News & Trending Money News

10 Unexpected Things You Can Leave in Your Will (Save the Family Recipe!)

You can build a truly personal estate plan by including items most might overlook.

last will or testament
Updated Jan. 30, 2025
Fact checked

Planning for the future often starts with building solid retirement plans, but it shouldn't end there.

Your legacy is more than numbers in a bank account: It's also the stories, memories, and thoughtful gifts that can bring comfort and connection to your loved ones.

With a little planning, you can help important items to live on. Here are some things you might consider leaving in your will that go beyond dollars and cents.

Get a protection plan on all your appliances

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.

Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.

For a limited time, you can get your first month free with a Single Payment home warranty plan.

Get a free quote

Family recipes

Lair/Adobe Recipe book

Imagine the smell of your grandmother's barbecue sauce or your dad's Christmas cookies. Family recipes do more than feed us: They tell stories and evoke memories.

Leaving behind a cherished recipe helps ensure your memory lives on at the dinner table long after you're gone.

Many estate planners recommend you create a book or ‌binder with your favorite recipes, along with a personal note about why those recipes are meaningful.

Want to learn how to build wealth like the 1%? Sign up for Worthy to get ideas and advice delivered to your inbox.

Gifts to charities and nonprofits

Lemon Tree Images/Adobe A charity jar

Leaving behind a gift to a nonprofit is about more than having your name etched on a bronze plaque: It allows you to continue nurturing foundations and causes that matter to you.

So, think about giving money to your favorite organizations so you can help them survive to serve future generations.

Secret codes

Cuong/Adobe easy password concept

Legendary escape artist and magician Harry Houdini allegedly left his wife a will that contained 10 code words. He wanted her to know the code so he could use it to identify himself when visiting from the afterlife.

Apart from gifting your heirs an Ouija board, you likely can't give them the powers of supernatural telepathy. But you can help them crack other codes, such as passcodes to vaults and bank accounts.

Smart Drivers, Smarter Savings
Compare car insurance rates in Ohio
See if you qualify for a lower rate in less than 2 minutes
Check Rates

By clicking the button above, I understand and agree that this site uses site visit recording technology (provided by Trusted Form, Jornaya, and Microsoft Clarity) Privacy Policy

Collections

Sergey Ryzhov/Adobe collection of postage stamps

Your collection of vinyl records, antique teacups, or baseball cards might hold more sentimental value than financial worth. But to the right person, these items are priceless.

So, use your will to be intentional about who will get these treasures.

Collections tell a story about your interests and passions. By designating a specific heir, you ensure these items are appreciated and cared for by someone who understands their significance.

You also leave a tangible way for them to physically connect to your memory.

Provisions for your pet

Pixel-Shot/Adobe Puppy lying in pet bed

Your furry friend is family, and ensuring a pet's well-being after you're gone can be as simple as including provisions for the animal in your will.

While you can't transfer ownership directly to a pet through a will, you can designate a trusted friend or family member to care for them.

To ease the financial burden, it's smart to leave a legacy big enough to cover the cost of the pet's food, medical care, and other needs.

And if the designated individual you select cannot care for the pet, make backup provisions, such as a preference for the animal to find a new home through a specific welfare group.

Lottery tickets

mehaniq41/Adobe woman holding lottery tickets

What's more exciting than the thrill of a winning lottery ticket? Leaving behind unclaimed tickets can be a surprising and delightful gesture, even in a time of grief.

If your heirs hold the winning numbers, they could still claim the prize. It's not unheard of for a person to die with unclaimed lottery winnings. A few years ago, a Michigan man died with an unclaimed lottery ticket worth $45,000 in his pocket.

Digital assets

webbiz/Adobe woman using a smartphone

A significant portion of our lives — romance, socializing, media, and even work — has gone digital. This great leap forward can make inheritance more complex.

To simplify matters, leave a detailed list of your online assets, including logins, passwords, and any other necessary tools to access information.

If you run an internet-based business — such as a YouTube channel or a revenue-generating Instagram account — careful planning is crucial. Be sure to designate who will inherit these accounts to ensure a seamless transition.

Other valuables and sentimental items

Pixel-Shot/Adobe Woman packing things for garage sale

Wills often focus on significant assets such as homes and savings, or pricey items such as oil paintings and baby grand pianos.

But smaller, sentimental objects can carry just as much emotional weight. Personal belongings — such as costume jewelry, family photographs, or even a wooden mixing spoon— may hold deep meaning for loved ones.

Include instructions for these belongings to ensure they're passed on to the people who will want to honor your memory and preserve the items for future generations.

Loyalty points

Tada Images/Adobe assorted cash back rewards apps

From grocery store rewards to hotel chain frequent-guest programs, loyalty points can add up to significant savings over time.

Many people forget about these points when writing their will, but they could be a small gold mine for family members.

Some programs may have restrictions, such as no transfers upon death. But explicitly stating your intentions and leaving instructions to transfer or redeem points will ensure nothing gets overlooked.

If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.

How to become a member today:

  • Go here, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $15 the first year with auto-renewal.

Become an AARP member now

Airline miles

Jag_cz/Adobe commercial airplane flying above clouds

Don't let hard-earned frequent flyer miles go to waste: Those air miles you've accumulated could be a meaningful gift for loved ones.

As with other loyalty programs, not all airlines allow air miles to be transferred upon death. However, others —like American Airlines — may permit transfers under limited circumstances if the air miles are specifically bequeathed to an individual in your will.

Look up your airline's policy to see what's permitted and which documents are required.

Bottom line

wirojsid/Adobe signing last will

Thoughtful planning can protect your wishes and bring comfort to loved ones. Chances are good that you want to protect your wealth and pass it on to future generations.

But you shouldn't stop there.

Consider leaving behind a personal letter or video message to share your values and stories as a final gift that transcends material possessions. Also think about adding some of the things on this list to your will.

Masterworks Benefits

  • Invest in art like a millionaire for a relatively low cost
  • Art investments have outperformed the S&P 500 by over 131% for 26 years
  • Purchase shares of artwork by top artists
  • Hedge against inflation and diversify your portfolio