Best Bingo Cash Games [2024]: Which Game Helps Me Earn the Most?

When we played bingo at school, my goal was to carefully line up the little plastic disks and be the first to shout “BINGO!” at the top of my lungs. Now, my goal for playing bingo – on my phone this time – is to earn a little extra cash.

To find the best bingo cash games, I tested five of the most popular options from various developers. Bingo Cash was the most fun to play and had reasonable withdrawal rules and fees. Bingo Clash and Blackout Bingo were fun as well, but I didn’t like the Skillz platform's withdrawal rules as much.

No matter which bingo cash game you choose, understanding how the app works and the specific rules around playing and withdrawals can help you maximize your earnings and have the most fun.

Bingo Cash: Best for low-pressure gameplay

App store ratings	Apple’s App Store: 4.7 out of 5 Samsung Galaxy Store: 5 out of 5 Google Play Store: Not available
Minimum entry fee (for cash tournaments)	$1
Minimum cash deposit	$5
Minimum withdrawal amount	$5
Withdrawal processing fee	$1
Payout options	Refund to your original payment method or PayPal
Prohibited states	Arizona, Arkansas, Indiana, Iowa, Louisiana, and South Carolina

Bingo Cash is a bright and colorful bingo game from Papaya Gaming, Ltd. It moves quickly but still gives you time to tap or ‘daub’ the appropriate square. Plus, there are lots of boosters to help you earn more by taking advantage of a free square or choosing the next called number.

To start with Bingo Cash, you can scan a QR code on their website or download the app. Sign up for an account, and you can immediately start playing for the in-app currency of gems and bonus cash.

If your state allows cash games and you’re over 18, you can use your bonus cash to enter tournaments against others for cash prizes. You don’t have to make a cash deposit to play, but it can help you join the bigger games faster and increase your cash balance if you win.

You can deposit money via PayPal, Apple Pay, debit card, or credit card, and the app offers extra gems and bonus cash if you deposit higher amounts. While you can use bonus cash to enter tournaments, you can’t withdraw it.

Bingo Cash’s entry fees are between $1 and $5, and prize pools range from $5 to $30, which makes it more accessible to a broader range of players.

Bingo Cash offers tutorials and beginner games to help you get used to playing. I accumulated $1.90 in bonus cash and about 280 gems in the first four games I played, including the tutorials.

Like many of these games, Bingo Cash splits the prize pools among the top winners. For example, I came in third in my first tournament and won 20 gems from the 110 prize pool. First place earned 50, second place 30, and fourth place earned 10.

You must earn at least $5 in winnings to withdraw from Bingo Cash. You can request a withdrawal by tapping the menu in the upper right corner and hitting the “Withdraw” tab. You’ll pay a $1 processing fee on all withdrawals and receive a refund to your original deposit method or PayPal.

Download Bingo Cash | Read our full Bingo Cash review

Bingo Clash: Best for bigger prize pools

App store ratings	Apple’s App Store: 4.5 out of 5 Galaxy Play Store: 4.5 out of 5 Google Play Store: Not available
Minimum entry fee (for cash tournaments)	$0.99
Minimum cash deposit	$5
Minimum withdrawal amount	$2 in the game, but $5 according to the terms of service
Withdrawal processing fee	$1 on withdrawals under $10 and a 15% service fee of the amount deposited in your account (service fee might be waived in some circumstances)
Payout options	A refund to your original payment method and Venmo or PayPal for additional balances
Prohibited states	Arizona, Arkansas, Delaware, Louisiana, Montana, South Carolina, South Dakota, Tennessee, and Vermont

Bingo Clash by Avia Games has a fun underwater cartoon theme. It functions similarly to Bingo Cash, but players earn in-game tickets (instead of gems) and bonus cash that they can use to enter tournaments. You can join games with higher prize pools if you deposit your own money.

After my first few games, I earned about 1,200 tickets and $0.50 in bonus cash. It was fun to play, but the app pushes you to make a deposit several times, which can be annoying if you just want to play for fun.

If you deposit cash to help you enter bigger prize pool games faster, you can do it via Apple Pay, PayPal, Visa, and Venmo in amounts between $5 and $50.

The lowest cash game entry fee is $0.99 for a prize of $5, and the biggest prize pool is $51 with an entry fee of $8.99. You can also enter multiple games with tickets, which earn you bonus cash. You can’t withdraw the bonus cash, but you can use it to cover entry fees for cash games.

However, you split the prize pool with the second and third-place winners if you win. For example, I came in third in a game with a prize pool of 1,800 tickets. I earned 300 tickets, while first and second place earned 900 and 600, respectively.

To withdraw your earnings, tap the “Account” menu on the bottom right side and select “Withdraw.” You’ll need to verify your identity and potentially upload a photo of your driver’s license. The app says the minimum withdrawal is $2 and may take up to 15 days to process. However, the terms of service state it's a $5 minimum withdrawal.

If your withdrawal is less than $10, you’ll pay a $1 fee and a 15% service fee. You may be able to avoid the service fee if you’ve spent more than 50% of your deposits on game entry fees.

Bingo Clash will refund the original payment method you used to make deposits first, and any remaining balance goes to your PayPal or Venmo account.

Download Bingo Clash | Read our full Bingo Clash review

Bingo Tour: Best for beginners

App store ratings	Apple’s App Store: 4.8 out of 5 Galaxy Play Store: 5 out of 5 Google Play Store: Not available
Minimum entry fee (for cash tournaments)	$1
Minimum cash deposit	$5
Minimum withdrawal amount	$5 according to the terms of service
Withdrawal processing fee	$1 on withdrawals under $10 and a 15% service fee of the amount deposited in your account (the service fee may be waived in some circumstances)
Payout options	A refund to your original payment method and PayPal for additional balances
Prohibited states	Arkansas, Connecticut, Delaware, Louisiana, South Carolina, South Dakota, and Vermont

Also developed by Avia Games, Bingo Tour offers many of the same features and functions as Bingo Clash. It rewards players with gems for non-cash games and bonus cash to enter cash tournaments.

I enjoyed playing it, although it moved slower than some of the other games. It’s a good fit for people just starting to play bingo on their phones and trying to get the hang of daubing, using boosters, and playing in tournaments.

This game takes longer to win than Bingo Clash. After my first few games, I had earned only about 115 gems and $0.81 in bonus cash, but there were many opportunities to earn more gems. Much like Bingo Clash, the app pushes you to deposit money so you can enter higher-paying cash tournaments.

Bingo Tour’s deposit and withdrawal rules are also similar to Bingo Clash. If you deposit cash, you can do it via Apple Pay, PayPal, Visa, and Venmo in amounts between $5 and $50.

The lowest cash game entry fee is $1, and the prize pool is $5. The highest entry fee is $9, and the prize pool is $55. However, like Bingo Clash, the prize pool is split between the top three winners, so no one earns the whole prize.

To make a withdrawal, you’ll need to verify your identity by submitting your name, birthdate, and zip code, among other information. If that verification fails, you may need to upload a photo of your driver's license or other documentation.

The app's terms of service state that withdrawals are a minimum of $5, and it may take up to 15 days to receive your cash. Bingo Tour refunds the original payment method you used to make a deposit first, and any remaining balance goes to your PayPal or Venmo account.

If your withdrawal is less than $10, you’ll pay a $1 fee and a 15% service fee. You may be able to avoid the service fee if you’ve spent more than 50% of your deposits on game entry fees.

Download Bingo Tour | Read our full Bingo Tour review

Blackout Bingo: Best for the most prize options

App store ratings	Apple’s App Store: 4.5 out of 5 Samsung Galaxy Store: 4.5 out of 5 Google Play Store: Not available
Minimum entry fee (for cash tournaments)	$0.60
Minimum cash deposit	$5
Minimum withdrawal amount	No minimum listed
Withdrawal processing fee	$1.50 charge for all withdrawals under $10
Payout options	A refund to your original payment method, then paper checks for additional balances in the U.S. or PayPal for those outside the U.S.
Prohibited states	Arkansas, Connecticut, Delaware, Louisiana, South Dakota

Big Run Studios created Blackout Bingo, which is on the Skillz platform along with many other games. Like the other bingo games on this list, you can deposit money to enter tournaments or play for fun without depositing cash.

I enjoyed playing Blackout Bingo. Each bingo card features a different travel theme, which made a nice change from the other games’ cartoon themes. I played cards from New York, Hawaii, and Mexico City, but I also saw themes for Dubai and Paris.

Blackout Bingo uses Z coins as in-app currency and awards tickets for completing various tasks. You can use Z coins to enter games and spend the tickets you earn on prizes like bonus cash, gift cards, or even real merchandise. It takes 20,000 tickets to earn just $1 in bonus cash and several million to receive a prize like a bread or cotton candy machine, so building up a balance can take a while.

The entry fee starts at $0.60 for an award of $1. The largest entry fee is $120 for a $200 prize pool – the highest of any game on this list. Unlike the other games, the Skillz platform doesn’t split the prize pool, so you’ll make $80 if you win. However, it can be challenging to develop the skills and earn the top prize, and it may take a lot of time and money to win the bigger games.

When you’re ready to withdraw funds, tap “Menu” in the lower right corner, select the “My Account” tab, hit “Withdraw,” and follow the prompts. If you withdraw less than $10, you’ll pay a fee of $1.50.

Blackout Bingo will refund the payment method you used to make a deposit first. If there’s a balance left to pay, they’ll mail a paper check if you live in the U.S. If you live elsewhere, funds go into your PayPal account.

Blackout Bingo says it can take up to six weeks to receive your withdrawal funds, and you aren’t allowed to make additional deposits until the withdrawal is complete.

Download Blackout Bingo | Read our full Blackout Bingo review

Bingo Dash: Best for playing on phones

App store ratings	Apple’s App Store: 4.7 out of 5 Galaxy App Store: 4.5 out of 5 Google Play Store: Not available
Minimum entry fee (for cash tournaments)	$1
Minimum cash deposit	$5
Minimum withdrawal amount	No minimum given
Withdrawal processing fee	$1.50 for withdrawals less than $10
Payout options	Paper check or refund to the original payment method
Prohibited states	Arizona, Arkansas, Connecticut, Delaware, Louisiana, Montana, South Carolina, South Dakota, and Tennessee

While Bingo Dash is fun, users should play it on a phone instead of a tablet for the best results. When I played it on my tablet, the game never resized, leaving the squares relatively small, making it easy to make mistakes and receive a penalty.

If you want to join the higher stakes games, you can deposit cash using Visa, Mastercard, American Express, or Apple Pay, and the minimum deposit is $5. The maximum deposit is $80, and you’ll earn $18 in bonus cash.

While there are many opportunities to get bonus cash, many involve watching ads. Several ads popped up any time I opened the game, and if you want to spin the “Lucky Wheel” for bonus cash, you’ll have to watch a commercial encouraging you to deposit large sums of money.

Like most of the other games, if you win, you’ll split the prize pool with the second- and third-place winners. The lowest cash game entry fee is $1 for a prize of $5, and the biggest prize pool is $24 with an entry fee of $7.

To withdraw funds, tap the green “Withdraw” button in the upper-right-hand corner and enter the amount you want to withdraw.

Although Bingo Dash doesn’t list a minimum withdrawal amount, if your withdrawal is less than $10, you’ll pay a $1.50 fee. If you withdraw more than $10 — up to $40, you’ll pay a $0.40 fee. Larger withdrawals incur only a 1% fee, so waiting to claim your winnings is a strategic move to keep more of your earnings.

In its terms of service, Bingo Dash mentions that you may have to provide your Social Security number to complete the withdrawal process. The app may refund your original payment method or cut you a paper check (there is a $2.00 check processing fee for withdrawals under $10). The terms of service say it may take up to 90 days to complete your withdrawal.

I don’t intend to play Bingo Dash often, given the fees and long payout process. That, along with the smaller prize pools, convinced me there are better ways to make money from your phone.

Download Bingo Dash: App Store | Samsung Galaxy Store

How to pick the right bingo cash game

Finding legit game apps that pay real money can be challenging. As you search for a new game, pay attention to the following to help you earn more:

Available platforms: First, you must find a bingo game on your operating platform. The apps we listed here are available for iOS (via the App Store) and Android (via the Samsung Galaxy store), but there are also cash games for Android devices on the Google Play Store. A few states restrict cash games; if you live in one, you can often play for fun and points, although you won't be able to earn money.

Reasonable fees: Apps that offer cash rewards generally charge fees for withdrawals and account inactivity or dormancy. Most apps charge a percentage of the total withdrawal or a set dollar amount, so plan to make withdrawals strategically to minimize the impact of the fee. It's also good to check for rules about forfeiting your bonus cash when you make withdrawals.

Convenient cashouts: Many games let you withdraw money only after you reach a set amount, like $5 or $10. Apps will also differ on how they pay your balance. While some use PayPal or Venmo directly, others may refund your original payment method or mail a paper check. Understand the payout structure before you build a large balance within a single game so you aren’t surprised by the rules when it's time to cash out.

Read reviews: Before downloading a bingo cash game, read reviews from other users to learn about problems people have experienced and whether the app pays out winnings.

How to protect yourself from scams

You may have heard warnings about online money games, and paying attention is vital to ensuring your safety online. Not only are some games rigged to make you intentionally lose, but some may be playable but never actually pay out any winnings. Others may be straight-up malware designed to steal your personal information.

Before you download any app, do your due diligence to protect yourself and your information. Look for red flags like:

Multiple bad reviews: The best way to tell if a bingo app pays out is to read what other users have said about the cash-out process or issues they’ve experienced. I won’t download a game if multiple users say they never got paid or had trouble winning enough money to get to a payout.

Unusual text or icons: Many malware apps are clones of popular apps and try to fool you into downloading them. Read the app description and developer information, and if there are multiple typos, bad grammar, or something that seems off, don’t download the app. Look at the app icon – if it's notably larger or smaller than what you’ve seen before or other apps in the app stores, be cautious.

Unnecessary app permissions: Malware apps may look ordinary but will request access to various spots on your phone, hoping you won't question it. Pay attention to the permissions an app is using, such as a bingo game trying to access your photos or contacts.

Suspicious number of downloads: Another clue can be the number of downloads an app has received. Many popular and legitimate apps have thousands or millions of downloads, so if you see an app that’s supposed to be popular with only a few hundred downloads, it may be counterfeit.

FAQs

Bottom line

Bingo games can be fun, and if you choose the right game and devote enough time to it, you might earn some extra cash in the process. I recommend Blackout Bingo, Bingo Cash, and Bingo Clash, because they were fun to play, offered the best chances of winning money, and had a range of prize pools.

Before downloading any apps, read the reviews and research the developer to ensure you’re picking a legit cash game that pays you for winning. Once verified, have fun playing, but remember that you’ll probably need to play a lot to develop a strategy and win bigger prize pools.

Methodology

To choose the best bingo cash games, we looked at apps from FinanceBuzz partners along with other highly rated options across the app stores. We considered factors such as earnings potential, fees, payout options, and game features to recommend the best apps for specific user needs.