Working with a lawyer often has a big upfront cost, but it can lower your financial stress in the long run.
Sometimes, it's worth hiring an attorney to help you prepare important legal documents. These documents can get you and your family into a costly and time-consuming legal battle if they are not completed correctly.
Working with a lawyer is smart if you need any of the following 10 documents.
Get instant access to hundreds of discounts
Over 50? Join AARP today— because if you’re not a member you could be missing out on huge perks like discounts on travel, dining, and even prescriptions.
Get 25% off membership — just $15 for your first year with auto-renewal — and a free gift if you join today.
Will
A will outlines your wishes for how assets will be distributed upon your death. The document also names an executor who will manage your estate and follow through on the distribution of assets.
Many wills go through probate, a court-supervised process for distributing assets. Given the high stakes involved, you should meet with an attorney specializing in this field who can help you protect your wealth for future generations to enjoy.
Trust
A trust allows a person to specify how and when their assets are distributed to beneficiaries. However, unlike a will, the document takes effect as soon as it is created.
That means the creator can move assets into or out of the trust while they're alive. Trusts can be more complicated than a will, but they also have the advantage of typically avoiding probate.
Prenuptial agreement
A prenuptial agreement is a binding document both spouses agree to before getting legally married. It outlines how assets will be divided in case of divorce.
Each state has different rules for prenups, so it's important to hire an attorney familiar with your state's laws.
This type of document can be challenged in a court if it's not done well, so having a seasoned lawyer create it is the right move.
Resolve $10,000 or more of your debt
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who complete the program and settle all debts typically save around 45% before fees or 20% including fees over 24–48 months, based on enrolled debts. Not all debts are eligible, and results vary as not all clients complete the program due to factors like insufficient savings. We do not guarantee specific debt reductions or timelines, nor do we assume debt, make payments to creditors, or offer legal, tax, bankruptcy, or credit repair services. Consult a tax professional or attorney as needed. Services are not available in all states. Participation may adversely affect your credit rating or score. Nonpayment of debt may result in increased finance and other charges, collection efforts, or litigation. Read all program materials before enrolling. National Debt Relief’s fees are based on a percentage of enrolled debt. All communications may be recorded or monitored for quality assurance. In certain states, additional disclosures and licensing apply. © 2009–2025 National Debt Relief LLC. National Debt Relief (NMLS #1250950, CA CFL Lic. No. 60DBO-70443) is located at 180 Maiden Lane, 28th Floor, New York, NY 10038. All rights reserved. <b><a href="https://www.nationaldebtrelief.com/licenses/">Click here</a></b> for additional state-specific disclosures and licensing information.</p>
Sign up for a free debt assessment here.
Health care power of attorney
This document designates someone else to make your medical decisions in the case of your incapacitation. This includes life-prolonging care, medical procedures, and other health services.
This document is important because it allows you to choose a trusted person to make crucial decisions when you cannot. It is best to hire an attorney when crafting this important document.
Durable power of attorney
Similar to a health care power of attorney, a durable power of attorney is a legal document allowing someone designated as your "agent" to make legal and financial decisions on your behalf in the event of your incapacitation.
From buying and selling property to managing bills and investments, your designated agent has broad powers.
Business contracts
Many businesses make the mistake of trying to draw up contracts on their own, only to get mired in costly litigation later on.
To avoid this, work with an attorney who can craft contracts that keep you out of the courtroom.
Divorce documents
Even in an amicable divorce, mistakes in paperwork can unintentionally compromise your rights. Documentation errors can also delay the finalization of your divorce.
Having a legal expert draft divorce papers ensures that both sides get what they want and still have the dignity they deserve without an ugly court battle.
Guardianship and conservatorship designations
The process for guardianship or conservatorship is complicated, with each state having different requirements.
An experienced lawyer can help you file the correct paperwork and choose the right guardianship or conservatorship. An attorney can ensure that the arrangement is legally enforceable.
Immigration documents
Immigration law is complex and constantly changing, and even tiny mistakes on forms can lead to delays, denials, or even deportation.
An immigration attorney can help ensure applications are properly prepared and filed on time, and that they meet all legal requirements. Trying to do this on your own is fraught with danger and could also impact your long-term employment options in the U.S.
Earn $200 cash rewards bonus with this incredible card
The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Cardholders can also earn unlimited 2% cash rewards on purchases.
The best part? There's no annual fee.
Commercial lease agreement
If you are a business owner who plans to rent an office or other business property, it is wise to seek the assistance of a lawyer.
A lawyer with expertise in small business can spot red flags in the agreement and warn you of potential problems in the document. They will likely suggest tweaks to language that can make the agreement more compatible with your interests.
Bottom line
To avoid wasting money, consult an attorney before finalizing the 10 documents on this list.
Lawyers are costly, but the expense can soar if you have to fix problems that could have been solved in just minutes with an attorney's upfront help.
Hiring a lawyer now could save you a lot of time and money in the long run.
Up To 5% Cash Back
Benefits Card Details on Discover’s secure website Intro Offer
Discover will match all the cash back you’ve earned at the end of your first year.
Annual Fee $0 Why we like it
The Discover it® Cash Back is ideal for anyone who loves flexible rewards options.
Cardholders can redeem their cash back for any amount.
Earn 5% cash back on rotating bonus categories up to the quarterly maximum when you activate, along with 1% cash back on all purchases. Categories may include places like gas stations, grocery stores, restaurants, and more.
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment.
Our partners do not influence how we rate products.
Subscribe Today
Learn how to make an extra $200
Get vetted side hustles and proven ways to earn extra cash sent to your inbox.