Is there anything worse than budgeting advice that's wildly out of touch with a tight budget? In reality, getting by when your wallet is constrained means finding consistently low-priced options for the things you need to purchase regularly.
Budget shoppers often have a rotation of where to do their weekly shopping, based on what recurring purchases need to be made that week. Stretch your Target budget a little further and check out these budget-friendly purchases that will keep you stocked on necessities.
Editor's note: Prices and availability are subject to change and may vary by location.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Good & Gather Dried Pinto Beans
Price: $1.99
Adding some beans to a meal is a quick, easy, and cheap way to bulk up a skimpy meal to make it stretch further. They're nutritionally sound, and as the old rhyme goes, "good for your heart".
This one-pound bag is shelf-stable and will stretch a long way in your pantry.
Good & Gather Chicken Broth
Price: $1.59
Soup season is great for maximizing a budget because you can mix and match just about any odds and ends, toss them in some broth, and have something resembling soup that will fill a belly.
Community Coffee & Chicory
Price: $9.59
Coffee drinkers with limited income have to walk a fine line between "cheap" and "renews the will to live each morning."
A decent coffee blend usually runs much more, but this chicory blend offers the rich medium-dark roast chocolatey tones of New Orleans-style coffee for a far better price.
Quaker Instant Oatmeal Apple Cinnamon
Price: $2.99
Overnight oats are for people with disposable income. They're just a fancy way of saying "slow, cold oatmeal." Nobody has time for that. Instant, warm oatmeal is what's needed for those who are short on both time and money.
Eight breakfasts for under $3 is a solid way to start the day, all while saving money.
Good & Gather Signature Garlic Infused Olive Oil
Price: $7.99
A dash of garlic-infused olive oil can go a long way, adding a gourmet flavor to the most basic meals. It's great on fresh veggies, pasta, and just about anything else that needs a little garlicky zest.
Tony Chachere's Creole Seasoning
Price: $2.79
The second most mispronounced seasoning after Worcestershire sauce is a must-have for spicing up any budget-friendly base meal.
The tightest budgets can quickly leave one tired of the same old flavor palates night after night, and some Creole seasoning helps add variety to your recipes.
Old Spice Aluminum Free Deodorant - Alpine with Hemp Seed Oil
Price: $7.99
Old Spice has been playing games with their deodorant pricing, sometimes reaching as high as $14. Women have noticed this trend occurs more often with the gender-neutral scents they otherwise would have bought.
Alpine is a good scent for both men and women and is reasonably priced at Target.
St. Ives Apricot Face Exfoliant
Price: $4.99
St. Ives face wash is the best way to exfoliate and doesn't include microplastics. Milled apricot pits are better for faces and better for the only known habitable planet for humans.
Gain + Aroma Boost Moonlight Breeze Liquid Laundry Detergent
Price: $15.99
This container is set to last for 100 loads of laundry with a fresh and long-lasting scent. Instead of picking up smaller containers and spending more in the process, sometimes it's worth grabbing the large one to save more money.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Swiffer Wet Jet Multi-Purpose Cleaner Fresh Scent
Price: $12.99
Swiffer isn't necessarily the rock-bottom cheapest way to keep floors clean, but time is also a factor in budgeting, so the quick and easy convenience makes it worth the couple extra dollars.
Clorox Ocean Mist Toilet Bowl Cleaner Clinging Bleach Gel
Price: $2.89
Why anybody is still scrubbing toilets when cleaning cling gel exists is a mystery. Stores like Aldi offer a slightly cheaper alternative brand, however, that can sometimes require two applications. The pocket change savings isn't worth it, making this a good buy.
Dial Pump White Tea Liquid Hand Soap
Price: $3.29
Even hand soap is expensive on Amazon these days, making it easier, as well as cheaper, to pick it up elsewhere, like at Target.
Brita Advanced Replacement Water Filter
Price: $7.99
Target Circle members can get an additional 5% off on these filters, bringing the cost down even further.
Coca-Cola (12-pack)
Price: $8.39
Soda 12-packs are regularly priced at grocery chains between $10 to $11, so the price at Target is steadily low if this is one of those weekly items you regularly stock up on.
Bottom line
Target has competitive pricing for recurring household staples without joining their Target Circle reward program, but there are additional benefits and savings offered through the Circle program that can help tight budgets save money on groceries and other necessities for the home.
Target Circle has a free option that grants shoppers automatic deals and discounts, including 5% off everyday purchases, so make sure to sign up before you shop.
on Wells Fargo's secure website Intro Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee $0 Why we like it
If you love earning cash rewards but prefer to avoid the hassle of tracking spending categories, the Wells Fargo Active Cash® Card could be a good option for you. Card members can earn unlimited 2% cash rewards on purchases.
This card also offers a 0% intro APR on qualifying balance transfers and purchases for 12 months from account opening, then 18.49%, 24.49%, or 28.49% Variable. Those looking for straightforward rewards and an introductory APR will likely find value in this card.
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment.
Our partners do not influence how we rate products.
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