Best Investing Apps of November 2024

Updated Nov. 10, 2024
Fact checked

Whether you're buying whole or fractional shares, accessing exclusive assets, or taking advantage of generous sign-up bonuses, these user-friendly platforms from our partners make investing easier and more rewarding than ever.

Best For: Building a Multi-Asset Portfolio
bonus icon Get 6% Yield or more on bonds, 4.6% APY2 on your uninvested cash, $0.06-$0.183rebate on options contracts, and more
Public
4.4
info
  • Invest in stocks, bonds, options, ETFs, and more with no account minimum 1
  • $0 commission charge on U.S. listed stocks & ETF trades placed during regular US market hours
  • US-based customer support
Best For: All-In-One Investing App That Truly Does It All
bonus icon Earn 1 free share of stock (valued between $5 to $200) when your brokerage application is approved
Robinhood
4.2
info
  • Trade stocks, options, ETFs, and more commission-free (other fees may apply), with no account minimum
  • Buy and sell stocks 24 hours a day, 5 days a week with Robinhood’s “24 Hour Market”
  • Earn 5.00% APY on your uninvested cash with Robinhood Gold, subscription fee applies
Best For: Beginner-Friendly App to Invest in Fractional Shares
bonus icon Get $20 towards your first investment after you sign up and deposit $5 or more5
Stash
4.6
info
  • Trade stocks, bonds, ETFs, and fractional shares with just a $5 balance
  • Get personalized guidance on starting and diversifying your portfolio
  • Starts at $3/month, and includes the Stock-Back Card®4, a Roth or Traditional IRA, automated investing, and more
Have $10K or More to Invest?

  • Competitive APY From a Trusted Brand: With no minimum deposit or balance required,6 you can enjoy a 4.00% (as of October 24, 2024) APY7 to supercharge your savings.
  • Leading Customer Service: With “office hours” that never end, you can get in touch with an actual human 24 hours a day, 7 days a week.
  • Save With Confidence: Member FDIC and backed by the service and reliability of American Express. Terms Apply.

Best For: Robust Investing Education and Functionality
bonus icon Earn up to 8.1% APY10on uninvested cash using a 3-month APY Booster after account opening, plus up to 15 free stocks with qualified deposits
moomoo
3.9
info
  • Trade stocks, ETFs, and options commission-free8with their mobile and desktop platforms
  • Low fees, robust investing education, and access to pre- and post-market trading
  • Join a community of over 22 million users9


Frequently Asked Questions

When choosing an investing app, there are several important factors to keep in mind, like the types of assets you can trade (stocks, ETFs, bonds, etc.), the fees they charge for transactions, and whether they offer educational tools or robo-advisors. It's also worth considering how easy the app is to use, especially if you're new to investing. And remember, you don’t have to commit to just one app — diversifying across platforms can help you access different features and investment opportunities.

How do I choose the best investing app for me?

As you consider your options, there are a few things to keep in mind:

  • Your investment budget: First, it’s important to understand your investment budget. Your budget should consider how much it will cost to invest as well as required account minimums. Realize, too, that passive investing is a long-term financial commitment. Avoid investing any amount of money that you think you’ll need in the near future.
  • Available asset classes: Next, when evaluating the best investment apps, consider what types of assets you want to invest in. Different apps offer different investment options. For example, some make it easy to build a portfolio out of stocks, ETFs, and bonds. Others may offer options trading and cryptocurrencies.
  • Account types: Figure out what types of accounts you want access to. For example, some investment platforms offer a wide variety of accounts, including individual retirement accounts (IRAs) and trust accounts, in addition to personal taxable investment accounts.
  • Investment management fees and pricing: Many investment platforms charge fees, so it’s important to be aware of this when you’re deciding where to invest. Some platforms charge a monthly account fee based on the features you want to access. Others charge an annual fee based on the assets in the account.
  • Security features: Don’t forget to look into security. You want to make sure your transactions are encrypted. Check to see whether the platform is registered with the Securities and Exchange Commission and see what clearinghouse it uses. For example, some platforms use Apex Clearing for their transactions, which means they have Securities Investor Protection Corporation (SIPC) insurance and are a member of the Financial Industry Regulatory Authority (FINRA).
How much money do I need to start using an investing app?

Many investment apps allow you to open an account with no minimum and begin investing with as little as $1. Some apps, though, have higher minimums and might require $5 or more to begin investing.

What assets can you trade on investing apps?

The assets you trade on investing apps depend on what’s offered by each app. Most investment apps offer stocks and ETFs, while others offer crypto, bonds, mutual funds, options, forex, and more. Ensure the app you choose allows you to trade the assets you’re most interested in for the most benefit.

What are asset classes?

Asset classes are types of investments. They share similar characteristics to each other and broadly move similarly in response to various economic and market factors. Some common asset classes include:

  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Commodities
  • Currencies

What are the safest types of investments?

Any investment comes with the risk of loss. Cash is generally considered one of the safest investments, but even with that, you have the chance of losing value through inflation. Bonds, especially U.S. Treasuries, are also considered among the safer investments because you’re supposed to get your principal at the end of the term, though there’s a chance of default.

The safest investments don’t generally offer the highest returns, though. In most cases, the lower the risk of loss, the lower your potential return. The right options for you will depend on your risk tolerance and personal finance preferences, as well as other factors.

4.4
info
Build a Multi-Asset Portfolio

All-in-one investing platform with no fees, maximums, or subscriptions.11

Get started today
4.2
info
Get a Free Stock Valued Between $5 to $200

Commission-free trading with no account minimums or maintenace fees. Sign up to get one free share of stock.

Sign up for Robinhood
4.6
info
Invest in Google, Tesla, or Amazon For Just $1

Beginner-friendly app to invest in fractional shares and more. Bonus $20 to get started.

Sign up today
3.9
info
Trade Stocks and Options Easily (Even as a Beginner)

Join moomoo and receive rewards with qualifying deposits. Low fees, robust investing education, and access to pre- and post-market trading.

Join moomoo here

How we chose these products

FinanceBuzz evaluated a selection of investment products offered by our partners, looking at various criteria including product features, fees, and more. We did not review all products in the category and compensation was considered when evaluating and ordering the products.