’ve been doing this since 2008. Say your AC unit breaks down while you're away. Don’t pay $1,500 for repairs — instead, you could just pay a $100 service fee with Choice Home Warranty, and they come fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and lock in an ultra-low rate. Whenever a covered system breaks down, make your claim online or give them a call. They’re available 24 hours a day, 7 days a week.² CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

Choose a plan from Choice Home Warranty here and lock in your rate

P.S. Use the links above for $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Adapt to the new airline loyalty landscape

Southwest Airlines: Effective May 28, 2025, Southwest will introduce fees for checked baggage on most fares and transition from open seating to assigned seating options, including Premium and Preferred seats.

United Airlines: Starting May 1, 2025, United's Premier 1K members will no longer receive complimentary CLEAR Plus memberships. Instead, they will be offered a $70 discount on the annual fee, reducing it to $129.

American Airlines: Beginning March 1, 2025, American Airlines will introduce new lifetime elite status tiers: Platinum Pro for members with four million miles and Executive Platinum for those with five million miles. Additionally, systemwide upgrades will be valid through the status membership year.

Delta Air Lines: As of January 1, 2024, Delta's SkyMiles Medallion status is earned solely through Medallion Qualification Dollars (MQDs), eliminating Medallion Qualification Miles (MQMs) and Segments (MQSs). New Choice Benefits now include MQD accelerators for Platinum and Diamond Medallion members.

Alaska Airlines: Alaska Airlines has implemented dynamic award pricing across all routes, replacing its traditional award charts. This change means award ticket prices now vary based on factors like demand and route popularity.

Borrow from your home’s equity (even with a lower credit score)

You could get a good amount of money in your pocket just from your home equity alone. You just need to know where and how to compare home equity loan rates. If your credit score is between 580 and 679, a company called New American Funding could help.

More and more homeowners are tapping into their home equity due to how helpful it can be. And even with a lower credit score, New American Funding helps you compare top home equity options to potentially get you out of crippling debt, fund home improvements, and pay for large expenses. All without affecting your mortgage.

If you need money now, it couldn’t be easier to compare rates and see what you qualify for. Just go to New American Funding, answer a few questions, and check out their personalized options for you.

Calculate your home equity rate with New American Funding

Earn a $400 bonus with this checking account to use for your next trip

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash to put toward your next trip. Don’t worry though … it’s easy to fix.

New checking clients can earn a $400 bonus when you open a new Truist One Checking account online between May 1, 2025 and October 29, 2025 using promo code TRUIST25AFL400. Terms apply.³ Terms and Conditions for Truist One Checking $400 Affiliate Offer 2025: TRUIST25AFL400 Offer Information: Open a new Truist One Checking account online from 5/1/25 through 10/29/25, receive at least 2 qualifying Direct Deposits* totaling $1,000 or more within 120 days of account opening and earn $400.  Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST25AFL400. Please refer to the Account Opening and Enrollment section below for full instructions.  *A qualifying Direct Deposit is an electronic credit (greater than $5.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency via ACH. Person to person payments (such as Zelle®) or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.  Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 5/1/24 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. In order to receive the reward, the new checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per client and for one new qualifying checking account. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient. Reward Forfeiture: Reward forfeiture will occur if: (1) the new checking account is changed to an account type not included in this client offer prior to payout, (2) the new checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or (3) the new checking account is closed or restricted at the time of payout. Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 7/31/26 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made. Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on “Open an account online.” Enter TRUIST25AFL400 into the promo code field provided, review the offer Terms and Conditions, and then select “Accept Offer”. Accounts opened without the promo code applied will not be eligible to participate in the offer. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800.709.8700. Version 2 03262025 TRUIST25AFL400

To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days of account opening.

This is practically passive income and a great way to supercharge your earnings before your next vacation.

Plus, you can enjoy other benefits like no overdraft fee, a Balance Buffer,⁴ The Balance Buffer is only available with Truist One Checking and allows clients to overdraw their account up to $100. There is no decision required as this feature is automatically available when a client qualifies. To INITIALLY QUALIFY for the Balance Buffer, the requirements below must be met: <ul> <li>- Account must be opened for a minimum of 35 calendar days</li> <li>- Account must be funded with a positive balance</li> <li>- A single direct deposit of at least $100 made within the last 35 calendar days</li> </ul> To REMAIN QUALIFIED for the Balance Buffer, the requirement below must be met: <ul> <li>- A single direct deposit of at least $100 made within the last 35 calendar days.  After qualifying, if 35 calendar days pass without a Direct Deposit of at least $100, you will no longer have access to the Balance Buffer.</li> </ul> For accounts that qualify for the Balance Buffer, once the account is overdrawn by $100, additional transactions will typically be declined or returned. For accounts that qualify for the Balance Buffer and also have Overdraft Protection, Truist will use the Balance Buffer first.  If the account has neither, transactions that exceed the account balance will typically be declined or returned. and automatic upgrades for access to growing perks.

Open your new Truist One Checking account here

Stop Paying ATM Fees Abroad (You Really Don’t Have To)

Every time you take out cash in another country, the ATM quietly takes a little off the top. Sometimes it’s $3. Sometimes it’s $9. Multiply that by a two-week trip, and you’ve basically tipped banks abroad … for nothing.

The thing is, you don’t really have to pay foreign ATM fees. A handful of banks offer debit cards that refund ATM fees worldwide or don’t charge foreign transaction fees at all. Some even reimburse other banks’ fees, no questions asked. If you travel even once a year, switching to one of these can save you $50–$100 or more per trip.

5.0

Max-Rate Checking - 3.00% Annual Percentage Yield⁵ As of 04/30/2025, the Annual Percentage Yield (APY) of the Max-Rate Checking Account is 3.00%. Your interest rate and APY may change at any time and fees may reduce earnings. Please visit <a href="http://etrade.com/ratesheet">etrade.com/ratesheet</a> for information regarding this account's current interest rate and corresponding APY. The $15 monthly account fee can be waived when you maintain an average monthly balance of at least $5,000 in the account on or after the end of the second calendar month from opening the account.

No transaction fees and ATM fee refunds worldwide.⁶⁷ FDIC insured up to the applicable limits.⁸Waive the $15 monthly account fee when you maintain an average account balance of $5,000.

Open Account

Get out of more than $20,000 in credit card debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

Accredited Debt Relief is designed specifically to help you get out of over $20,000 in credit card debt faster, without having to make drastic life changes. With Accredited Debt Relief, you could pay off your credit card debt in one simple monthly payment.

How to get Accredited Debt Relief to lower your debt:Sign up for a free quote here. (Do not skip this step!) By getting a no-obligation quote, they can immediately assist you in paying off your debt … but only if you request a quote.

Try this

Get an affordable eSIM to over 200+ countries

Traveling is awesome. What’s NOT awesome is arriving at your destination only to realize your phone data isn’t working. You can’t access the internet, call an Uber, or make a phone call.

Even worse … if you forget to set up an eSIM before traveling, it can be a huge headache once you arrive, and you could potentially be stuck relying on wifi your entire trip.

Airalo fixes this. You can get an eSIM to 200+ countries through their simple app. Just download, choose your destination and package, then install and activate. It’s 100% digital, and can be done quickly without any physical SIM card.

Airalo is trusted by over 10,000,000 people, has a near 5-star rating from 300,000+ reviews, and plans can cost just a little over a few dollars per week — with instant connectivity. Seriously.

Get an eSIM here before your trip

Stay safe in foreign countries: 25% of travelers using public WiFi abroad are hacked

Public Wi-Fi is not secure. In fact, up to 25% of travelers using public WiFi abroad are hacked, potentially letting bad actors gain access to things like your bank account. But it isn’t just hackers you need to worry about … it could be the network itself.

Hotels, airports, and cafés often log the websites you visit. Some even inject ads or trackers directly into your browsing. It’s not unheard of for these public networks to monetize user data — and when you’re in another country, privacy laws may be weaker or nonexistent.

NordVPN helps protect you by encrypting your internet traffic, hiding your IP address, and blocking malware, trackers, and phishing threats, even on public networks you don’t control. (Bonus: Changing virtual locations with a VPN could help you access lower prices on flights before buying.)

Plans start as low as $3.39/month and include advanced tools like Threat Protection, Dark Web Monitoring, and Meshnet, which lets you securely access your devices while abroad — all backed by a strict no-logs policy and 24/7 support.

Get 76% off NordVPN + up to 10GB free eSIM data

Finally skip the rental car insurance trap

You know the drill. That awkward moment when the agent asks if you want “optional” insurance coverage ... and you’re not sure what’s actually covered by your regular auto policy (if anything). Say yes, and your cheap rental just got a lot more expensive. Say no, and you might be on the hook for thousands.

But there is one way out of this trap. Certain credit cards have built-in rental car coverage that could be even better than what the rental company offers. The Chase Sapphire Preferred^® Card (Rates and fees) is one of the few cards that offers primary rental car insurance. If something happens, you can file a claim directly with the card’s coverage — without touching your personal auto insurance.

This card is also powerhouse that supercharges your hard-earned spending. Become a Chase Sapphire Preferred^® Card cardholder, and you can earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening ... all with an incredibly low $95 annual fee.

Recommended Credit 670+: Click here to apply now for the Chase Sapphire Preferred^® Card

Excellent for travel + intro purchase and balance transfer perks