Best Travel Rewards Credit Cards of December 2024

Last updated Dec. 24, 2024 | By FinanceBuzz Editors

Dreaming of first-class flights or luxury hotel stays without the hefty price tag? These top travel rewards credit cards from our partners can help transform your everyday spending into points and miles—making your next trip more accessible than ever.



Compare Today's Top Travel Rewards Credit Cards

Excellent for easy travel rewards redemption

Bank of America® Travel Rewards credit card

4.1
info

on Bank of America’s secure website

Intro Offer info
25,000 Points
Reward Rate info
1.5X Points
Annual fee
$0

Why We Like It

Card Details

Multiple Popular Travel Partners + Earn Up To $750 Toward Travel  

Chase Sapphire Preferred® Card

4.9
info

on Chase’s secure website

Intro Offer info
60,000 Points
Reward Rate info
1X - 5X Points
Annual fee
$95

Why We Like It

Card Details

Excellent for travel + intro balance transfer perks

Capital One VentureOne Rewards Credit Card

4.0
info

on Capital One’s secure website

Intro Offer info
20,000 Miles
Reward Rate info
1.25X - 5X Miles
Annual fee
$0

Why We Like It

Card Details

Unlimited 3x Rewards Points for Flights + 20,000 bonus points

Wells Fargo Autograph℠ Card

4.7
info

on Wells Fargo’s secure website

Intro Offer info
20,000 bonus points
Reward Rate info
1X - 3X Points
Annual fee
$0

Why We Like It

Card Details

Excellent for high flat-rate travel rewards

Capital One Venture Rewards Credit Card

4.7
info

on Capital One’s secure website

Intro Offer info
75,000 Miles
Reward Rate info
2X - 5X Miles
Annual fee
$95

Why We Like It

Card Details

Excellent for top-notch rewards rates on travel spend

Wells Fargo Autograph Journey℠ Card

5.0
info

on Wells Fargo’s secure website

Intro Offer info
60,000 bonus points
Reward Rate info
1X - 5X Points
Annual fee
$95

Why We Like It

Card Details

75,000 Mile Bonus + Strong 1:1 Redemption Ratio on Many Airlines

Capital One Venture X Rewards Credit Card

4.9
info

on Capital One’s secure website

Intro Offer info
75,000 Miles
Reward Rate info
2X - 10X Miles
Annual fee
$395

Why We Like It

Card Details


Bottom Line

The Bank of America® Travel Rewards credit card is a great choice for travelers.

  • Generous welcome bonus: New cardmembers can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Introductory APR offer: Take advantage of the Bank of America Travel Rewards card's introductory 0% APR on purchases and qualifying balance transfers made in the first 60 days for 15 billing cycles (then 18.49% - 28.49% Variable APR). 
  • Visa Signature perks: The Bank of America Travel Rewards card is part of the Visa Signature card collection. This means it could offer valuable benefits such as concierge service or roadside dispatch. 
  • Annual fee: There’s a $0 annual fee with the Bank of America Travel Rewards credit card.
  • Credit score access: You can opt-in to receive your FICO Score every month for free. Access your credit score through your account online or through the Bank of America mobile banking app.

» Click here to apply now and start traveling more

Easy-to-Earn Unlimited Rewards

Benefits

Card Details

  • $0 annual fee
  • Simple, flat-rate rewards
  • Flexible redemption options
  • Up to 75% preferred Rewards bonus potential
  • Apply Now
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.49% - 28.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Bank of <span class='whitespace-nowrap'>America<sup>®</sup></span> Travel Rewards credit card
4.1
info
Apply Now

on Bank of America’s secure website

Read Card Review

Intro Offer

Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Annual Fee

$0

+

Why we like it



Frequently Asked Questions

Have questions about travel credit cards? We've answered the most common ones below to help you choose the right card.

Is a travel card better than a cash back card?

While cash back cards offer a straightforward reward system, travel rewards cards often provide greater flexibility and value. With travel rewards, you can redeem points or miles for flights, hotels, car rentals, and more. This can lead to significant savings on your vacations and trips. Additionally, travel rewards cards often come with exclusive perks like airport lounge access, travel insurance, and priority boarding. By choosing a travel rewards card, you can turn your everyday spending into unforgettable travel experiences.

How often do I need to travel to make a travel card worth it?

Even if you're not a frequent traveler, a travel rewards card can still be a valuable asset. Many cards offer generous welcome offers that can be redeemed for hundreds of dollars worth of travel. Those rewards don’t generally expire while your account is active, so you can save them for the holidays or a big trip. Additionally, you can earn points or miles on everyday purchases like groceries and gas, which can add up quickly and offset any annual fee.

How do I earn the most travel points?

To maximize your travel rewards, consider these strategies:

  • Utilize welcome offers: Many travel cards offer substantial welcome bonuses when you meet a minimum spending requirement within a certain timeframe.
  • Maximize bonus categories: Look for cards that offer bonus points or miles on spending categories where you make regular purchases, such as dining or groceries.
  • Use your card for everyday purchases: By using your travel rewards card for regular expenses, you can accumulate points or miles over time.
  • Consider a premium card: Premium travel cards often offer higher earning rates and exclusive perks, but they may also have annual fees. Weigh the benefits against the cost to determine if it's worth the investment. It’s not uncommon for frequent travelers to get more value from a premium card than casual travelers.
  • Transfer points strategically: Some travel rewards programs allow you to transfer points to airline or hotel loyalty programs. This can be a great way to redeem your points for specific travel experiences.



How we chose these cards

FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.