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MyPoints Review [2024]: Big Cashback Rewards, but How Easy Are They To Earn?

Shopping online, playing games, and answering surveys are all money-making opportunities many apps offer, including MyPoints. Is it worth the hype?

Updated July 18, 2024
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MyPoints

MyPoints

OUR VIEW

Finding ways to supplement your 9-to-5 income can feel exhausting with so many options available. Apps like MyPoints feel like a dime a dozen, each promising amazing rewards.

While you won’t get rich using MyPoints, it offers a brainless way to earn a little extra cash for shopping or gives you a way to unwind and earn a little spending money by playing games or answering surveys.

MyPoints stands out as a way to simplify your life. It combines three different types of rewards into one experience. Instead of using a site like Rakuten for cash back when you shop, InboxDollars for earning cash taking surveys, and Mistplay for getting paid to play games, you can do it all within MyPoints.

Pros

Only need an email to sign up
Pays you for shopping for everyday purchases
Offers fun ways to make money like games and surveys

Cons

The earnings are minimal compared to other gigs
Can be challenging to qualify for surveys
Can’t use other cashback apps in conjunction with MyPoints
How we evaluate products

What is MyPoints?

MyPoints is an online rewards platform that allows you to earn money in several ways:

  • Shopping at over 1,900 retail stores
  • Answering online surveys
  • Playing games and joining challenges
  • Taking advantage of special deals and offers

MyPoints pays users in points (as the name suggests) that you can redeem for various gift cards to the following:

  • Online stores, including boutiques and department stores
  • Restaurants
  • Hotels
  • Travel miles through your United MileagePlus account

How does MyPoints work?

It takes only a few seconds to sign up for a MyPoints account to start earning rewards. Once you create an account, you can participate in any of the points-earning activities.

Shopping

To earn points shopping on MyPoints, you must log into your app and visit the store through MyPoints. You’ll have the same experience if you go directly to the store, but going through MyPoints allows them to track your purchase and reward you with points. Stores pay MyPoints a commission for referring its members to their site, and MyPoints shares the commission with you. It can take 2 - 30 days for your purchase to show in your MyPoints account, as it varies by retailer.

MyPoints also offers a handful of in-store deals. To use them you must link a credit or debit card to your MyPoints account and activate the offer before shopping. After your purchase, you’ll see the credit in your account within 30 days.

Surveys

If you enjoy sharing your opinion, you can earn additional points to redeem for gift cards or cash prizes. MyPoints rewards members for answering profile questions (5 points for every ten profiles completed) and completing surveys, and you even get five points if you don’t pass the survey screener (up to 25 points a day).

Games and activities

If you enjoy playing mobile games, you can earn points for many popular games, including Monopoly Go!, Bingo Bling, and Solitaire Smash. You can also earn a few points for surfing the web through MyPoints, accepting exclusive offers or deals when logging into the app, answering the Daily Poll, or printing exclusive coupons.

How much are MyPoints worth?

Like most reward sites, the value of your points varies depending on how you redeem them. On average, points are worth 0.006 cents each or around 165 points per dollar. You can redeem points for gift cards as low as $5; some gift cards require fewer points than others for the same redemption amount.

How much can you earn with MyPoints?

You won’t be able to pay the mortgage or even a utility bill with your MyPoints earnings, but they can provide extra spending cash. For example, you can redeem points for a gift card to your favorite restaurant or store and not feel guilty about splurging.

How much you earn with MyPoints depends on your activities and how often you use it. The good news is that you don’t have to shop online to earn points. There are other opportunities if you aren’t comfortable shopping through a third-party app or don’t like shopping online. However, shopping is the most rewarding part of the app.

If you are an avid online shopper, visit your favorite stores, like Target, Best Buy, Macy’s, or Old Navy, through the app and earn points for your purchases. You can double-dip your earnings if you pay with a cashback credit card.

You can keep the points coming with games, surveys, and activities between shopping trips. MyPoints pays up to 2,200 points per survey and up to 100,000+ playing games. The key to earning points playing games is to achieve the benchmark set in the instructions.

Tip
Important note: Some Mypoints games require a cash deposit to earn points. Read the fine print before choosing a game.

Maximizing your earnings

MyPoints can be a helpful tool if you want extra income. Here’s how to maximize your points earnings:

  • Shop with MyPoints partners. Do all your online shopping through MyPoints and earn points for every dollar you spend. These points vary from retailer to retailer, but it’s common to earn between one and 10 points per dollar spent.
  • Take surveys. Check back often for survey opportunities. They are first-come, first-served, so if you see one you like, take it. If you don’t qualify, you’ll earn five points, up to 25 points per day for non-qualification. Surveys you qualify for pay up to 400 points.
  • Read emails. Set up a separate email for MyPoints and read the BonusMail. You’ll earn five points for each email read.
  • Search the web using MyPoints: You won’t earn points for every search, but searching the web through the MyPoints internal search engine gives you the chance to win up to 170 points randomly.
  • Refer a friend to MyPoints. Refer friends to MyPoints and earn a 480-point bonus when they earn 300 points within 30 days, 750 points if they spend $20+ on a single transaction, and 10% of their lifetime earnings.
  • Watch for deals. MyPoints offers its members exclusive offers, with 50,000 points available across all available offers at any given time.
  • Play games. Find games you excel at and maximize your earning potential, then try new games once you’ve exhausted options for those you know how to play.
  • Play MyPoints Bingo!: You can earn bonus points if you complete a Bingo pattern, such as any row, column, or diagonal with specific tasks, such as voting in the Daily Poll, visiting specific merchants, accepting an in-store deal, or printing a coupon.

FAQs

Is MyPoints legit?

MyPoints is a legitimate company that allows consumers to earn rewards. Through the MyPoints platform, you can earn rewards when you shop, take surveys, play games, and participate in other online activities. 

If privacy is a concern, the company states that it does not share any of your personally identifiable information with its advertisers without your express consent, nor does it sell your personally identifiable information.

How can you redeem MyPoints?

You can redeem MyPoints for cash through a PayPal account or a Visa gift card, gift cards to popular retailers and restaurants, or for United MileagePlus miles. 

How long does it take to earn gift cards with MyPoints?

You can often cash out your points for gift cards when you reach between 700 and 790 points. This equates to a $5 gift card. The exact amount needed, however, will vary from one gift card to another.

How much are MyPoints worth?

The value of your MyPoints rewards depends on how you redeem them, but points are generally worth around .006 cents each. Some redemption methods offer a higher valuation, while others are lower.

Who owns MyPoints?

MyPoints is owned by Prodege, LLC, an internet and media company that also owns the popular platforms Swagbucks and InboxDollars. If you're looking for ways to make extra money, these platforms could be good places to start.

Other cashback apps to consider

MyPoints offers many ways to earn extra money, but it’s not the only app in town. Consider adding a few other cashback or reward apps to your list to maximize your earnings. If you take a few minutes each day to check each app, you can choose the best-paying offers, shop through the highest-paying portal, and never miss a paid experience.

Here are a few other popular apps:

  • Swagbucks: MyPoints and Swagbucks have the same parent company and similarly operate. Swagbucks pays users SBs (Swagbucks) to shop online, answer surveys, and play games. They pay a $10 welcome bonus, work with 1,500+ retailers, and have 7,000 gift card redemption options.
  • InboxDollars: MyPoints and InboxDollars are also similar and under the same parent company. InboxDollars often pays lower rewards but offers the option to earn money shopping, answering surveys, playing games, reading emails, and grocery shopping. They pay a $5 sign-up bonus.

While you can’t double dip for the same purchase on these apps, you can check each option and see which offers the best rewards before purchasing. You can also check all three apps to maximize your earnings on surveys, games, and exclusive offers.