With Apple Pay, you can easily make fast and secure transactions at stores, restaurants, public transport, and more.
Apple Pay doesn’t share your card information with merchants, so it’s can be safer than a physical credit or debit card and may even help you avoid wasting
money.
But did you know that, besides storing your payment cards, you can use your Apple Wallet to keep your insurance cards, house key, boarding passes, and even driver’s license?
Here are 15 tricks to help you make the most of your Apple Wallet — and stay safe when using it.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.
Add your insurance cards
Most major insurance companies support Apple Pay so you can store your car and health insurance cards in Apple Wallet.
To add insurance cards, download your insurance provider’s app and create an account or sign in. Every app differs, but look for “Digital Card” and select “Add to Apple Wallet.”
Add your driver’s license
Although still very limited, eight states allow you to add your driver’s license to your Apple Wallet.
Just go to the Wallet app, hit the plus button, choose “Driver’s License or State ID,” and then select your state.
From there, scan the front and back of your driver’s license and take a picture of yourself. Follow any further instructions on the screen to send the information to your state.
You must also have at least an iPhone 8 or later.
Add tickets or boarding passes
You can also store and use tickets or boarding passes with Apple Wallet.
In the confirmation email for your purchase, look for “Add to Apple Wallet.” When you arrive, open Apple Wallet by double-tapping the home or side button.
You will then just scan or show the staff your device to gain entry to your event or transportation.
Resolve $10,000 or more of your debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.
Add credit and debit cards
Most major banks and credit card companies work with Apple Pay, and adding your cards is relatively easy. Open the app, hit the plus button, and select “Debit or Credit Card.”
From there, scan your card or enter the information manually. If you opt to scan over manually entering, your phone won’t store the card’s data.
Add digital keys
Say goodbye to fumbling to find your house, car, or hotel key. Now you can just add it to your Apple Wallet.
Apple sells smart locks through HomeKit that allow easy access to your home. After installation, you can unlock your door with your iPhone by holding it near the lock.
Users found that Apple Home Key will even unlock your door up to five hours after your phone loses its charge.
For cars, all you have to do is make sure your vehicle is compatible and access the car manufacturer's app, email, or text message (or use your car's display) to then set it up through your Wallet.
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Add employee or student ID
Newer versions of the iPhone and Apple Watch (iPhone 6s or later and Apple Watch Series 3 or later) can store an employee badge or student ID in your Apple Wallet. This way, you can access workplace locations that accept your physical badge.
You must have a participating employer or school that provides an app that lets you add the ID to your Apple Wallet.
Add COVID-19 vaccination card
Although most places have relaxed their COVID-19 restrictions, conveniently, Apple Wallet can also store your COVID-19 vaccination card.
Instructions for adding your COVID-19 vaccination card vary depending on the confirmation method after you received your vaccine. You can visit Apple’s support page for further instructions.
Pay with iPhone
To pay with your iPhone, look for the Apple Pay or contactless indicator symbol on the card reader and open the Apple Wallet app.
You can use your default card or tap the default card to choose a different payment method.
Hold the top of your iPhone near the card reader until you see “Done” and a checkmark on your display.
Pay with Apple Watch
To set up Apple Pay with an Apple Watch, open the iPhone Watch app and select “Wallet & Apple Pay.”
Under “Payment Cards on Your Watch,” click “Add Card.” Choose “Debit or Credit Card” and scan or enter your card manually.
You can then pay with your Apple Watch by double-clicking the side button, selecting your card, and holding the watch display near the contactless reader until you hear a beep.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2 <p>See website for details.</p>
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Use Apple Cash
If you look in your Apple Wallet, you will see a digital card called “Apple Cash.” You can use Apple Cash to send and receive money through Messages and your Wallet.
Apple Cash is an excellent way to exchange money with family and friends, but you can also use it at stores, restaurants, and websites that accept Apple Pay.
Choose a strong passcode
According to Apple, setting a strong iPhone passcode is the most important way to protect your device. Choose a code that means something to you so you can easily remember it.
However, make sure it’s not something too obvious that someone could guess, like your birthday. You should also avoid easily guessable sequences, such as 111111 or 123456.
Use two-factor authentication
In addition to a strong passcode, Apple says that using two-factor authentication will also help protect your Apple ID and the information you store with the company. The authentication gives you the ability to approve logins from new devices.
You can enable it by clicking “Settings” on your device and selecting your name. Click “Password & Security” and tap “Two-Factor Authentication” to turn it on.
Use Face ID
Face ID is an additional safeguard you can take to protect your information. It's optional but can add an extra layer of security to your device.
Just double-click the side button while looking at your iPhone’s camera to open your Apple Wallet.
Keep software updated
As Apple continues to improve its products, keeping up with software updates on your devices is essential.
These updates can add new features, improve existing features, fix bugs, enhance security, and patch potential vulnerabilities.
It’s easy to put off but install updates immediately to ensure your information is as secure as possible.
Monitor your bank and credit card statements
Although Apple Pay is very safe, there’s always a chance of someone getting ahold of your information in various ways.
Regularly monitoring your credit card and bank statements is always a good idea. This simple strategy can help you catch any unauthorized transactions early.
Contact your financial institution immediately if you see any transactions you don’t recognize.
Bottom line
By implementing these tricks and safety measures, you can make the most out of Apple Wallet and stay safe using it.
Apple has made digital transactions easier and safer than ever and can hold other important information like insurance cards, tickets, and keys.
As Apple Wallet adds new features and safeguards to its platform, the software will become even more intuitive and safe, helping to reduce your financial stress.
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