If you love all things Apple, you might think it makes the most sense to hit up your nearest Apple Store the next time you need a new iPad.
Although Apple might create your favorite products, that doesn’t mean it sells them at the best price point.
Instead, to get the best deal possible, you might want to unlock the true value of your Costco membership for your new Apple tech. Here are 10 reasons to choose the buy-in-bulk superstore rather than the Apple Store.
Earn 2% cash rewards at grocery stores and Costco
The Wells Fargo Active Cash® Card(Rates and fees) is a powerful rewards card that allows you to earn unlimited 2% cash rewards on purchases — including on groceries, even at warehouse stores like Costco.
New cardholders can also earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months!
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This card also offers an intro APR of 0% for 12 months from account opening on purchases and qualifying balance transfers (then 19.74%, 24.74%, or 29.74% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
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Costco memberships spell huge discounts
As a Costco member, you have access to top-notch products at wholesale prices. Those discounts often extend to Apple products, though the exact amount depends on the iPad model you choose and any discounts you get from trading in old products.
Costco accepts returns for 90 days after purchase
Costco has a remarkably buyer-friendly return policy. The warehouse retailer will accept most products back for up to 90 days after purchase — including high-end Apple products like the newest iPad.
You’ll need to perform a factory reset before returning it, but otherwise, Costco should take the product back for up to three months.
You don’t have to add an extra stop to your shopping routine
Swinging by the Apple Store means adding another errand to your (probably already packed) errand-running routine. Why add a second stop when you’re already planning on visiting Costco anyway?
Of course, since Costco carries clothes, books, electronics, jewelry, and more, it’s entirely possible to make Costco your one-stop shop for nearly anything, not just Apple tech and groceries. You’ll save on travel time and gas while taking advantage of warehouse pricing, which makes your Costco shopping trip a win in every way.
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Costco offers great cash rewards for trade-ins
Depending on which version of the Apple iPad you’re upgrading, Costco will accept your old device in exchange for a paid Costco shopping card of up to $530.
Naturally, terms and conditions apply, and not every device qualifies for the full $530 shopping card. Still, it’s always worth bringing your older tablet with you when purchasing a new iPad at Costco — you could stand to score quite a lot in free groceries.
You can still get AppleCare+ as an add-on
Did you think AppleCare was only available for tech purchased directly from Apple itself? Think again.
Costco members can choose to add any AppleCare plan to their new tablet purchase without having to visit the Apple Store or subscribe on Apple’s website. Each Apple purchase makes you eligible for one AppleCare+ subscription, which extends your warranty to two years and gives you access to 24/7 tech support.
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Costco Concierge Services offers extra tech support
Costco Concierge Services is a tech support service included with your Costco membership at no additional cost.
Instead of dealing with a lengthy phone tree or automated assistance through AppleCare, just call Costco’s tech service directly to get help ASAP. Make sure to have your Apple device and Costco membership number on hand to get the fastest possible service.
You can choose from a wide range of tablets
Costco carries far more than the latest version of the iPad. In fact, you can choose from dozens of different iPad models, sizes, and versions — at least as many as you can get on Apple’s site, and definitely more than you can find at any given Apple Store.
Costco offers online discounts
Don’t see the iPad model you want at your local warehouse? Costco offers online exclusives you can’t find in stores. For instance, the 10.2-inch iPad (version 9) is currently available on Costco’s website with a $120 discount, bringing the price down to just $199 (though the price may vary based on your location).
Costco Executive members earn 2% cash back on qualifying purchases
It’s not very often you can make a major tech purchase and expect cash back. But with a Costco Executive Membership, you’ll earn cash back on qualifying Costco purchases — expensive Apple products included.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Costco has a great price adjustment policy
Costco members expect to find high-quality products at low prices whenever they visit a warehouse, and Costco works hard to maintain that reputation. Although Costco doesn’t match prices with other retailers, it does allow you to ask for a price adjustment if you buy a product at Costco whose price decreases within 30 days of your purchase.
If you notice a promotional price drop on an item you bought online, you can request a price adjustment on Costco’s site to get a quick refund. If you buy an item in-store that then drops in price later that month, talk to a representative at the returns desk to inquire about a possible refund.
Bottom line
Costco truly takes the cake when it comes to helping its members find the best discounts, deals, and prices on top-of-the-line products, and Apple products are no exception.
Our advice? Skip long lines at the Apple Store when the newest Apple gadget comes out and visit your nearest Costco instead. You'll save money shopping, and your wallet will be glad you did.
Lucrative, Flat-Rate Cash Rewards
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Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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