You’ve been looking forward to retiring for your entire working life. Now that it’s finally here, though, you’re more than a little lost.
What are you supposed to do with all your free time? How can you stave off boredom and avoid wasting money or radically upending your entire lifestyle?
Fortunately, reaching senior status can come with several perks — starting with free courses for lifelong learners like yourself. Interested? These 14 sites are the best places to get started.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Carnegie Mellon’s Open Learning Initiative
Carnegie Mellon University’s Open Learning Initiative (OLI) doubles as a resource for independent students and long-distance instructors.
While OLI has more paid courses than free ones, its free courses cover the basics of research methods in most fields.
They also offer helpful guidelines for self-guided learning and point you toward the next steps in becoming certified in fields from health care to IT.
Academic Earth
Since 2009, Academic Earth has curated free courses from the country’s top universities, including Yale, MIT, the University of Chicago, and more.
You can watch individual lectures or go through distinct courses on topics like the psychology of politics and machine learning.
Coursera
Coursera offers nearly 6,000 courses, certificates, and degrees for at-home learners. If you want to find a new job after retirement, Coursera details the median salaries for top jobs and lists skills, classes, and certifications that can help you land the job you want.
Its dozens of free courses range in topics from entry-level Korean language learning to negotiation strategies for business professionals.
Earn $200 cash rewards bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn $200 after spending $500 in purchases in the first 3 months.
The Active Cash Card puts cash back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.
This card also offers an intro APR of 0% for 12 months from account opening on purchases and qualifying balance transfers (then 19.49%, 24.49%, or 29.49% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
EdX
EdX started as a collaboration between MIT and Harvard to make education more accessible, affordable, and universal.
Today, edX partners with more than 250 other prestigious institutions and universities worldwide to offer classes in data science, artificial intelligence, and other IT-centric topics.
Harvard
Some of the top universities in the country offer free courses for lifelong learners.
Harvard hosts 144 free webinars and online courses in computer science, programming, world history, and the humanities. Most courses are available on-demand and take between one and 12 weeks to complete.
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Open Yale
Yale’s free Open Yale courses are mainly introductory-level classes taught by top Yale professors.
Unlike some of the learning sites on our list, Open Yale doesn’t help you earn course credits or work toward professional certification.
Instead, it’s ideal for lifelong learners interested in topics such as American literature, financial markets, philosophy, and the social sciences.
Stanford
Like Yale and Harvard, Stanford hosts free, on-demand classes and lecture series taught by some of their top professors.
Classes include Introduction to Probability Management from the School of Engineering, Principles of Economics from the School of Humanities and Sciences, and Health Across the Gender Spectrum from the School of Medicine.
TED-Ed
Are you looking for bite-size lessons rather than long-term courses? TED-Ed has a wide selection of free videos, each presented by an expert in their field and lasting anywhere from a few minutes to a few hours.
TED-Ed classes are on topics as diverse as bats, moon phases, food waste, gut health, and the history of Black Friday.
Codecademy
Are you more interested in learning a technical, highly marketable skill than taking college courses for the sake of learning? Codecademy is the best, most established free coding site you can find.
While you can pay for higher-tier access, Codecademy offers basic instruction in C++, HTML, Python, JavaScript, and most other coding languages entirely for free.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
You’ll also get insider info on social security, job listings, caregiving, and retirement planning. And you’ll get access to AARP’s Fraud Watch Network to help you protect your money, as well as tools to help you plan for retirement.
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.
Udemy
Like Codecademy, Udemy helps you access courses that teach marketable skills in areas like coding, finance, marketing, and game development.
Udemy’s paid courses and certifications can help you land a lucrative side gig, but its free courses include introductory photography, coding, aromatherapy, and more.
Whether you want to start your own business or learn a new hobby, Udemy is an excellent place to begin.
Learn It Live
Learn It Live hosts free face-to-face and on-demand classes, mostly in personal development, fitness, mindfulness, and general health and wellness.
Although it’s not as rigorously academic as some other sites on our list, Learn It Live can be a useful starting point for anyone interested in maintaining their activity levels and quality of life during retirement.
Libby (through your local library)
Libby is a shared online library collection that includes hundreds of thousands of digital books, magazines, newspapers, and audiobooks, as well as textbooks, lectures, and courses.
Exactly which Libby texts you can access depends on what your local library has subscribed to, so you’ll need to log in to the app using your library card.
The Great Courses (through Libby)
The Great Courses are individual lectures conducted by world-class experts in art, cooking, storytelling, economics, and much more.
While you can purchase standalone courses for a one-time fee, you can access some (or all) of the courses for free through Libby if your public library has a subscription. Open the Libby app and search for “the great courses” to see if they’re in your library catalog.
Your local community college
Wherever you are in the U.S., chances are there’s a state college, community college, or university in your area that offers some sort of free community programming.
That could mean free online courses, in-person classes at a reduced fee (usually lower than $100 for the semester), or occasional drop-in lectures free to anyone in the community.
Find out what’s available near you by googling your state’s colleges along with keywords like “free courses” or “lifelong learning.” If you don’t find any good results, you can always call the number listed as the university’s contact line and go from there.
Bottom line
Thanks to the 14 free learning opportunities listed here, your continuing education doesn’t have to cost a cent of your hard-earned retirement money.
Whether you’re hoping to retire early, are already in the middle of a great retirement, or are on the cusp of leaving the workforce for good, signing up for a free online course is an excellent use of your time.
Of course, picking up a new skill set is definitely a perk if you’re hoping to boost your retirement savings with a part-time job in a new field. But learning is worth it for its own sake, not just for earning money.
Lucrative, Flat-Rate Cash Rewards
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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