7 Small Southern Towns Realtors Predict Will Soon Be Retirement Hot Spots

When planning for retirement, many want to head South to tap into warmer weather. For many, moving South also offers a way to lock in more affordable housing costs, which could significantly improve your retirement lifestyle without draining your nest egg. In fact, picking the right spot to retire is one of the smartest money moves seniors can make.

If you're dreaming of a Southern retirement, it might be a good idea to act sooner rather than later. To help you make the right move, we've talked to expert realtors to find out which towns are on their way to becoming retirement hot spots.

These 7 towns are becoming some of the best Southern retirement hot spots.

Editor's note: All housing data comes from Zillow, as of March 2026.

Median Home Price: $321,454

Savannah brims with historic charm, especially near downtown. The beautiful oaks and laid-back pace have begun to attract a crowd of retirees.

"You have access to the coast, mild weather, moderate price levels, Interstate 75, and proximity to the Jacksonville Airport," says Bruce Ailion, Realtor and Attorney at RE/MAX Town & Country, "Add to those fundamental factors, there is great dining, local entertainment, the Savannah Banana's (check it out) if you're not familiar." These perks make Savannah a prime destination for retirees.

Median Home Price: $327,822

Best known as the home of the University of Georgia, Athens is much more than a little college town. "If you like great burgers, fried chicken, barbecue, and beer, you might call this place paradise," says Bruce.

He adds, "It's moderately priced, a welcoming climate, a youth culture, with the same wooded environment, lakes, and streams GA is known for." With multiple retirement communities around town, it's a perfect spot for retirees looking for small-town charm but a lively community.

Median Home Price: $491,119

Matthews sits just southeast of Charlotte, making it a great choice for retirees seeking a slower pace without losing access to the amenities of a big city. "It's walkable, charming, and filled with green spaces, local shops, and community events," says Tiffany Sears, Broker-in-Charge, Lead Broker at The Sears Group.

These features make Mathew an attractive option for retirees, and the town's active senior center offers classes and programs, which help connect to new friends.

Median Home Price: $320,385

Rock Hill is another Southern town offering the best of both worlds. "Rock Hill offers the perfect balance of hometown charm with urban amenities," says Sears.

You'll find relatively affordable housing, senior amenities, and a major international airport within a 40-minute drive, all without giving up a peaceful environment. Plus, South Carolina doesn't impose income taxes on Social Security benefits, making it a great place to make the most of your retirement funds.

Median Home Price: $317,903

"Greenville has exploded as a retirement destination and for good reason," says Sears. She cited the city's walkable downtown packed with dining, arts, and entertainment as one of many reasons why retirees are flocking to Greenville. Additionally, local state parks make it easy to get outside.

Like the rest of South Carolina, Greenville seniors won't face income tax on their Social Security benefits. For many retirees stretching their budget, this perk is significant.

Median Home Price: $473,084

"Mooresville sits close to Lake Norman and offers a tight-knit community feel with outdoor recreation and room to spread out," says Sears. The town is considered part of the fast-growing Charlotte metropolitan area, with a population of around 54,000.

In 'Race City USA,' retirees will find an active senior center as a starting point to find new friends. Nearby Charlotte makes it easy to catch an international flight without giving up the allure of a slower pace.

Median Home Price: $545,560

For retirees looking to head South, the Lone Star State offers plenty of options. But, according to Levi Rodgers, owner of The Levi Rodger Real Estate Group, Boerne stands apart from the crowd.

A few of the factors pushing retirees to Boerne include "its beautiful Hill Country setting, its quaint downtown, and its proximity to the San Antonio healthcare system without the hassle of the city itself," according to Rodgers.

When planning your retirement goals, finding the right place to call home can significantly alter your financial situation. While it's sometimes tempting to jump into the most affordable option, make sure to visit the place for more than a weekend before deciding to make a permanent move.