Everybody wants to slow down and relax when they retire, yet living on a fixed income can get in the way of those plans.
The last thing you want to worry about during your golden years is how much your newfound freedom might cost. Fortunately, the following free activities can help you enjoy a stress-free retirement without breaking the bank.
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Visit national parks
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Some of the 433 national parks in the U.S. charge entrance fees. However, if you're a senior who is 62 or older, you can save money over the long run by purchasing a lifetime pass to the parks for $80.
In addition, current military members, veterans, and Gold Star families can visit national parks for free with an annual or lifetime pass.
Visiting national parks is a great way to stay healthy and enjoy nature, especially during retirement.
Take a free college course
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As you transition from full-time work to retirement, you may find yourself drawn to exploring topics you've long been interested in. Or, maybe you want to expand your horizons and learn something new.
Either way, many colleges around the nation offer free courses to seniors. Some of these programs are offered to folks as young as 50.
Just note that you might not qualify for credits when you take these courses, and you might have to wait for an opening in the classroom before you are allowed to attend for free.
Volunteer
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Perhaps you've always wanted to volunteer for worthy causes or deserving businesses, but never found the time to do so because of the demands of your job. If so, retirement is the perfect time to give back.
As a retiree, you can volunteer for local businesses or give your time to worthy causes such as a pet sanctuary or retirement home.
You may make a positive mark on the community by giving back. More importantly, you'll stay connected and socially active.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
You’ll also get insider info on social security, job listings, caregiving, and retirement planning. And you’ll get access to AARP’s Fraud Watch Network to help you protect your money, as well as tools to help you plan for retirement.
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $15 the first year with auto-renewal.
Start a garden
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Gardening is a low-cost hobby you can indulge in if you have a green thumb. Getting started is affordable: You simply need to spend a bit on seeds and tools.
Spending time outdoors doing mild physical exercise can keep you healthy for longer. And eating fruits and vegetables or picking a fresh bouquet of flowers from your garden is good for the body and the soul.
Enjoy local attractions
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Some local attractions offer discounted or free entrance for seniors. Depending on your interests, you could visit heritage and historical places, parks, art galleries, and museums for free.
These spots are ideal for spending time outdoors, staying engaged mentally, or both. Repeat visits may help you uncover things you might have missed the first time.
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Become a mentor
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Those who work in fields such as finance, construction, or psychology don't need to get on a completely different track when they retire. Instead, they can use their decades of experience to mentor younger people and give back to the community.
Your time is all you need to invest to become a mentor. The rewards — especially emotional ones — are worth it.
On the practical side, expect to submit to a background check if you want to work with underage people.
Take advantage of the library
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Most people go to the library to borrow books. But even if you're not a bookworm, libraries still offer a wealth of resources for your golden years.
Besides the obvious — books and movies — libraries also often offer power tools, kitchen tools, garden tools, and even musical instruments.
What's more, libraries have a mandate to provide access and help to seniors. Some may even offer volunteer opportunities for seniors.
Start a book club
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If you've always loved curling up with a good book, why not start a book club? Alternatively, writers can connect with fellow wordsmiths in a club for writers.
Besides sharing your love of books or writing, these clubs help you maintain a lively social life in your retirement. They also offer great opportunities to make friends. All they cost is the time required to schedule and host meetings.
Foster a pet
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Lifelong animal lovers may consider spending their golden years offering pets a haven before the animals are ready to be adopted.
Fostering a pet can be cheaper than owning one, as some pet adoption agencies pay for the food and medical treatments required by the animals before adoption.
In addition, studies have shown that seniors who spend time with pets have better mental health and an improved quality of life.
In 2023 Americans lost over $10 billion to identity theft and fraud
That's right. According to the FTC, Americans lost over $10 Billion to fraud and identity theft in 2023.
But you can safeguard your data with all-in-one identity theft protection services from Aura which comes with $1,000,000.00 in identity theft insurance2 <p>Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.</p> per adult, to cover you should you have eligible identity theft-related losses.
An individual plan starts at $9 per month, and you can choose a family plan that outmatches most others - includes Dark Web monitoring to scour data breaches and leaks for your sensitive personal data — such as Social Security numbers (SSN), Medicare information, and phone numbers.
Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.
Learn online
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Even if your college days are long behind you, you still might want to learn something new.
One way to expand your horizons from the comfort of home is to sign up for free courses on online platforms such as Coursera or AARP.
These courses are asynchronous, so you won't be able to interact with peers and instructors. If that's not your style, explore in-person free college courses.
Become a bird-watcher
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Birds are everywhere: To become a bird-watcher, you just need to look for them.
The main investment here is a pair of binoculars and maybe a birding guide that informs you about the birds that are most likely to grace your particular surroundings.
Get free health care
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One free perk you can look forward to as you age is free hospital insurance, also known as Medicare Part A.
For most seniors, this insurance kicks in at age 65 and covers common senior needs such as inpatient hospital care and home health care.
Get free tax preparation help
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Retirement will be more fulfilling if you don't have to worry about the costs associated with filing taxes.
As the name suggests, the IRS-provided Free File is gratis for seniors who make less than $84,000 or less. You can also get free tax preparation help via AARP Foundation Tax-Aide.
Bottom line
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With the right retirement plan, you can enjoy free activities such as watching birds or volunteering throughout your golden years without worrying about your income.
Looking for another way to enjoy retirement in style? Consider becoming a "permanent" tourist.
Many foreign countries offer cheaper places to retire to than the U.S. They also let you enjoy the wanderlust you may have craved during your work years.
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