Stop Throwing Out Money: Pay No Interest Until Nearly 2026

Discover it^® Chrome

A card like this could be a godsend if you're trapped in debt that you're trying to pay off. It's called the Discover it^® Chrome, and it's offering something incredible: 18 months of intro 0% APR on balance transfers! (Then 18.24% - 28.24% Variable.) 

Transfer any of your debt that's rapidly accruing interest to this card, so you can take advantage of the 0% intro APR on balance transfers for 18 months (then 18.24% - 28.24% Variable). By transferring your debt, you can skirt around aggressive interest rates — and save potentially hundreds in charges.

Even better: Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases. And, Discover will match all the cash back you’ve earned at the end of your first year.

You'll also receive a much-welcome intro APR of 0% for 6 months on purchases. After the intro period for purchases and balance transfers, the APR is 18.24% - 28.24% Variable. The annual fee is a cool $0 for the Discover it^® Chrome(Rates and fees).

Click here to apply now to the Discover it^® Chrome

Citi Simplicity^® Card

Looking for a leading balance transfer credit card that offers perks beyond the introductory period? Then the Citi Simplicity^® Card could be just the card for you.

Say goodbye to interest payments on balance transfers until 2026 thanks to a 0% intro APR for 21 months; plus, you'll have the additional benefit of 0% intro APR on purchases for 12 months. After the intro period, the APR is 19.24% - 29.99% (Variable). This card provides a great opportunity to make a significant dent in your credit card debt.

The Citi Simplicity^® Card(Rates and fees) has no late fees, no annual fee, and no penalty rates. This card makes it simple to help secure a better financial future!

Annual Fee: $0

Click here to apply for the Citi Simplicity^® Card now.

Citi^® Diamond Preferred^® Card

With one of the longest intro APRs available, the Citi^® Diamond Preferred^® Card is a hands-down choice for a balance transfer card.

The Citi Diamond Preferred features 21 months of 0% intro APR on balance transfers. This is an incredible way to eliminate high interest payments until 2026 and pay down your balance interest free.

There is no annual fee and new cardholders can also enjoy 12 months of 0% intro APR on purchases. After the intro periods for purchases and balance transfers, the APR is 18.24% - 28.99% (Variable) for the Citi^® Diamond Preferred^® Card(Rates and fees).

Annual Fee: $0

Click here to apply now for the Citi^® Diamond Preferred^® Card

Wells Fargo Reflect^® Card

Imagine getting 21 months from account opening with an intro 0% APR on qualifying balance transfers or a big purchase. Sounds great — right? You could dramatically change your financial picture with this industry-leading card — the Wells Fargo Reflect^® Card(Rates and fees).

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 21 months from account opening on qualifying balance transfers (then, an APR of 18.24%, 24.74%, or 29.99% Variable applies). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't just stop with balance transfers, though. Cardholders also get a generous intro APR of 0% for 21 months from account opening on purchases; then, an APR of 18.24%, 24.74%, or 29.99% Variable applies.

The best part? There's no annual fee.

Click here to apply for the Wells Fargo Reflect^® Card now.

Capital One VentureOne Rewards Credit Card

Picture yourself smiling every time you swipe your Capital One VentureOne Rewards Credit Card(Rates and fees) because you won’t have to pay interest until nearly 2026. You could transform your financial situation in no time.

Enjoy 0% intro APR on purchases and balance transfers for 15 months (balance transfer fee applies), then APR 19.99% - 29.99% (Variable). You can skip the frustrating interest charges for a time and make moves against runaway credit card debt.

Plus, you can earn an unlimited 1.25 miles per dollar on every purchase, every day. Beyond travel, miles can also be redeemed for gift cards, to shop on Amazon.com, or to pay for purchases via PayPal Pay with Rewards. Rack up even more rewards by earning 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

And new cardholders can earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening. That's worth $200 towards travel. 

Annual Fee: $0

Click here to apply for the Capital One VentureOne Rewards Credit Card now.

Chase Freedom Unlimited^®

Searching for a credit card that combines a long 0% introductory APR period and cash back rewards? You'll want to check out the Chase Freedom Unlimited^® Card!

With an extended 0% intro APR period on purchases and balance transfers for the first 15 months. That means you can take a break from paying interest until December 2025 - That's over a year of interest-free purchases and balance transfers! After the intro period, the APR is 20.49% - 29.24% Variable.

And you don’t want to overlook the amazing cashback benefits: Cardholders can earn 6.5% cash back on travel purchased through Chase Travel℠, 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and 3% cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. It's no wonder why this is considered one of the leading cards on the market.

Annual Fee: $0

Discover it^® Cash Back

With the Discover it^® Cash Back(Rates and fees) card in your pocket, you can enjoy paying no interest on purchases or balance transfers until nearly 2026 while earning some of the highest cashback rewards we've seen from cards with intro APR perks!

Get your financial future back on track thanks to a 0% intro APR for 15 months on purchases and balance transfers, then APR 18.24% - 28.24% Variable. This is a great time period to pay down credit card debt or help finance a large purchase without adding interest charges. 

Even better, you can earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically.

New cardholders can also enjoy a fantastic welcome offer: Discover will match all the cash back you’ve earned at the end of your first year. That's double the cash back on purchases while enjoying no interest until nearly 2026.

Annual Fee: $0

Click here to apply for the Discover it^® Cash Back now.

Bottom Line

The Discover it^® Chrome(Rates and fees) is a great choice for a balance transfer card. Cardholders can benefit from a generous welcome offer, earn up to 2% cash back, and enjoy an introductory no-interest period on purchases and balance transfers — all with a $0 annual fee.

• Low Intro APR on Balance Transfers and Purchases: Enjoy a 0% introductory APR for 18 months on balance transfers, and 0% introductory APR for 6 months on purchases. After the intro period, the APR is 18.24% - 28.24% Variable. 
• $0 Annual Fee: On top of no annual fees, there are no foreign transaction fees.
  
• Cash Back Rewards: Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
• Amazing Welcome Offer: Discover will match all the cash back you’ve earned at the end of your first year.

• No Caps on Bonus Rewards: There is no minimum spending threshold and no maximum to the amount of cash back rewards you can earn with the first-year bonus.

» Click here to apply now