Chase Credit Cards: Latest Offers [November 2024]

Chase is one of the world’s leading credit card issuers, offering a wide selection of both personal and business credit cards. Its credit card products are popular among travelers, diners, everyday spenders, and more.

Whether you want to earn rewards on every purchase, get premium travel perks, or separate your personal and business expenses, there’s a Chase card for you. If you’re interested in applying for a new Chase card, here are some excellent options.

Latest Chase personal credit card offers

Great for Flexible Travel Rewards

Chase Sapphire Preferred^® Card

4.9

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Chase Sapphire Preferred^® Card

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Current Offer

Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.

Annual Fee

$95

Rewards Rate

5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Generous welcome offer valued at up to $1,050 when redeemed via Chase Travel
• High rewards on dining and bookings via Chase Travel
• 25% more value when redeeming points for travel through Chase Travel
• Up to $50 in annual statement credits for hotel stays booked through Chase Travel
• Receive valuable travel protections like trip delay reimbursement and primary rental car insurance

Drawbacks

• Has a $95 annual fee
• Doesn’t offer airport lounge access or premium travel perks like Global Entry or TSA PreCheck credit
• Doesn't offer bonus points on gas or in-person groceries purchases

Card Details

• Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC

Premium Travel Benefits

Chase Sapphire Reserve^®

5.0

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Chase Sapphire Reserve^®

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Current Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$550

Rewards Rate

5X points on flights and 10X points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually; 3X points on other travel and dining & 1X points per dollar on all other purchases

Benefits and Drawbacks

Benefits

• Up to $300 in annual travel credits
• Great rewards on travel purchases and dining
• Complimentary Priority Pass Select membership
• Comprehensive travel protections, including trip delay and cancellation insurance
• 50% point redemption bonus when booking through Chase Travel

Drawbacks

• $550 annual fee
• High spending requirement for the welcome offer
• $75 annual fee for each authorized user

Card Details

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Member FDIC

Unlimited Cash Back

Chase Freedom Unlimited^®

4.7

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Chase Freedom Unlimited^®

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Current Offer

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.

Annual Fee

$0

Rewards Rate

6.5% cash back on travel purchased through Chase Travel℠, 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and 3% cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases

Benefits and Drawbacks

Benefits

• High base rewards rate of 1.5%
• $0 annual fee
• Valuable welcome bonus for new cardholders
• Intro APR offers for purchases and balance transfers

Drawbacks

• Has a foreign transaction fee of 3% of each transaction in U.S. dollars
• No bonus categories for gas or groceries

Card Details

• INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
• Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
• After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.99% - 28.74%.
• No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
• Member FDIC

Seriously Powerful Cashback Card

Chase Freedom Flex^®

4.7

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Chase Freedom Flex^®

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Current Offer

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

Annual Fee

$0

Rewards Rate

5% cash back on rotating quarterly categories you activate (on up to $1,500 spent) and travel purchased through Chase Travel℠; 3% cash back on drugstore purchases and dining at restaurants (including takeout and eligible delivery service); and 1% cash back on all other purchases

Benefits and Drawbacks

Benefits

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• Up to 5% cash back on spending
• Perks from Lyft, DoorDash, and more

Drawbacks

• Has foreign transaction fee

Card Details

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• 5% cash back on rotating quarterly categories you activate (on up to $1,500 spent) and travel purchased through Chase Travel℠; 3% cash back on drugstore purchases and dining at restaurants (including takeout and eligible delivery service); and 1% cash back on all other purchases
• Intro purchase 0% APR offer: 0% for 15 months then 19.99% - 28.74% Variable
• Intro balance transfer 0% APR offer: 0% for 15 months then 19.99% - 28.74% Variable

Great for Building Credit

Chase Freedom Rise^®

5.0

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Chase Freedom Rise^®

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Current Offer

$25 statement credit for enrolling in automatic payments within the first three months of account opening

Annual Fee

$0

Rewards Rate

1.5% cash back on all purchases

Benefits and Drawbacks

Benefits

• $0 annual fee
• Earn 1.5% cash back on all purchases
• Earn $25 statement credit for enrolling in automatic payments within the first three months of account opening

Drawbacks

• No introductory offer

Card Details

• $25 statement credit for enrolling in automatic payments within the first three months of account opening
• 1.5% cash back on all purchases

Save Money on Interest With a 0% Intro APR

Chase Slate Edge℠

5.0

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Chase Slate Edge℠

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Current Offer

0% Intro APR for 18 months from account opening on purchases and balance transfers, after which a variable APR of 19.99% - 28.74% applies

Annual Fee

$0

Benefits and Drawbacks

Benefits

• 0% Intro APR for 18 months from account opening on purchases and balance transfers, after which a variable APR of 19.99% - 28.74% applies
• Opportunity to lower your interest rate
• No annual fee

Drawbacks

• Has foreign transaction fee
• No rewards on spending

Card Details

• 0% Intro APR for 18 months from account opening on purchases and balance transfers, after which a variable APR of 19.99% - 28.74% applies
• Intro purchase 0% APR offer: 0% for 18 months then 19.99% - 28.74% Variable
• Intro balance transfer 0% APR offer: 0% for 18 months then 19.99% - 28.74% Variable

Generous Welcome Bonus

Southwest Rapid Rewards^® Plus Credit Card

4.5

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Southwest Rapid Rewards^® Plus Credit Card

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Current Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening

Annual Fee

$69

Rewards Rate

2X points on Southwest purchases and Rapid Rewards hotel and car rental partners; on local transit and commuting, including rideshare; and on internet, cable, phone services, and select streaming; plus 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Solid rewards rate
• Redeem points for flights, gift cards, and more
• 3,000 bonus points after cardmember anniversary
• 2 EarlyBird Check-Ins® per year

Drawbacks

• Has annual fee
• Has foreign transaction fee
• Limited travel benefits compared to premium Southwest cards

Card Details

• Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
• 3,000 anniversary points each year.
• Earn 2X points on Southwest® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• 2 EarlyBird Check-In® each year.
• Earn 1 point for every $1 spent on all other purchases.
• Member FDIC

Generous Welcome Bonus

Southwest Rapid Rewards^® Priority Credit Card

4.8

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Southwest Rapid Rewards^® Priority Credit Card

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Current Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening

Annual Fee

$149

Rewards Rate

3X points on Southwest purchases; 2X points on Rapid Rewards hotel and car rental partners; local transit and commuting, including rideshare; and on internet, cable, phone services, and select streaming; plus 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Great rewards rate on Southwest flights
• Large welcome offer can help you earn a Companion Pass
• 7,500 rewards points added on cardmember anniversary

Drawbacks

• Best reward earnings are limited to Southwest purchases
• Best redemptions limited to Southwest flights

Card Details

• Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
• 7,500 anniversary points each year.
• Earn 3X points on Southwest® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• $75 Southwest® travel credit each year.
• No foreign transaction fees.
• Member FDIC

A No Annual Fee Card for United Fans

United Gateway℠ Card

3.7

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United Gateway℠ Card

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Current Offer

Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.

Annual Fee

$0

Rewards Rate

2 miles per dollar on United purchases, at gas stations, and on local transit and commuting; plus 1 mile per dollar on all other purchases

Benefits and Drawbacks

Benefits

• Strong welcome offer
• $0 annual fee
• No foreign transaction fees

Drawbacks

• Limited travel perks
• Elevated reward categories could be better

Card Details

• Earn 20,000 bonus miles
• No annual fee
• Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
• Earn 2 miles per $1 spent on United® purchases
• Earn 2 miles per $1 spent at gas stations, on local transit and commuting
• Earn 1 mile per $1 spent on all other purchases
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
• Member FDIC

Free Checked Bags for United Fans

United Quest℠ Card

4.4

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United Quest℠ Card

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Current Offer

Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

Annual Fee

$250

Rewards Rate

3 miles per dollar spent on United purchases; 2 miles per dollar on dining, select streaming services, and all other travel; plus 1 mile per dollar on all other purchases

Benefits and Drawbacks

Benefits

• Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open
• Earn 3 miles per dollar on United purchases
• Receive up to $125 in annual United purchase credit
• Get two free checked bags for you and one companion
• Receive up to $100 every four years for Global Entry, TSA PreCheck®, or NEXUS application fees

Drawbacks

• Has a $250 annual fee
• Doesn’t offer United Club lounge access or one-time passes
• Has limited non-travel mile redemptions

Card Details

• Earn 60,000 bonus miles and 500 PQP after qualifying purchases
• Earn 3 miles per $1 spent on United® purchases
• Earn 2 miles per $1 spent on all other travel, dining and select streaming services
• Earn 1 mile per $1 spent on all other purchases
• Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding
• Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply)
• Earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
• Member FDIC

Best Rewards for United

United℠ Explorer Card

4.5

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United℠ Explorer Card

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Current Offer

Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Annual Fee

$95 (waived first year)

Rewards Rate

2 miles per dollar spent on dining, hotel stays, and United purchases and 1 mile per dollar on all other purchases

Benefits and Drawbacks

Benefits

• Earn 2 miles per dollar spent on dining, hotel stays, and United purchases and 1 mile per dollar on all other purchases that you can spend on award flights or upgrades.
• Up to $100 as a Global Entry, NEXUS, or TSA PreCheck® fee credit so travel is a little less painful.
• Priority boarding on eligible United flights so you can get settled in sooner rather than later.

Drawbacks

• Free checked bag only applies to the cardholder and one companion, so it’s not as helpful for families.
• This card has lower earning potential than other United cards, which is a trade-off for the relatively low $95 (waived first year) annual fee.

Card Details

• Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $95.
• Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
• Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
• Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
• Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
• Member FDIC

A Premium Card for United Flyers

United Club℠ Infinite Card

4.8

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United Club℠ Infinite Card

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Current Offer

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

Annual Fee

$525

Rewards Rate

4 miles per dollar on United purchases; 2 miles per dollar on all other travel and dining; plus 1 mile per dollar on all other purchases

Benefits and Drawbacks

Benefits

• Elevated earnings on United and travel purchases along with dining allow you to build up miles more quickly
• Impressive welcome offer provides immediate value
• Lounge access makes travel more pleasant and cost-effective (no expensive airport food)

Drawbacks

• Requires excellent credit, so it’s not accessible to everyone
• Free checked bags are limited to the primary cardmember and companion, so some families will still need to shell out cash to check bags

Card Details

• Earn 80,000 bonus miles after qualifying purchases
• Earn 4 miles per $1 spent on United® purchases
• Earn 2 miles per $1 spent on all other travel and dining
• Earn 1 mile per $1 spent on all other purchases
• Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
• 10% United Economy Saver Award discount within the continental U.S. and Canada
• Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
• Member FDIC

Earn Avios & Fly the World

British Airways Visa Signature^® Card

4.4

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British Airways Visa Signature^® Card

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Current Offer

Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening

Annual Fee

$95

Rewards Rate

3X Avios on purchases with British Airways, Aer Lingus, Iberia, and LEVEL; 2X Avios on hotel accommodations (when booked directly with the hotel); and 1X Avios on all other purchases

Benefits and Drawbacks

Benefits

• Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening
• Opportunity to earn a Travel Together Ticket every year of card membership
• No foreign transaction fee

Drawbacks

• Has annual fee
• Maximum value limited to those who fly British Airways or Oneworld partners

Card Details

• Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening
• 3X Avios on purchases with British Airways, Aer Lingus, Iberia, and LEVEL; 2X Avios on hotel accommodations (when booked directly with the hotel); and 1X Avios on all other purchases

Big bonus points on Hyatt stays

The World of Hyatt Credit Card

4.8

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The World of Hyatt Credit Card

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Current Offer

Earn up to 60,000 Bonus Points: earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening, plus up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent

Annual Fee

$95

Rewards Rate

up to 9X points at Hyatt (4 bonus points per $1 on qualified purchases at Hyatt hotels plus up to 5 base points per $1 from Hyatt as a World of Hyatt member); 2X points on restaurants, airline tickets purchased directly from the airlines, local transit and commuting and on fitness club and gym memberships; and 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Earn up to 60,000 Bonus Points: earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening, plus up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
• Up to 9X points on Hyatt hotels (4 bonus points per $1 on qualified purchases at Hyatt hotels plus up to 5 base points per $1 from Hyatt as a World of Hyatt member)
• 1 free night every year
• Automatic elite status

Drawbacks

• $95 annual fee
• No intro APR on purchases or balance transfers

Card Details

• Earn up to 60,000 Bonus Points: earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening, plus up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
• up to 9X points at Hyatt (4 bonus points per $1 on qualified purchases at Hyatt hotels plus up to 5 base points per $1 from Hyatt as a World of Hyatt member); 2X points on restaurants, airline tickets purchased directly from the airlines, local transit and commuting and on fitness club and gym memberships; and 1X points on all other purchases

A Great Choice for New Travelers

Marriott Bonvoy Bold^® Credit Card

4.3

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Marriott Bonvoy Bold^® Credit Card

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Current Offer

Earn 60,000 bonus points plus 1 Free Night Award after you spend $2,000 on purchases in the first 3 months from account opening (free night valued at 50,000 points; certain hotels have resort fees)

Annual Fee

$0

Rewards Rate

up to 14X total points at hotels participating in Marriott Bonvoy; 2X points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services; and 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Earn 60,000 bonus points plus 1 Free Night Award after you spend $2,000 on purchases in the first 3 months from account opening (free night valued at 50,000 points; certain hotels have resort fees)
• up to 14X points at hotels participating in Marriott Bonvoy
• 15 Elite Night Credits each calendar year
• No foreign transaction fees
• No annual fee

Drawbacks

• No free night for cardmember anniversary

Card Details

• Earn 60,000 bonus points plus 1 Free Night Award after you spend $2,000 on purchases in the first 3 months from account opening (free night valued at 50,000 points; certain hotels have resort fees)
• up to 14X total points at hotels participating in Marriott Bonvoy; 2X points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services; and 1X points on all other purchases

A Great Card for Travel Rewards Beginners

Marriott Bonvoy Boundless^® Credit Card

4.5

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Marriott Bonvoy Boundless^® Credit Card

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Current Offer

Earn 125,000 bonus points after spending $5,000 on purchases in your first 3 months from account opening

Annual Fee

$95

Rewards Rate

up to 17X points at hotels participating in Marriott Bonvoy; 3X points at grocery stores, gas stations, and dining on the first $6,000 spent in combined purchases each year; and 2X points on all other purchases

Benefits and Drawbacks

Benefits

• Earn 125,000 bonus points after spending $5,000 on purchases in your first 3 months from account opening
• up to 17X points at hotels participating in Marriott Bonvoy
• 3X points at grocery stores, gas stations, and dining on the first $6,000 spent in combined purchases each year
• One free night each year at account anniversary
• No foreign transaction fee

Drawbacks

• Has annual fee
• No introductory APR

Card Details

• Earn 125,000 bonus points after spending $5,000 on purchases in your first 3 months from account opening
• up to 17X points at hotels participating in Marriott Bonvoy; 3X points at grocery stores, gas stations, and dining on the first $6,000 spent in combined purchases each year; and 2X points on all other purchases

Valuable Bonus Offer and Gold Elite Status

Marriott Bonvoy Bountiful™ Credit Card

4.5

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Marriott Bonvoy Bountiful™ Credit Card

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Current Offer

Earn 85,000 Marriott Bonvoy points after spending $4,000 in purchases in the first 3 months

Annual Fee

$250

Rewards Rate

18.5X points on eligible purchases at hotels participating in the Marriott Bonvoy program (when coupled with your complimentary Marriott Bonvoy membership and Gold Elite status); 4X points on grocery stores and dining (up to $15,000 in combined purchases each year, then 2X points); and 2X points on all other eligible purchases

Benefits and Drawbacks

Benefits

• Earn 85,000 Marriott Bonvoy points after spending $4,000 in purchases in the first 3 months
• Automatic Gold Elite Status
• up to 18.5X points at hotels participating in the Marriott Bonvoy program
• No foreign transaction fees

Drawbacks

• Annual fee is high for a card with limited premium perks
• Annual Free Night Award is not automatic and requires a sizable minimum spend

Card Details

• Earn 85,000 Marriott Bonvoy points after spending $4,000 in purchases in the first 3 months
• 18.5X points on eligible purchases at hotels participating in the Marriott Bonvoy program (when coupled with your complimentary Marriott Bonvoy membership and Gold Elite status); 4X points on grocery stores and dining (up to $15,000 in combined purchases each year, then 2X points); and 2X points on all other eligible purchases

Earn an Annual Free Night

IHG One Rewards Premier Credit Card

4.7

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IHG One Rewards Premier Credit Card

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Current Offer

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening

Annual Fee

$99

Rewards Rate

up to 26X total points on stays at IHG hotels & resorts; 5X points on travel, gas stations, and restaurants; and 3X points on all other purchases

Benefits and Drawbacks

Benefits

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
• Up to 26X total points at IHG hotels & resorts
• Earn 5X points on travel, gas stations, and restaurants, 3X points on all other purchases
• Free night every year
• Fourth reward night free

Drawbacks

• Has annual fee

Card Details

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
• up to 26X total points on stays at IHG hotels & resorts; 5X points on travel, gas stations, and restaurants; and 3X points on all other purchases

Generous Iberia Rewards

Iberia Visa Signature^® Card

4.8

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Iberia Visa Signature^® Card

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Current Offer

Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening

Annual Fee

$95

Rewards Rate

3X Avios on purchases with Iberia, British Airways, Aer Lingus, and LEVEL; 2X Avios on hotel accommodations (when booked directly with the hotel); 1X Avios on all other purchases

Benefits and Drawbacks

Benefits

• Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening
• No foreign transaction fees

Drawbacks

• Limited travel perks
• Has annual fee

Card Details

• Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening
• 3X Avios on purchases with Iberia, British Airways, Aer Lingus, and LEVEL; 2X Avios on hotel accommodations (when booked directly with the hotel); 1X Avios on all other purchases

Generous Aer Lingus Rewards

Aer Lingus Visa Signature^® Card

4.4

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Aer Lingus Visa Signature^® Card

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Current Offer

Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening

Annual Fee

$95

Rewards Rate

3X Avios on Aer Lingus, British Airways, Iberia, and LEVEL flight purchases; 2X Avios on hotels (when booked directly through the hotel); 1X Avios on all other purchases

Benefits and Drawbacks

Benefits

• Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening
• Free companion ticket when you spend $30,000 on your card in a calendar year
• No foreign transaction fee

Drawbacks

• Limited redemptions
• Has annual fee

Card Details

• Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening
• 3X Avios on Aer Lingus, British Airways, Iberia, and LEVEL flight purchases; 2X Avios on hotels (when booked directly through the hotel); 1X Avios on all other purchases

An Easy Way to Earn Aeroplan Points

Aeroplan^® Credit Card

4.8

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Aeroplan^® Credit Card

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Current Offer

Earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening (plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months)

Annual Fee

$95

Rewards Rate

3X points at grocery stores, on dining at restaurants, and Air Canada directly; and 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening (plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months)
• 3X points at grocery stores, on dining at restaurants, and Air Canada directly.
• Earn 500 bonus points for every $2,000 spent in a calendar month (up to 1,500 points per month)
• No foreign transaction fees
• First bag checked free

Drawbacks

• Has annual fee

Card Details

• Earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening (plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months)
• 3X points at grocery stores, on dining at restaurants, and Air Canada directly; and 1X points on all other purchases

Easy Cash Back for Amazon and Whole Foods

Amazon Visa

4.7

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Amazon Visa

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Current Offer

Earn a $50 Amazon gift card upon approval of credit card application

Annual Fee

$0

Rewards Rate

3% cash back at Amazon.com, Whole Foods Market, and on Chase Travel purchases; 2% cash back at restaurants and gas stations, and on local transit and commuting; and 1% cash back on all other purchases

Benefits and Drawbacks

Benefits

• $0 annual fee
• 3% cash back for Amazon.com, Whole Foods Market, and Chase Travel
• 2% cash back for restaurants, gas stations, local transit and commuting
• No foreign transaction fees

Drawbacks

• Prime membership not included
• Low cashback rewards for all other categories
• Mixed customer service reviews

Card Details

• Earn a $50 Amazon gift card upon approval of credit card application
• 3% cash back at Amazon.com, Whole Foods Market, and on Chase Travel purchases; 2% cash back at restaurants and gas stations, and on local transit and commuting; and 1% cash back on all other purchases

Decent Rewards for Disney Fans

Disney^® Visa^® Card

3.9

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Disney^® Visa^® Card

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Current Offer

Earn a $200 Statement Credit after you spend $500 on purchases in the first 3 months from account opening

Annual Fee

$0

Rewards Rate

1% in Disney Rewards Dollars on all purchases

Benefits and Drawbacks

Benefits

• Discounts on select Disney purchases
• Intro vacation financing offer on select Disney vacation packages
• $0 annual fee

Drawbacks

• Low earning potential
• No redemption flexibility
• Limited benefits

Card Details

• Earn a $200 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.
• Earn 1% in Disney Rewards Dollars on all card purchases. There are no limits to the number of Rewards Dollars you can earn.
• 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.74% to 27.74%
• 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
• Save 10% on select purchases at DisneyStore.com
• Member FDIC

Good option for Disney fans

Disney^® Premier Visa^® Card

4.3

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Disney^® Premier Visa^® Card

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Current Offer

Earn a $400 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening

Annual Fee

$49

Rewards Rate

5% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com, and ESPNPlus.com; 2% on purchases at gas stations, grocery stores, restaurants, and most Disney U.S. locations; and 1% on all other purchases

Benefits and Drawbacks

Benefits

• Intro APR on eligible Disney vacation packages
• 10% discount on qualifying purchases at Disney stores
• Special character experiences at Disney resorts

Drawbacks

• Annual fee
• Limited rewards redemption options

Card Details

• Earn a $400 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
• Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations. Earn 1% on all your other card purchases. There are no limits to the number of Rewards Dollars you can earn.
• Redeem Rewards Dollars for a statement credit toward airline purchases.
• 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.74% to 27.74%
• 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
• Save 10% on select purchases at DisneyStore.com
• Member FDIC

Latest Chase business credit card offers

Flexible Payment Options with Unlimited Rewards

Ink Business Premier^® Credit Card

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Ink Business Premier^® Credit Card

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Current Offer

Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening

Annual Fee

$195

Rewards Rate

5% cash back on travel purchased through Chase Travel℠; unlimited 2.5% cash back on purchases of $5,000 or more; unlimited 2% cash back on all other business purchases

Benefits and Drawbacks

Benefits

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening
• Opportunity to pay eligible purchases off over time with Flex for Business
• Employee cards earn rewards, and the cards are available at no additional cost

Drawbacks

• Has a high annual fee
• Most new cardholders must pay the balance in full monthly
• No option to transfer to travel partners or combine points

Card Details

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
• Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
• The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
• Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
• Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
• There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
• Member FDIC

Hot Welcome Bonus

Ink Business Preferred^® Credit Card

4.8

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Ink Business Preferred^® Credit Card

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Current Offer

Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Rewards Rate

3X points on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year; and 1X points per $1 on all other purchases

Benefits and Drawbacks

Benefits

• Generous welcome offer
• High rewards rate on common business expenses
• Flexible Ultimate Rewards points
• No foreign transaction fees
• Cell phone, purchase, and travel protections

Drawbacks

• Annual fee of $95
• $150,000 annual cap on bonus category spending
• No intro APR offer

Card Details

• Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Round-the-clock monitoring for unusual credit card purchases
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Points are worth 25% more when you redeem for travel through Chase Travel℠
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• Member FDIC

Up to 5% Cash Back

Ink Business Cash^® Credit Card

4.8

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Ink Business Cash^® Credit Card

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Current Offer

Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening

Annual Fee

$0

Rewards Rate

5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; and 1% cash back on all other purchases

Benefits and Drawbacks

Benefits

• Solid rewards on office supply, telecom spending, gas, and dining
• Generous welcome offer
• Intro APR on purchases
• $0 annual fee
• Valuable purchase and travel protections

Drawbacks

• Bonus rewards capped after $25,000 annual spend in each category
• No bonus rewards for travel or advertising purchases
• Foreign transaction fee of 3% of each transaction in U.S. dollars

Card Details

• Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
• Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
• Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
• 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• No Annual Fee
• Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
• 0% introductory APR for 12 months on purchases
• Member FDIC

Special Perks for Business Owners

Southwest^® Rapid Rewards^® Performance Business Credit Card

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Southwest^® Rapid Rewards^® Performance Business Credit Card

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Current Offer

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening

Annual Fee

$199

Rewards Rate

4X points on Southwest purchases; 3X points on Rapid Rewards hotel and car rental partners; 2X on rideshare, social media and search engine advertising, internet, cable, and phone services; plus 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Pays a healthy anniversary bonus annually
• You can earn rewards on employee spending
• Up to four upgraded boardings annually (when available)

Drawbacks

• Mostly benefits Southwest flyers
• $199 annual fee

Card Details

• Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
• 9,000 bonus points after your Cardmember anniversary.
• Earn 4X pts on Southwest® purchases.
• Earn 3X points on Rapid Rewards® hotel and car rental partners.
• Earn 2X points on rideshare.
• Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
• 4 Upgraded Boardings per year when available.
• Member FDIC

Big Rewards For Southwest Travelers

Southwest^® Rapid Rewards^® Premier Business Credit Card

4.3

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Southwest^® Rapid Rewards^® Premier Business Credit Card

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Current Offer

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open

Annual Fee

$99

Rewards Rate

3X points on Southwest purchases, 2X points on Rapid Rewards hotel and car rental partners and on local transit and commuting, including rideshare; plus 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Pays 6,000 bonus points on each anniversary to get closer to a Companion Pass
• Enjoy two EarlyBird Check-Ins® per year
• No foreign transaction fees which is great if your business takes you abroad

Drawbacks

• Doesn’t offer the option to redeem points as statement credits
• No benefit for cardholders who don’t frequently fly Southwest

Card Details

• Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
• 6,000 bonus points after your Cardmember anniversary.
• Earn 3X points on Southwest Airlines® purchases.
• Earn 2X points on Rapid Rewards® hotel and car rental partners.
• Earn 2X points on rideshare.
• 1 point per $1 spent on all other purchases.
• 2 EarlyBird Check-In® each year.
• Member FDIC

Great value for a low fee!

United℠ Business Card

4.7

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United℠ Business Card

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Current Offer

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, $0 introductory annual fee for the first year, then $99.

Annual Fee

$99 (waived first year)

Rewards Rate

2 miles per dollar spent on United purchases, dining, at gas stations, office supply stores, and on local transit and commuting; plus 1 mile per dollar spent on all other purchases

Benefits and Drawbacks

Benefits

• Generous welcome offer
• Free first checked bag
• 2 miles per dollar miles on United purchases
• Priority boarding
• Two United Club passes per year

Drawbacks

• Annual fee of $99 (waived first year)
• Perks are limited to United Airlines
• No intro APR offer

Card Details

• Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $99.
• Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
• Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
• Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
• Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
• $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
• Member FDIC

Free Bags and Free Employee Cards

United Club℠ Business Card

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

United Club℠ Business Card

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Current Offer

Earn 50,000 bonus miles, plus 1,000 Premier Qualifying Points (PQP), after spending $5,000 on purchases in the first three months

Annual Fee

$450

Rewards Rate

7X on United flights, 3.5X on hotels booked through United Hotels, 2X on other United purchases, and 1.5X on all other purchases

Benefits and Drawbacks

Benefits

• Earn 50,000 bonus miles, plus 1,000 Premier Qualifying Points (PQP), after spending $5,000 on purchases in the first three months
• Earn 7X on United flights, 3.5X on hotels booked through United Hotels, 2X on other United purchases, and 1.5X on all other purchases
• United Club membership
• Free employee cards

Drawbacks

• Has annual fee

Card Details

• Earn 50,000 bonus miles, plus 1,000 Premier Qualifying Points (PQP), after spending $5,000 on purchases in the first three months
• 7X on United flights, 3.5X on hotels booked through United Hotels, 2X on other United purchases, and 1.5X on all other purchases

Elite Status and Generous Bonus Points

World of Hyatt Business Credit Card

4.6

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World of Hyatt Business Credit Card

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Current Offer

Earn 60,000 bonus points after you spend $5,000 on purchases in your first 3 months from account opening

Annual Fee

$199

Rewards Rate

up to 9X total points at Hyatt (4 bonus points per $1 on qualified purchases at Hyatt hotels plus up to 5 base points from Hyatt per eligible $1 spent as a World of Hyatt member); 2X points on your top three spend categories each quarter; 2X points on fitness club and gym memberships; and 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Earn 60,000 bonus points after you spend $5,000 on purchases in your first 3 months from account opening
• Up to 9X points on spending
• Up to $100 in Hyatt statement credits
• 5 Tier-Qualifying Night Credits and Milestone rewards for every $10,000 spent per calendar year
• World of Hyatt Discoverist status for you and up to 5 employees

Drawbacks

• Has annual fee

Card Details

• Earn 60,000 bonus points after you spend $5,000 on purchases in your first 3 months from account opening
• up to 9X total points at Hyatt (4 bonus points per $1 on qualified purchases at Hyatt hotels plus up to 5 base points from Hyatt per eligible $1 spent as a World of Hyatt member); 2X points on your top three spend categories each quarter; 2X points on fitness club and gym memberships; and 1X points on all other purchases

What is Chase?

JPMorgan Chase & Co. is one of the most well-known financial institutions in the world. Its earliest predecessor, The Manhattan Company, was founded in 1799. Some of The Manhattan Company’s earliest endeavors included providing both clean drinking water and banking services to New York residents. Now, Chase operates in more than 100 global markets and employs over 250,000 people worldwide. It also holds more than $3.7 trillion in assets.

Chase may be best known around the world for its credit cards, but that is not the extent of its offerings. Since its earliest days, Chase’s predecessors operated as banking institutions, and Chase still offers banking products and services today.

Chase offers personal banking services, credit cards, mortgages, auto loans, small business loans, payment processing services, and investment advice. As its services have become more extensive, so too has its client base. In the U.S. alone, Chase serves almost half of all American households in one way or another.

What are the different types of Chase credit cards?

Consumers have dozens of choices when it comes to selecting a Chase credit card. There are the two main categories of personal and business credit cards, but there are also more specific subcategories. Chase offers several of the best travel credit cards and some of the best cash back credit cards. It also partners with certain airlines and hotels to offer co-branded cards. In general, Chase has a credit card that could work for almost every consumer.

Chase personal credit cards:

There are many different types of Chase personal credit cards available, from travel cards to cash back rewards cards. Because there are a variety of options to choose from, it’s easy to find one that suits your needs.

Chase cash back cards

Cash back cards earn valuable cashback rewards on every purchase, and you can redeem these rewards in multiple ways. If you want straight cash back, you can choose to receive a statement credit or direct deposit into a checking or savings account. Other redemption options include gift cards, shopping with points on Amazon, and redeeming points for travel.

Chase cash back cards are designed for consumers who want to use a credit card for common purchases. They’re perfect for earning rewards on everyday spending, and some of them include the potential for earning extra rewards in bonus categories, such as gas or groceries, or quarterly rotating categories.

Chase offers these cash back cards:

• Chase Freedom Flex^®
• Chase Freedom Rise^®
• Chase Freedom Unlimited^®

Chase travel cards

Whether you fly frequently or occasionally, a travel credit card could be beneficial for you. Chase travel cards come with fantastic travel benefits and perks to help enhance your travel experiences. Built-in travel insurance can limit the stress on your next trip, and partner benefits from companies like DoorDash and Lyft can offer great value.

With a Chase travel card, you earn points called Chase Ultimate Rewards on every purchase. The total points you can earn depends on the card's bonus offer, earnings rates, and your spending habits. You can redeem your points through the Chase travel portal for airfare, hotels, car rentals, and more. You can also transfer your rewards to over a dozen airline and hotel partners.

Chase offers these travel cards:

• Chase Sapphire Preferred^® Card
• Chase Sapphire Reserve^® 

No-annual-fee Chase cards

If you don’t want to worry about additional fees, a Chase card with no annual fee could be right for you. These types of cards don’t generally come with premium perks or benefits, but they can still provide a lot of value.

Some of the best no-annual-fee credit cards are also cash back cards, so you can earn cashback rewards on every purchase. This is great if you want a no-annual-fee card for everyday spending. Other no-annual-fee cards may be co-branded with a hotel, an airline, or another company, and can provide you with specific benefits for purchases with the partner company.

Chase offers these no-annual-fee cards:

• Chase Freedom Flex^®
• Chase Freedom Rise^®
• Chase Freedom Unlimited^®
• Chase Slate Edge℠

Chase cards with a 0% introductory offer

If you want to avoid interest on purchases or balance transfers, certain Chase cards also come with 0% intro APR offers. Often, these offers let you pay no interest for up to a year, or sometimes more depending on the offer details.

With an introductory APR on purchases, you could make a large purchase and pay it off over time without worrying about interest charges. And a 0% APR balance transfer offer could be useful if you want to transfer high-interest debt from a non-Chase credit card and pay it down without worrying about interest charges.

Credit cards with 0% APR offers could help you learn how to manage your debt better and get back on track with your finances. Just be aware that after the intro period, your remaining balance will be subject to the regular variable APR, so you should be confident you can pay off your balance within the introductory timeframe.

• Chase Slate Edge℠: 0% intro APR for 18 months on purchases (then 19.99% - 28.74% Variable)
  0% intro APR for 18 months on balance transfers (then 19.99% - 28.74% Variable)
• Chase Freedom Unlimited^®: 0% intro APR for 15 months on purchases (then 19.99% - 28.74% Variable)
  0% intro APR for 15 months on balance transfers (then 19.99% - 28.74% Variable)
• Chase Freedom Flex^®: 0% intro APR for 15 months on purchases (then 19.99% - 28.74% Variable)
  0% intro APR for 15 months on balance transfers (then 19.99% - 28.74% Variable)

Co-branded airline cards

Co-branded airline cards are credit cards that Chase has issued in partnership with specific airlines. Instead of earning Chase Ultimate Rewards points, these cards offer valuable rewards for the partner airline’s loyalty program.

For example, if you’re using a Chase Southwest credit card, your purchases earn Rapid Rewards points. With a Chase United credit card, your purchases earn MileagePlus miles. You may also receive specific benefits for the airline just for being a cardholder. This could include travel credits, upgraded boardings, free checked bags, or complimentary airline lounge membership.

Chase offers these co-branded airline cards:

• Southwest Rapid Rewards^® Plus Credit Card
• Southwest Rapid Rewards^® Premier Credit Card
• Southwest Rapid Rewards^® Priority Credit Card
• United Gateway℠ Card
• United℠ Explorer Card
• United Quest℠ Card
• United Club℠ Infinite Card
• British Airways Visa Signature^® Card
• Aer Lingus Visa Signature^® Card
• Iberia Visa Signature^® Card
• Aeroplan^® Credit Card

Co-branded hotel cards

Co-branded hotel cards are credit cards that Chase has issued in partnership with specific hotels. When you make purchases with these cards, you earn rewards for the hotels’ loyalty programs instead of Chase Ultimate Rewards points.

For the Chase Marriott credit cards, you would earn points for the Marriott Bonvoy rewards program and for the Chase Hyatt credit card, you would earn points for the World of Hyatt loyalty program.

Co-branded hotel cards often come with automatic hotel status benefits or free hotel stays for being a cardholder.

Chase offers these co-branded hotel cards:

• Marriott Bonvoy Bold^® Credit Card
• Marriott Bonvoy Boundless^® Credit Card
• Marriott Bonvoy Bountiful™ Credit Card 
  
• The World of Hyatt Credit Card
• IHG One Rewards Premier Credit Card
• IHG One Rewards Traveler Credit Card
  

Other co-branded cards

In addition to its co-branded airline and co-branded hotel cards, Chase also offers other co-branded cards. These cards don’t necessarily fall into the airline or hotel categories, though the rewards from some of them may be used toward resort stays or statement credits for airfare.

Chase offers additional co-branded cards:

• Amazon Visa
  
• Prime Visa (requires Amazon Prime subscription)
• Disney^® Premier Visa^® Card
• Disney^® Visa^® Card
• DoorDash Rewards Mastercard^®
  
• Instacart Mastercard^®
  

Chase credit cards for business:

In addition to their personal credit cards, Chase also offers business credit cards. Chase business cards are designed for business owners and their employees to use on necessary business expenses, whether that’s office supplies, business travel, utilities, or any other applicable purchase.

Within Chase’s selection of business credit cards, business owners can find plenty of options to choose from, including cashback cards, travel cards, and co-branded airline cards. No matter what your business expenses and financial goals may be, you can find a Chase business credit card that works for you.

Chase offers these business cards:

• Ink Business Cash^® Credit Card
• Ink Business Unlimited^® Credit Card
• Ink Business Preferred^® Credit Card
• Ink Business Premier^® Credit Card
  
• Southwest^® Rapid Rewards^® Performance Business Credit Card
• Southwest^® Rapid Rewards^® Premier Business Credit Card
  
• United℠ Business Card
• United Club℠ Business Card
  
• World of Hyatt Business Credit Card
• IHG One Rewards Premier Business Credit Card
  

How does Chase compare to other credit card companies?

By purchase volume, Chase is one of the largest credit card issuers in the U.S. It’s a global company that holds a huge amount of assets in the financial industry. However, it still draws comparisons with other major credit card companies, such as American Express, and with payment networks, such as Visa and Mastercard.

So how does Chase measure up?

Chase vs. Visa

It’s hard to compare Chase vs. Visa because they're different types of companies. Chase is a credit card issuer, whereas Visa is a payment network. So, they really aren’t the same thing. Chase issues credit cards and Visa processes credit card payments when you use a card to make a purchase. This is why you can see both the Chase and Visa logos on the same credit card, such as the Chase Freedom Unlimited^® or the Chase Sapphire Preferred^® Card.

Visa has solely focused on providing payment solutions to merchants around the world. Chase issues credit cards to consumers, but it also offers many banking and investment services. In reality, the two companies are very different, but they do work together to create a functioning credit card product.

With more than 250,000 employees at Chase compared to more than 26,000 employees at Visa, Chase is a much larger company.

Chase vs. Mastercard

Mastercard is similar in many ways to Visa because it’s a payments network and not a card issuer. In this regard, Chase is very different from Mastercard because Chase issues credit cards, but it does not offer payment solutions.

As with Visa, you can find credit cards that will have both the Chase and Mastercard logos on them. This means the card was issued by Chase and it requires purchases to be made on a Mastercard-capable payment system. Fortunately, Mastercard is widely accepted all over the world.

Although Chase is involved in many facets of the financial world, such as banking, credit cards, and investments, Mastercard is solely focused on offering payments solutions. Chase has more than 250,000 employees; Mastercard has over 29,000.

Chase vs. American Express

American Express is unique because it’s both a card issuer and a payment network. So, Amex is able to approve consumers for its credit cards and then have merchants process these cards with Amex-capable payment systems.

Although Chase isn’t a payment network, Chase credit cards are still more widely accepted than Amex cards. This is mainly because all Chase credit cards use either Visa or Mastercard payment networks. Amex credit cards are accepted all over the world, but not as widely as Visa and Mastercard.

American Express does offer a few services beyond credit cards, including savings accounts, but it doesn’t offer nearly the range of financial services that Chase does. And although Amex is a big company, its number of employees (more than 77,000) can’t match Chase’s (more than 250,000).

Which Chase card should you choose?

The Chase credit card you should choose depends on what you need the card for. Because there are so many different types of Chase cards available, it makes it easier to narrow it down based on your spending habits, financial needs, and goals.

The categories listed above should give you plenty of options to choose from. If you want a card for everyday spending that rewards you for every purchase, a cash back card such as the Chase Freedom Unlimited^® could be ideal. You can earn 6.5% cash back on travel purchased through Chase Travel℠, 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and 3% cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases, which could make it easy to rack up rewards.

If you’re more interested in travel benefits and rewards, you might consider one of the Sapphire cards: either the Chase Sapphire Preferred^® Card or the Chase Sapphire Reserve^®. They both offer excellent travel redemption options along with travel-specific perks.

If you’re loyal to a specific airline and/or hotel, then Chase’s co-branded airline and co-branded hotel cards could be valuable for you. They offer rewards-earning potential with popular loyalty programs, although you should compare the overall value to Chase's own Ultimate Rewards program.

Whatever your needs may be, there’s probably a Chase card that could work for you. Chase has options for business owners, frequent travelers, online shoppers, and foodies.

FAQs about Chase credit cards

Chase credit cards: bottom line

If you’re interested in applying for a new Chase credit card, you have plenty of options available. The right one for you will depend on your situation, but just know you can narrow down the choices if you know what you’re looking for.

Remember to consider your financial goals and spending habits carefully as you compare the different types of Chase credit cards. Each card comes with unique benefits and rewards earning potential, so look over this guide to see which one could be the best addition to your wallet.

Great for Flexible Travel Rewards

Chase Sapphire Preferred^® Card

4.9

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Chase Sapphire Preferred^® Card

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Current Offer

Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.

Annual Fee

$95

Rewards Rate

5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Generous welcome offer valued at up to $1,050 when redeemed via Chase Travel
• High rewards on dining and bookings via Chase Travel
• 25% more value when redeeming points for travel through Chase Travel
• Up to $50 in annual statement credits for hotel stays booked through Chase Travel
• Receive valuable travel protections like trip delay reimbursement and primary rental car insurance

Drawbacks

• Has a $95 annual fee
• Doesn’t offer airport lounge access or premium travel perks like Global Entry or TSA PreCheck credit
• Doesn't offer bonus points on gas or in-person groceries purchases

Card Details

• Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC