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If you love to travel, you know that arriving at the airport can bring mixed feelings. Sure, you have the excitement of your upcoming trip. But there's also the stress and frustration that can come with long security lines.
TSA PreCheck and Global Entry provide travelers with expedited airport security screening, allowing them to skip long lines and get to their gates more quickly. The application fees for the programs are $76.75 to $85 and $120, respectively. But with the right credit card, you can effectively get a complimentary TSA PreCheck or Global Entry membership.
Here's what you need to know about both traveler programs and which credit cards will reimburse you when you apply.
How we rate products
All of the cards we considered had one thing in common: a statement credit for TSA PreCheck and Global Entry. So, when it came down to narrowing down our list of the best cards, we looked at what benefits they offered above and beyond that.
Because people looking for this type of card are likely frequent travelers, we specifically looked at cards with excellent travel perks, including no foreign transaction fees, airport lounge access, travel insurance, annual travel credits, and more. While we included one airline card on our list, we primarily aimed to include flexible cards that could be used with any airline.
We also considered other card features, including annual fees, welcome offers, rewards rates, and other benefits. Ultimately, we included cards with a variety of benefits at a variety of price points so that each person could find one that works for them.
Best credit cards with TSA PreCheck or Global Entry credits
| Credit Card | Welcome Bonus | Rewards Rate | Foreign Transaction Fee | Annual Fee |
|---|---|---|---|---|
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Apply Now
Bank of America® Premium Rewards® credit card 4.4
|
60,000
Points
|
1.5X - 2X
Points
|
0% |
$95
|
2025 award winner
Best for Lounge Access
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Apply Now
Chase Sapphire Reserve® 5.0
|
125,000 bonus points
|
1X - 8X
Points
|
None |
$795
|
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Learn How to Apply
Delta SkyMiles® Platinum American Express Card 4.9
|
60,000
Miles
|
1X - 3X
Miles
|
None |
$350
|
|
2025 award winner
Best for Luxury Travel
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Learn How to Apply
American Express Platinum Card® 4.9
|
175,000
Points
|
1X - 5X
points
|
None |
$895
|
|
2025 award winner
Best for Simple Travel Rewards
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Apply Now
Capital One Venture Rewards Credit Card 4.7
|
75,000 Miles
|
2X - 5X
Miles
|
None |
$95
|
|
2025 award winner
Best Premium Travel Credit Card
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Apply Now
Capital One Venture X Rewards Credit Card 4.9
|
100,000
Miles
|
2X - 10X
Miles
|
None |
$395
|
Bank of America® Premium Rewards® credit card
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- Low $95 annual fee.
- Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
The Bank of America® Premium Rewards® credit card is a great option if you want the benefit of TSA PreCheck and Global Entry credits but don't want to pay a high annual fee. While the perks aren't as big as some of the other cards we've talked about, they more than pay for the annual fee.
For example, you'll get $200 in annual travel statement credits, $100 of which can pay for airline incidental costs. It also comes with certain travel insurances to ensure you're protected on your trip.
- Relatively low annual fee
- No foreign transaction fees
- Annual travel statement credits
- Limited rewards redemption options
- Limited bonus category rewards rates
Apply now | Read our Bank of America Premium Rewards Credit Card review.
Chase Sapphire Reserve®
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- Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get more than $2,700 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
- Member FDIC
The Chase Sapphire Reserve® is Chase's premium travel credit card, not to mention one of the most popular on the market. Though it has a high annual fee, it makes up for it with its benefits, including high rewards rates and a $300 annual travel credit.
It has a long list of travel perks in addition to its TSA PreCheck and Global Entry credit (which can also be used for NEXUS). Those perks include no foreign transaction fees, complimentary airport lounge access, rental car status upgrades, and more than half a dozen different types of travel insurance and protection — more than you'll find with just about any other credit card.
As a final bonus, this card has an elevated redemption opportunity. If you use your points to book travel through Chase Travel, you could get up to 2x more value for your points.
- Complimentary airport lounge access
- High bonus rewards rates
- No foreign transaction fee
- Many types of travel protection
- High annual fee
- Additional fee for each authorized user
Apply now | Read our Chase Sapphire Reserve review.
Delta SkyMiles® Platinum American Express Card
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- Earn 60,000 bonus miles after spending $3,000 in eligible purchases in the first 6 months
- 3X miles on purchases made directly with Delta and hotels
- First checked bag free on Delta flights
- Statement credits for rideshare, Resy and more
- $350 annual fee. Terms apply.
If you're a die-hard Delta customer, then the Delta SkyMiles® Platinum American Express Card could be a good option for you. Though this card has a high annual fee, it has plenty of perks to make up for it, starting with its generous welcome offer and variety of bonus rewards categories.
This card has a few Delta-specific perks, including your first checked bag free on Delta flights, a $150 annual Delta Stays credit, $2,500 Medallion Qualification Dollars to get you closer to Status, $1 Medallion Qualification Dollar for each $20 you spend on your card, and 15% off Award Travel with Delta flights, just to name a few.
An especially attractive perk is the annual companion certificate, which you can use on main cabin flights to select destinations.
- Generous welcome offer
- Annual Delta flight credits
- Free checked bag on Delta flights
- Companion pass on certain flights
- High annual fee
- Doesn't work with other airlines
Learn how to apply | Read our Delta SkyMiles Platinum American Express Card review.
American Express Platinum Card®
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- Enjoy hundreds of dollars in annual credits (enrollment required for select benefits)
- Gain access to exclusive airport lounges worldwide (enrollment required)
- Elevate your hotel stays with elite status perks (enrollment required)
- Earn valuable Membership Rewards points on flights and hotels
- Protect your trips with top-notch travel insurance
It's easy to balk when you see the $895 annual fee of the American Express Platinum Card®, but this card more than makes up for it with all of its perks. First, it has an impressive welcome offer. And while I wish it had a higher rewards rate in some other categories, you'll earn a high amount of points on American Express Travel Bookings.
Where this card really shines is in its annual statement credits. Those include:
- Up to a $600 hotel credit (up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel®; requires minimum two night stay)
- Up to a $300 digital entertainment credit
- Up to a $155 Walmart+ credit (up to $12.95 plus applicable local sales tax; Plus Ups not eligible)
- Up to a $200 Uber Cash
- Up to a $120 Uber One Credit
- Up to a $200 airline fee credit
- Up to a $100 in Saks Fifth Avenue statement credits
- Up to a $209 CLEAR Plus credit
- Enrollment required for select benefits
- Generous welcome offer
- Complimentary airport lounge access
- Luxury travel perks
- No foreign transaction fees
- High annual fee
- High spend required for welcome offer
- Few bonus categories
Learn how to apply | Read our American Express Platinum Card® review.
Capital One Venture Rewards Credit Card
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- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app
The Capital One Venture Rewards Credit Card stands out from other travel credit cards for its high flat-rate rewards rate. While many cards offer elevated rates in certain bonus categories, the Venture Rewards offers an impressive 2 miles per dollar on every purchase, every day — and that's on top of the higher rewards rate for Capital One Travel bookings.
In addition to its TSA PreCheck and Global Entry credit, this card offers travel perks that include no foreign transaction fees, a $50 experience credit on Lifestyle Collection Bookings, Hertz Five Star Status1 <p class="">Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply<br></p> , auto rental collision damage waiver, and travel accident insurance.2 <p class="">For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<br></p>
- High flat-rate rewards
- Relatively low annual fee
- Generous welcome offer
- No foreign transaction fees
- No airline or hotel travel credits
- Relatively low redemption value
- No major U.S. airlines as travel partners
Read our Capital One Venture Rewards Credit Card review.
Capital One Venture X Rewards Credit Card
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- LIMITED-TIME OFFER: Earn 100,000 bonus miles once you spend $10,000 on purchases in the first 6 months from account opening - equal to $1,000 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Top rated mobile app
The Capital One Venture X Rewards Credit Card has some of our favorite travel perks on the market. This card has high bonus category rewards rates, not to mention one of the highest non-bonus category rewards rate we've seen.
This card really shines for its travel perks, including a $300 annual travel credit through Capital One Travel, airport lounge access, luxury rental credit, Lifestyle Collection experience credit, Hertz President's Circle status1 <p class="">Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply<br></p> , auto rental collision coverage, and more.2 <p class="">For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.<br></p>
- Generous welcome offer
- Airport lounge access
- No foreign transaction fees
- High bonus and non-bonus reward rates
- High annual fee
- Relatively low redemption value
- No major U.S. airlines as travel partners
Read our Capital One Venture X Rewards Credit Card review.
What is TSA PreCheck?
TSA PreCheck is a program designed to accelerate the security screening process for flights originating in the U.S. There are TSA PreCheck stations at more than 200 airports throughout the country, with 90+ airlines participating.
This program allows you to go through an expedited security lane at the airport. You won't need to remove your shoes, laptop, liquids, belt, or light jacket. While it requires an application, an in-person visit to an enrollment center, and a fee to sign up, it's good for five years and allows you to bring your children through the TSA PreCheck line with you.
According to the Transportation Security Administration (TSA), 99% of TSA PreCheck passengers wait 10 minutes or less when going through security.
What is Global Entry?
The primary purpose of Global Entry is to provide expedited screening at U.S. Customs and Border Protection (CBP) security checkpoints in 77 airports worldwide. Instead of going through the regular inspection line, you use an automated kiosk, where it captures your photo and may ask for your passport. Depending on the situation, it can save you a lot of time when returning to the U.S. from a trip abroad.
Global Entry membership costs a little bit more at $120 for five years. But even if you're not getting it covered by your credit card, the extra money is usually worth it because Global Entry includes eligibility for TSA PreCheck.
Unfortunately, young family members can't accompany you as they can with TSA PreCheck. Each person needs to have their own Global Entry membership to use the kiosk.
Popular credit cards that do and don't come with TSA PreCheck credits
American Express
| Comes with TSA Precheck credit? | |
| American Express Platinum Card | Yes |
| American Express® Gold Card | No |
| Delta SkyMiles Platinum Card | Yes |
| Delta SkyMiles® Gold American Express Card | No |
Chase
| Comes with TSA Precheck credit? | |
| Chase Sapphire Reserve Card | Yes |
| Chase Sapphire Preferred® Card | No |
| Chase Freedom Unlimited® | No |
| Chase Freedom Flex® | No |
| Southwest Rapid Rewards® Priority Credit Card | No |
Capital One
| Comes with TSA Precheck credit? | |
| Capital One Venture X Rewards Card | Yes |
| Capital One Venture Rewards Card | Yes |
| Capital One Venture X Business | Yes |
| Capital One Quicksilver Cash Rewards Credit Card | No |
| Capital One Savor Cash Rewards Credit Card | No |
How to pick the right card for complimentary TSA PreCheck or Global Entry
As you compare card options, consider them holistically, including this benefit as well as their rewards programs, welcome offers, other perks, and annual fees. There's no single best credit card out there for everyone, so it's good to know what you want before you apply.
Regardless of which one you choose, you're one step closer to shorter lines and a quicker security experience at the airport.
The right travel card for you is the one that matches your interests and spending habits, allowing you to earn valuable rewards and travel the way you like — for less. Learn more about these top cards and choose the one that's best for you:
- For no annual fee: Bank of America® Travel Rewards credit card
- For flexible points and travel partners: Chase Sapphire Preferred® Card
- For airport lounge access: Capital One Venture X Rewards Credit Card
- For unlimited 3X points in popular categories: Wells Fargo Autograph® Card
- For business travel: Ink Business Preferred® Credit Card
FAQs
Which is better, TSA PreCheck or Global Entry?
While both TSA PreCheck and Global Entry offer the benefit of expedited airport security, the programs have an important difference. TSA PreCheck accelerates the security screening process for flights originating in the U.S., while Global Entry membership may save you time at U.S. customs after you return from a trip abroad.
Do you get TSA PreCheck with Global Entry?
Yes, you get TSA PreCheck benefits with a Global Entry membership. U.S. citizens or permanent residents enrolled in other trusted traveler programs, such as NEXUS or SENTRI, can also get TSA PreCheck benefits.
How can I get Global Entry for free?
While you technically can't get a Global Entry membership for free, you can get a fee credit. Several rewards credit cards and certain airline loyalty programs offer reimbursement for the application fee. Rewards cards that offer this reimbursement include:
How long does it take to get approved for Global Entry?
Approval times can vary by application, but according to U.S. Customs and Border Protection, 80% of applications are approved within 2 weeks and some can take 12 months or longer.
Bottom line
If you love to travel and want to avoid long airport security lines, TSA PreCheck or Global Entry can be the game-changer membership you need. With expedited screening and the ability to skip time-consuming procedures, these programs offer a smoother airport experience.
The best part is that many travel rewards credit cards provide complimentary TSA PreCheck or Global Entry membership as a benefit. This includes cards such as the Bank of America® Premium Rewards® credit card, Delta SkyMiles® Platinum American Express Card, and Chase Sapphire Reserve®.
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Current Offer
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening
Annual Fee
$795
Rewards Rate
8x points on all purchases through Chase Travel℠ (including The Edit℠), 4x points on flights and hotels booked direct, 3x points on dining worldwide & 1x points on all other purchases