Name brands don’t always matter. While you might not want to skimp on electronics, anti-aging creams, and frizz-fighting hair masques, you can save on everyday essentials.
From bottled water to bottles of sunscreen, some generics are just as good (if not better) than the name-brand equivalents.
If you’re not sure which store brands to buy, we’ve got you covered with the generics you shouldn’t skip.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Apply for a Discover Cashback Checking account today
Food storage bags
Generic sandwich and freezer bags are bargains available at most big box warehouse clubs and grocery stores. You may even find store-brand baggies at drugstores like Rite-Aid and Walgreens.
Over-the-counter medications
According to the U.S. Food and Drug Administration (FDA), generic medications must meet the same quality standards and use the same active ingredients as brand-name versions.
While a generic OTC product doesn’t come in fancy packaging, it offers the same benefits for less money.
Body washes and soap
Provided you don’t need a specialty soap to combat eczema, acne, or a serious skin issue, most generic body washes work the same as their pricier counterparts.
Not only do these budget-friendly products cleanse, but they may also moisturize, soothe, or smooth your skin — depending on the formula.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Frozen vegetables
While fresh produce can have a different taste or texture than frozen veggies, you may not notice the difference between generic and brand-name products.
So, go ahead and mix frozen spinach into your next quiche, add a bag of generic peas and carrots to your stew recipe, or switch out the pricey broccoli florets for a bargain brand.
Canned beans
Like frozen vegetables, the differences between brand-name and store-brand canned beans are negligible, especially when added to a recipe.
Whether you're a fan of chickpeas or prefer pintos, generic products will save you money without sacrificing taste.
Trending Stories
Bottled water
Need to hydrate? Tap water is the best way to save money. But sometimes you have to buy bottles. This is where generics come into play.
Before you spend unnecessarily on brand names supposedly bottled at a “pristine source,” consider generic versions. They typically have the same high level of quality at a lower price.
Sunscreen
A board-spectrum SPF product is a first-line defense against the sun’s damaging rays. The FDA regulates all sunscreen products, including brand names and generics.
If you don’t need the benefits of added moisturizers or anti-aging ingredients, a store brand is a better bargain.
Cleaning products
Generic and brand-name bleach both contain the same active cleaning ingredient. The same is true for other popular housekeeping products.
While some organic, natural, and specialized cleaners are better than the off-brand options, generic essentials will save you some serious cash.
Cereal
Cereal prices have skyrocketed, leaving many shoppers wondering how to buy a breakfast at a bargain.
Hot and cold generic cereals are dupes of popular name brands that often smell, look, and taste just like the real thing — minus the fancy packaging.
Stop overpaying when you shop online
Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.
Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2
Paper products
Napkins, paper towels, toilet paper, and similar products shouldn’t take up the bulk of your shopping budget.
Some brand-name paper products offer extra absorbency, select-a-size sheets, comfort cushioning, or multi-ply strength. Some generics provide the same features at a value price.
Plastic tableware
Don’t waste money on utensils that you’ll just throw away. Generic disposable plasticware can cut costs on the knives, forks, and spoons you need for summertime picnics and parties.
These bargain buys are usually similar to brand-name products.
Pantry and baking staples
Flour, sugar, and other shelf-stable pantry staples can get expensive. Brand-name specialty items, such as organic cane sugar or gluten-free mixes, may contain higher-quality ingredients or last longer than some generics.
However, store or off-brand versions of baking basics are values that won’t make you trade quality for cost savings.
Spices
Add flavor to your favorite recipes with generic spices. Whether you buy brand-name or generic, paprika, oregano, pepper, cinnamon, cumin, and other popular spices taste the same.
Retailers like Costco even offer bulk value buys on specialty spices such as Everything But the Bagel seasoning.
Popsicles
Cool off with one of these sweet treats. Generic and brand-name frozen fruit or fruit-flavored plain popsicles often taste the same.
There’s no reason to pay extra for fancy packaging or a fun-shaped pop. Instead, stick with generics for true cost savings.
Candy
Gone are the days of the penny candy store. Even though you’ll pay more than one cent, it’s still possible to find bargain-priced sweets.
Generic and store brands offer a wide selection of treats, ranging from sour gummy worms to caramels and chocolates. The variety and quality of most generics makes them a value the whole family can enjoy.
Bottom line
Whether you need everyday essentials, pantry products, or want to fill your freezer with veggies, these value-priced picks can keep your budget on track.
Add to your savings and use a rewards credit card to shop at Walmart, Target, Costco, or Sam’s Club for generics. You’ll earn rewards for everyday purchases every time you shop.
Lucrative, Flat-Rate Cash Rewards
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Subscribe Today
Want extra-cash moves to come right to you?
Stop browsing endlessly. Get proven ways to earn pocket money, help cover rent, and crush your debt — sent to your inbox daily.