Personal Loan Pro Review [2025]: Borrow $100 to $5,000 with 1 Easy Application

Personal loans have become a popular way to borrow money — and with good reason. You can use the money from a personal loan for anything you'd like, whether that's to consolidate debt, improve your home, or pay for a wedding. And the best personal loans often come with lower interest rates than what you'd pay on a credit card or other types of high-interest consumer debt, such as payday loans.

But while borrowing money using a personal loan makes sense in many situations, you're still dealing with a creditor and are going to owe interest. That means it's important to shop around to find the right personal loan at a competitive rate so you don't pay more than necessary.

Fortunately, there are services such as Personal Loan Pro that can help you figure out how to get a loan with a lender worthy of your business. Personal Loan Pro allows you to submit a single application to get matched with a lender offering the type of financing you're seeking. You can get loan quotes without your credit being affected and then move forward with the borrowing process if you're happy with the proposed terms.

If you're interested in using Personal Loan Pro to help you shop around for financing, here's everything you need to know.

Quick Summary

Get quotes from multiple loan providers without your credit being affected and without a lot of hassle.

• Borrow as little as $100 or as much as $5,000
  
• Find out if you qualify within minutes
  
• Compare terms from multiple lenders

What is Personal Loan Pro?

Personal Loan Pro is a loan comparison website that allows you to quickly find financing when you're interested in borrowing. The website makes money from lenders, not from borrowers, so using it won't cost you any money. And it works with a large network of different installment loan providers, so you'll have a lot of choices as to where you get your funds from.

Borrowers do need to know that Personal Loan Pro is not a lender itself and does not make decisions on loan eligibility or loan rates. There's also no guarantee that you'll be approved by a lender for a personal loan when you submit an application. 

Using Personal Loan Pro can definitely make shopping for a loan easier and less time-consuming because you get access to loan quotes from all the lenders in its network without having to go to many different companies' sites individually to apply.

What Personal Loan Pro can offer you

Personal Loan Pro offers you the chance to get quotes from multiple loan providers without your credit being affected and without a lot of hassle. You can simply go to the website, select the loan amount, and answer a few simple questions to be matched with loan providers that the site's algorithm thinks would be a good fit.

The loan terms you're offered will vary based on many factors, including your credit score, the amount you want to borrow, and the timeline for repayment. Here are some of the typical features you can expect when you get a loan through Personal Loan Pro:

What we like about Personal Loan Pro

There's a lot to like about Personal Loan Pro, but here are some of the biggest advantages of using this site:

• You can quickly compare offers from multiple lenders: This is the key feature of Personal Loan Pro and the main reason to use the site. When you submit your details, Personal Loan Pro matches you to different loan providers that you could potentially qualify for funding from. You're able to get quotes and compare terms from multiple lenders all in one place instead of having to directly visit the websites of dozens of providers to find the best rates and terms.
• Your credit won't be affected when you submit an application: Some lenders start with a hard credit check, which means an inquiry goes on your credit report and stays for two years. Too many hard credit checks can have an adverse impact on your credit score. You don't have to worry about this happening when you submit your initial information to Personal Loan Pro, since it begins with performing a soft credit check — although your credit will still be affected by a hard credit check if you decide to go through with getting the loan.

What Personal Loan Pro could improve

There are some things Personal Loan Pro could improve upon, though.

• There's no guarantee that you'll get approved for a loan at the offered rate: When you submit an initial application with Personal Loan Pro, you get access to loan offers. But if you want to move forward on a particular offer, you still have to complete the full application process with that lender. Depending on the lender's process and your financial situation, there's a chance you could end up being denied for the loan or offered different terms than you initially received.
• Limited information is available on Personal Loan Pro's website: Personal Loan Pro doesn't provide details about its lenders, how it chooses which quotes to display or how many different loan options it may offer you. It also provides only limited information about who is likely to qualify for financing. It does not, for example, specify the minimum credit score required to qualify for a loan with one of its partner lenders.

How to open a Personal Loan Pro loan

While you cannot get a loan directly through Personal Loan Pro, you can use the website to initiate the process of applying for one with a financial institution in its network. To do this:

• Head to the Personal Loan Pro website and click "Get Loan" button
• Click on the amount of cash you'd like to borrow
  
• Enter your email
• Estimate your credit score range, choosing from among excellent, fair, good, or poor
  
• Specify how you plan to use the loan funds. Choices include credit card consolidation, debt consolidation, or other
• Provide your first and last name
  
• Provide your phone number
  
• Input your street address
  
• Indicate your income type
• Provide your date of birth
  
• Select your monthly income
  
• Provide your Social Security number
  
• Specify whether you own or rent your residence
  
• Enter your Drivers License number and state
• Indicate how often you get paid by selecting weekly, every two weeks, monthly, or other and you next pay date
  
• Enter the name of your employer
• Select how your pay check is received and the type of bank account you have
• Enter your account details

Once you've completed this process, you'll be provided with a rate quote and details about loans that might be a good fit for you.

How long does it take to find out if you are approved

When you've submitted your application, you'll find out within just a few minutes if you could potentially qualify for a loan and at what rates. The repayment terms you're offered will vary based on your projected credit score, income, loan purpose, and other financial factors.

If you decide you like a loan offer provided by a partner, you'll need to complete the full application process with that lender. At this point, you're going to have to submit to a hard credit check.

The timeline for loan approval and funding of your loan once you've chosen a lender is going to depend upon that particular lender's policies, terms, and conditions. Many loans take anywhere from one to seven days to fund, but some lenders may take longer.

Personal Loan Pro customer service

Personal Loan Pro doesn't provide any contact options on its website. There are no local branches to visit, and you have no options for in-person support.

FAQs about Personal Loan Pro

Final thoughts

Websites such as Personal Loan Pro have made it much easier to quickly shop and compare the best personal loans because you can submit just a single application and have multiple lenders provide you with borrowing options. This can be very useful in helping you achieve your personal finance goals. 

If you want to streamline the process of applying for a loan, Personal Loan Pro is a good site to use.

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