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These 8 Banks Are Closing Branches in Florida

Your Florida bank branch could be closing as BofA, Wells Fargo, Fifth Third, and more announce closures.

By Catherine Hiles , Edited by Melinda Sineriz, ABFP®

Updated Nov. 10, 2026

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If you are a Florida resident, you might have to find a new place to boost your bank account, as several branches of various banks will soon close in the Sunshine State.

Check this list to see whether your bank in Florida will close its doors permanently.

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Bank of America

23471 Walden Center Drive, Bonita Springs

The Bank of America branch at Walden Center Drive closed its doors for good in May 2026. But BofA still has three locations in Bonita Springs and 15 total locations in Lee County.

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BayFirst National Bank

2033 Main Street, Sarasota

Although the Main Street location of BayFirst National Bank in Sarasota closed in May, there are three additional branches in the city.

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That is exactly what The Definitive Guide to Retirement Income helps answer.¹ <p class="">Investing in securities involves a risk of loss. Past performance is never a guarantee of future returns. Investing in foreign stock markets involves additional risks, such as the risk of currency fluctuations. Guides are provided by Fisher Investments. The publisher may be compensated when readers request a guide.</p> It is a free guide from Fisher Investments covering what your retirement will really cost, where the cash flow should come from, and how much you can safely withdraw each year. Learn More Here ›

Fifth Third Bank

2401 PGA Boulevard, Palm Beach Gardens
120 E Palmetto Park Road, Boca Raton
1037 South State Road 7, West Palm Beach
200 East Las Olas Boulevard, Fort Lauderdale

Fifth Third Bank plans to close four locations in Florida in the coming months. But the bank will still have over 210 branches in the Sunshine State where you can bank in person, including two in Palm Beach Gardens, four in Boca Raton, one in West Palm Beach, and two in Fort Lauderdale.

Intercredit Bank

8890 Southwest 40th Street, Miami

Intercredit Bank closed one of its two Miami locations in July 2026. The remaining location is at 860 Northwest 42nd Avenue. If you prioritize in-person services and don't live near that location, you might consider opening a new bank account with a different financial institution.

JPMorgan Chase

1922 Highway A1A, Indian Harbour Beach
13245 Atlantic Boulevard, Jacksonville
2700 S Washington Avenue, Titusville

JPMorgan Chase closed three of its more than 430 branches in Florida in May and June, 2026. Affected customers can still access nearby locations, including one in Indian Harbour Beach, 12 in Jacksonville, and one in Titusville.

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Safra National Bank of New York

1221 Brickell Avenue, Miami

The Safra National Bank location on Miami's Brickell Avenue is slated to close in 2026. The private bank will have two remaining locations in the Sunshine State: one in Aventura and one in Palm Beach.

Third Federal Savings and Loan

929 East Hallandale Beach Boulevard, Hallandale

Third Federal Savings and Loan closed its Hallandale branch in May 2026. The closest remaining location is in Greenacres, just south of West Palm Beach.

Wells Fargo

5622 Beach Boulevard, Jacksonville
100 East Flagler Street, Miami
9520 South U.S. 1, Port St. Lucie
11900 Forest Hill Boulevard, Wellington

Wells Fargo will close four branches in Florida in 2026. That still leaves over 450 branches in the Sunshine State where you can access in-person banking services. Jacksonville customers will have more than 20 locations to choose from, while those in Miami will have close to 30. Two locations will remain each in Port St. Lucie and Wellington.

Why banks are closing branches in Florida

The increased use of online banking means fewer customers are using traditional in-person options for their financial needs. In our banking behavior study, 60% of respondents said they chose an online bank because it's more convenient than traditional banking.

Around 13% of our survey respondents reported using an online-only bank, and 34% said they access their bank online daily. As more customers bank online, it only makes sense to close physical branches. In addition, as banks merge, more branches close as companies consolidate their physical footprints.

Where banks are opening branches in Florida

There are some rays of sunshine for customers in the Sunshine State, as banks also continue to open branches throughout Florida where you can grow your savings.

JPMorgan Chase announced 27 new branches in Florida, while PNC announced 30 new branches in response to the state's population growth.

Bottom line

Many banks have or are planning to close branches, which could be an issue if you prefer a little in-person help when you bank.

On the other hand, you can also try an online bank — perhaps one that offers a high-yield savings account — to see if that works for your transactions. Or, consider switching to a different bank or joining a credit union. Whatever you choose, it's important to protect your wealth.

FAQs

Is my bank leaving Florida completely?

No, the closures affect specific branch locations, not entire banks. Most institutions will continue operating dozens or even hundreds of branches throughout Florida.

What should I do if my local bank branch is closing?

You can use a nearby branch, switch to online or mobile banking, or consider opening an account with another bank or credit union if you still want convenient in-person service.

Why are banks closing branches in Florida?

Banks are closing branches because more customers now use online and mobile banking. Branch consolidations following mergers and acquisitions have also contributed to fewer physical locations.

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