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7 Reasons Identity Theft Protection Is Worth Paying for (Trust Us)

It’s better to protect yourself than to be caught off guard.

protect personal identity
Updated Sept. 24, 2024
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In today's digital age, safeguarding your identity is one of the most important ways to protect your financial fitness.

Identity theft protection services promise peace of mind and proactive measures to mitigate the risks associated with identity theft. Yet, some people are skeptical about the need to purchase such protection.

Here are eight compelling reasons why investing in identity theft protection is worth it.

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It consolidates your identity theft protection efforts

andranik123/Adobe lock with credit cards and wallet on a laptop

By centralizing your identity theft protection efforts under one comprehensive service, you streamline the process of monitoring and safeguarding your personal information.

Having a single platform monitor the security of your identity across multiple accounts provides a more efficient and coordinated approach to protecting yourself from potential threats. This consolidation eliminates the headache of managing multiple security measures.

It monitors your credit

Who is Danny/Adobe man checking credit score on laptop

Identity theft protection services keep a close eye on your credit reports and alert you to any suspicious activity or unauthorized inquiries.

These services can also let you know about activities such as hard inquiries from lenders, changes to your address, and loan and credit card applications made in your name.

It helps you catch threats early

Kenstocker/Adobe security data network

By monitoring your credit file regularly, identity theft protection services help you detect threats to your financial well-being early on.

Real-time alerts and notifications allow you to take immediate action to prevent further damage to your financial reputation.

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Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

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It helps monitor activity on the 'dark web'

Rawpixel.com/Adobe data breach security confidential cybercrime

Identity theft protection services use advanced technology to monitor activity on the “dark web,” a shadowy area of the internet where stolen personal information is often bought and sold.

These services can identify if your information is being traded illegally, allowing you to take proactive measures to protect yourself. By monitoring the dark web, these services provide an additional layer of defense against cybercriminals looking to exploit your personal data.

It can help reimburse you for some costs

Mila Supinskaya/Adobe man receiving alert notification

Many identity theft protection services offer financial reimbursement for certain costs incurred as a result of becoming a victim of identity theft.

For example, these services might offer identity theft insurance that reimburses you for legal fees or lost wages due to time taken off work to resolve the issue. This added layer of financial protection provides peace of mind and helps alleviate the financial burden associated with identity theft.

It lets you tap into professional help if you need it

carballo/Adobe suspecting phishing and theft

In the event of identity theft, identity theft protection services typically give you professional guidance to help you navigate the recovery process.

Whether you are contacting creditors or disputing fraudulent charges, being able to turn to expert support can make the daunting task of resolving identity theft more manageable.

It gives you peace of mind

Shopping King Louie/Adobe credit card payments

Finally, paying for identity theft protection helps give you peace of mind. Identity theft is rampant, and crooks are getting better at perpetrating these schemes.

You might sleep better at night knowing you are protected 24 hours a day. It’s hard to put a price on that.

Bottom line

Elnur/Adobe employee in industrial espionage

As we navigate the digital world, protecting our identities is paramount. Identity theft protection services offer a proactive and comprehensive approach to safeguarding your personal information and minimizing the risk of identity theft.

So, if you want to protect your identity and potentially keep more cash in your wallet — and out of the hands of scammers — consider paying for an identity theft protection service.

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